CAIIB RETAIL BANKING PREVIOUS YEARS RECOLLECTED QUESTIONS BY
Srinivas Kante
1. Sukanya samridhi yojana
2. Atal pension yojana
3. Basic saving ac - 1 qtn
4. Customer relationship
management
5. Full form of CIA
6. one on IMPS
7. future value 2 qtn
8. BCSBI 7 qtn
9. Education loan 5 qtn
10. Who give subsidy on mudra
loans?
11. One question on rule 72?
12. Ordinary annuity one
question?
13. Product stage
14. Mobile banking limits?
15. Safety esteem self
actualization
16. Reliability responsiveness
17. ROC pulling
18. Max limit for prepaid
instruments, expiry of prepaid instruments
19. Mudra loan - It is 50000 to
10 lakhs
20. 80c rebate? - Rs. 1.5 lakhs
21. Withdrawal allowed in ATM's?
22. CERSAI is formed under which
act?
23. Many questions from retail
banking services
24. Reverse mortgage
25. Para banking
26. 80C limit
27. PM fosol bima yojona
28. CTR
29. CERSAI - which act
30. PMSBY - claim amout after
losing one eye or one leg or hand
31. PMEGP - implemented through
32. POS
33. EWS_size
34. RML
35. CRM gap-iii between
36. Merchant banking means
37. Closed ended fund
38. APY
39. Advantage and disadvantage of
retail banking
40. Limit of cash withdrawn from other bank ATM.
Option 5000, 100000, 20000, 2500
How many neft settlements in a
day?
Tax benefit in Home loan
Credit card cycle
NEFT/RTGS max n min limit
Basic diff.b/w rtgs n neft
Benefit of pvt. Banking
Wealth mgmt for corporates
Education loan repayment/defaults
EMI
Income tax
Rule 72
Essence of crm
Bharat bill paymnt systm
Priority of charge in mortgage
Brown label atm
Purpose of securitisation
Conditions for pension fund mgmt
Mutual fund conditions for bank
Approval for insurance
Propagate model
7Ps
ATM transactions in metro cities
SARFAESI
DRT
Internet banking
Mobile banking
Internet Banking- strategy
adaptation
Depreciation by both methods
Capital gain
Annuity
FSI Calculations
Full form of CDO
Product meaning??
Airline company used which
model..SBU..INTEGRATED MODEL???
RUPAY card is issued by NPCI
Case study related to Internet
banking 5 questions
Case study related to credit card
charges and other
Register mortgage date and
deposit of title deed
Implementation model related
WRBR.. Full form??
Date of execution of documents..
4 months
Augmented product...
Expected product...
Under NEFT, number of settlement
on week days are..12
RTGS minimum and maximum amout...
Disadvantages of Retail
banking...
Mobile banking maximum amout per
txn and monthly threshold related 5 questions
IFSC CODE TOTAL ALPHA..and
numerics
SFMS
Question on hni, super hni, ultra
hni category..
Wether the cibil report can be
given to customer after levying some charge or not..
Whether moratorium is given for
second hand car...
Moslow theory : Case study on
needs
RTGS : when processing
Education loan : case study about
margin
On college fee hostel fee
computer fee other expenses..
WDV : Case Study on Depreciation
l
Credit Card : Case study on
interest , risk , overdue amount....
Valuation of urban land
,agriculture land Method criteria etc.....
NEFT : 12 batches
Super affluent : 50-400 Lakhs
Case study on wdv method
Three questions on rent
capitalization method
Case study on maslow hierarchy
Case study on
tangibles..assurance..responsivess wale 5 factors
Emi calculation 2 questions
Theory was easy
Sbu 1 question
Horizontally organized model
credit card bill (case study 5
qus.)
Three questions on rent
capitalization method
Neft batches - 12 batches
depreciation numerical...
case study on gift card...
Fullform of USP - Unique Selling
Proposition
case study on education loan for abroad...
1. 2 Case studies on priority
charge on mortgage
2. Problem on depreciation(By
WDV)... eg. Wht will be the book value after 3 years?
3. Calculating future value
4. Diff between NEFT and RTGS
5. Questions on DSA
6. Case study on tax exemptions (
both interest and principal repayment)?
7. Prob on Depriciation by
straight through method?
8. What does securitisation
means?
9. Risk involved with DSA?
10. Questions on Potential
product PROPAGATE?
11. EMI Calculation
12. Questions on vertical,
horizantal model
13. How Many NEFT settlement on
weekdays and saturday
14. How many characters in UTR?
15. Question on WRBR
16. Case study on education
loan... all the fig are given ( eg. Hostel fee, tution fee,
other expenses and bank
margin).... we have to calculate max permissible bank loan
17. One critical case study on
credit card... credit card limt, free int period, int rate, over
limit penalty, due date and
purchase date are given... We have to calculate int chraged
a. if the customer pays the amt
due after 18 days from due date
b. If he pays half amt before due
date then calculate int charged for remaining amt on a
particular date?
C. If the amt cro sses the limit
then calculate the amt he has to pay
18. If we allow overdraft in CC
a/c and the customer does not repay it, then can we
approach DRT ? There are four options and we have to
choose the correct one
How many neft settlements in a
day?
Tax benefit in Home loan
Credit card cycle
NEFT/RTGS max n min limit
Basic diff.b/w rtgs n neft
Benefit of pvt. Banking
Wealth mgmt for corporates
Education loan repayment/defaults
EMI
Income tax
Rule 72
Essence of crm
Bharat bill paymnt systm
Priority of charge in mortgage
Brown label atm
Purpose of securitisation
Conditions for pension fund mgmt
Mutual fund conditions for bank
Approval for insurance
Propagate model
7Ps
ATM transactions in metro cities
SARFAESI
DRT
Internet banking
Mobile banking
1. Case study on Prepaid
instrument
2. Case study on Depreciation WDV
and SLM methods
3. Case study on Bharat Bill
Payment System
4. Case study on CERSAI
5. Case study on ekyc
6. Case study on car loan?
7. Case study on 'housing loan
for all' by newly launched scheme
8. Case study on Vehicle loan
9. Case study on Credit card
billing
10. Case study on Education loan
problem
11. Case study on Future value of
ordinary annuity
12. Case study on BCSBI - 10
questions (theory based)
13. Case study on Future value of
bond/annuity
14. Case study on Maslow Needs
15. Case study on CRM
16. Case study on EMI
17. Case study on Capital gain
18. Case study on Calculate
Present value
19. Case study on RML
Question on hni, super hni, ultra
hni category..
Wether the cibil report can be
given to customer after levying some charge or not..
Whether moratorium is given for
second hand car...
Moslow theory : Case study on
needs
RTGS : when processing
Education loan : case study about
margin
On college fee hostel fee
computer fee other expenses..
WDV : Case Study on Depreciation
l
Credit Card : Case study on
interest , risk , overdue amount....
Valuation of urban land
,agriculture land Method criteria etc.....
NEFT : 12 batches
Super affluent : 50-400 Lakhs
Case study on wdv method
Three questions on rent
capitalization method
Case study on maslow hierarchy
Case study on
tangibles..assurance..responsivess wale 5 factors
Emi calculation 2 questions
Theory was easy
Sbu 1 question
Horizontally organized model
credit card bill (case study 5
qus.)
Three questions on rent
capitalization method
Neft batches - 12 batches
depreciation numerical...
case study on gift card...
Fullform of USP - Unique Selling
Proposition
case study on education loan for
abroad...
Numericals from book about
Encumberence ratio
Tax saving on HL
Case studies under IBA education
loan
Calculation of PV FV
Case study on reliability,
tangibility, assurance (customer expectations)
Masala bond
Prepaid instrument
MSME act
Full form of USP
Who heads DRAT?
Sum on WDV and SLM
.................................
......
Case study on UPI
AEPS
REVERSE MORTGAGE FOR SENIOR
CITIZENS[RLEAC]
problems on straight line
WDV method
Educational loan on foreign study
5q on
empathy,responsiveness,assurance
2q on augmented, core product
Reverse mortgage equity linked
case study
FSI construction cost based
UPI based
80c/24(b) ICT act 1961 based
Priority sector in different
sector with perc of ANBC
PROGATE full form
BBPS component
fraud in operation risk
straight line method
written down value method
encumbrance value
Home loan
Service quality based case study
PPI based case study
Total compound interest
applicable
EMI
Present value and future value
Full form of MMID ?
UPI transaction max limit ?
Mobile banking per day and per
month limit?
Housing loan % of priority
sector?
Margin for RML (Reverse Mortgage Loan) with annuity
?
CAIIB Retail Recollected 2018 June ::
Recalled questions
Bbps
Case study on hl income tax claim
Fv n pv
Fsi
NFS details
Credit card
Free charge
Emi Calculation, Rule 72, Questions on CIBIL, SLM and WDV
housing loan cs education loan cs bbps cs ekyc depriciation cs question on time value of money and also more and more question on theory part
Case study on
BBPS
HL income tax
CKYC
Depriciation
Case study on
Bcsbi 5 que
Imps,UPI, *99#,mmid
[Credit card 5 que
Sarfasi,, lokadalak, drt 5 que
Car loan new oold car 5; questions
Housing loan tax benefits 5 que
Slm , wdv depreciation 3 que
Fund transfer mobile banking maximum per transaction and max per month per beneficiary
[Sub prime loan
[Bank charges under charge against future receivable cersai form 1 or 2 or not applicable
Mortgage act
[ RTGS and neft
Method of valuation of land and buildings which is to be attached as security for bank
Product development stages
Rule 72 compounded annually doubles in 7 yrs and 6 months option 9 .6,10, 9.3,9
Demat account can be opened in banks or DPS or brokers
If a bank issue card to customer and 10 lakh insurance cover what type of card bank issue rupay, visa, master, mastro
If credit card a person purchases for 12000 at 37.20 annually. Per month interest. Per day ,, if he pays within time limit what is the interest charged
How can a bank protect themselves if he is relieving information about the customer
Ombudsman settlement
Kyc aml
- Dispute between banks and reconstruction company securitization
[Back loading emi
If a person wants to invest in a 10 yrs pention plan plan name?? Pmjsy, pmvvy, Jay,jsy
[Machinery value 1200 lakhs salvage value 300. End of 6 yrs under wdv method 15%
When salvage value become zero
Dep under straight line method
Cumulative depreciation value of 3rd 4th year under wdv
