Monday, 6 May 2019

MOST IMPORTANT AFB Recollected

MOST IMPORTANT AFB Recollected::

1. Preference share option related voting rights were given
2. Foreign exchange dollar hkd and rupees cross currency was asked in rs
3. Eosp when it is issued or employees has buy predermined rates
4. Depreciation wdv 2 questions and sum of years 1
5. Error of principle
6. Gold loan rules for sanctioning
7. Bond volatility
8. spot rate meaning
9. Value date
10. e-commerce is?
11. Computer software is developed by?
12. Cost of sales gross profit net profit
13. Reconciliation
14. Closing stock apear-trading and balance sheat
15. Contingent liability-bank garanty
16. AS 13 relates to investment
17. Medium risk-8 years
18. SHG- kyc not required of all member
19. Sinking fund formula same as - FV anuity
20. Prepaid exp-current liability
21. Depriciation 2 qtns from wdv method and one from wtd average method
22. Outstanding salary - personal act
23. Expenses and incomes - nominal act
24. Real a/c debited-what comes in
25. Statement record all ledger balance-trial balance
26. Small account credit in a year - 1 lakh
27. Govt Company - 51% share
28. Question on kyc
29. Saving ac interest calculation....
30. Question in cash book and pass book
31. Long term Liabilities changes
32. Effect on assets
33. No question on SI, CI and EMI
34. Question from trial Balance
35. Real account, Personal account, Nominal account
36. 1 question is that Representative personal acc is 1
37. Question on wdv depreciation method
38. 2 marks question on foreign exchange rate
39. 1 question on ESOS
40. Floating rates are called ......
41. Back office may be situated in ......
42. Long term liabilities are payable after ......
43. High Financial Leverage means ......
44. Expenditure & Income reales to ......
45. Non Voting Shares
46. Double entry system means ......
47. Vaule date
48. Residual Value
49. YTM bond is ......
50. Spot
51. Call & Short Money
52. Credit & Debit Voucher
53. Chq clearing
54. Net profit value
55. Gross profit
56. Debt equity ratio
57. Issued shared
58. Banking manual
59. Question on cross currency rate 2 marks
60. Gross profit & net profit 2 marks
61. YTM 2 marks
62. Debit in real account refers to.....
63. KYC verification for shg group members....
64. CA cannot opened by....
65. Gross profit
66. Present value
67. Cash book passbook
68. Real nominal accounts
69. Fixed n floating rate
70. Call money notice money
71. Numerical Questions on gross profit, bond value, current yield, depreciation, present
value of some amount
72. Petty cash - 3question
73. Bank reconcile-2ques
74. 2 question from prepaid expenses
75. Main function of bank
76. Gross profit
77. Present annuity
78. Proprietorship firm
79. Meaning of holding company
80. Cash flow 55000, Useful Life 5 years, IRR 15%, Cost of capital 11%. Find NPV
81. What is consolidated voucher
82. Representative personal account
83. DE ratio owen fund current ratio total assets given n find the current asset
84. Sweat equity share
85. KYC - 2 questions
86. Salvage value in depreciation method 2 questions
87. Forex arithmetic 3ques's
88. Depreciation of machinery after 2 years written down value
89. kyc risks
90. STR report
91. Risk mgmt
92. BCSBI 1 question
93. Credit bal
94. Debit bal 2ques
95. Forfeiture of shares
96. Preference share

97. Dual concept
98. Accrual concept
99. Formula of depreciation
100. Sinking value 2 ques's
101. NPV VALUE OF Firm Calculation 2 Questions
102. Debt equity ratios...
103. Depreciations on fixed value...2-3ques...
104. Depreciation on straight line (residual value) ques...
105. Company having 51% share of another company...
106. Maximum limit of transaction in small (ovd )accounts in a year....
107. Current a/c cant be opened by....options were ...pardanashin women....minor
....blind...a ccompany..
108. Sweat equity shares...
109. GAAR full form...
110. Money market mutual funds are regulated by...
111. If a person transfer a/c frm one branch to another branch den required kyc???
112. Companiesare classified on the basis of...options were
...location...capital...managemnt...incorporation etc...
113. Bond value.....
114. Insurance premium for 45 days???
115. Typs of clerical errors.....
116. Periferal devices of computer...options were...keyboard windows..
117. A Suspesious Transion report where the report ( FIU-Ind)
118. Objective PMLA
119. When a minor open self operated account
120. Deleting Drawing 2 Questions debit or credit account
121. What is bond maturity value (YTM)
122. What is coupon rate
123. Prepaid expenses or outstanding account adjustment done or not
124. Samll account time
125. Rectification of error 4-5 Questions
126. Depreciation 4-5 Questions (3 Numerical)
127. Final Account 5-6 Questions
128. Foreign exchange 3 Questions all numerical
129. YTM 3 Questions
130. Education loan - 2 Question
131. Gold loan-1 Question
132. Consolidate voucher
133. Bank General ledger
134. Ratio 3 Question
135. How to improve current ratio
136. Inventory turnover ratio





Find cost of good sale if opening is80000; purchase is 120000;direct expense 5500;
indirect expense 4000 ;closing is9000
Bond par value is 100, market rate is 12% and 15% is .....find bond price
Ravi wants 500 at every quarter for 5 year , at the rate 10%.find initial deposite
When bond price is equal to Face value.
Interest paid in advance is a type of account
In which depreciation rate of interest is constant
Car purchase by a company is which type of expense
Auditor of a bank is appointed by
In cbs branch computer is connected to the server and all server are connected to main
data centre server
In India 1$=66.56-66.74and 1 euro=1.1456-1.1765$ then relation betwn rupee and
euro
Wages for installation of machine is debited wages acct is which type of error
Find closing balance if cost of goods sold ,puchase,indirect expense, opening balance is
given - For 1year, For 3years
A company deposited 5000at the beginning of the year to puchase amachinary for
20year at the rate 10% find present value of annuity
Schedule AS6 define
Which are the peripheral related to computer
Which of the work out sourced by bank - Ans loan recovery
Which work is not done at back office
Calculation of EMI
Calculation of interest on loan
E kyc is done at periodically to which type of customer
Why Ekyc is usefull
A loan is sanctioned and disbursed 100000 but after 1 year it shows outstanding of
101000. Than what is 1000
4 questions from identifying type of error
Gold loan eligibility
Bond face value one numerical pbm
Bank reconciliation statement given passbook balance and asked cash book balance and
viceversa-2numerical question and 2 case study type question in above
Cost sales netprofit numerical pbm
Given coupon rate,rate of interest and par value asked market price.
Accounting concepts AS29
Business entity,matching concept - give situation asked to find the type of concept
Benefits of CBS
Bill drawn by A on B endorsed it to c....After due date the entries are bills
receivable,noting charges-wat could have happened?
1. WDV Depreciation> 2problems
2. Who cannot open a Current a/c>minor, illiterate, blind or unregistered society
3. Balance sheet given. Calculate gross profit and net profit
4. Capital paid by shareholders >Paid up capital
5. Calculate PV and bond price>2 problems
6. Which is not true abou Company a/c
7. Cross currency problem
8. What is Spot
9. Due date of a bill from 29june(3months)
10. Suspicious transaction report to >FI UNIT
11. closing stock apear-trading and balance sheat
12. contingent liability-bank garanty
13. AS 13
14. medium risk-8 years
15. SHG- kyc not required of all member
16. sinking fund formula same as - FV anuity
17. Prepaid exp-current liability
18 depriciation 2 qtns from wdv method and one from wtd average method
19. outstanding salary - personal act
20. expenses and incomes - nominal act
21. real a/c debited-what comes in
22. statement record all ledger balance-trial balance
23. current yeild
24. bond value
25. mehod of accepting proposal-irr, npv,payback

Limited company pvt compny
account opening of huf
huf Kyc computerised a ccounting
simple interest que
wrongly credited de bited type question 3-4
Theoretical question on IRR and NPV
maximim 10 numericals 5 of 2 marks
2 marks numerical from ratio analysis
Depricition digit sum method numeric al
Acid test ratio=........... quick ratio
person who makes Promissory not e called - debtor (buyer)
gross profit, NPV numerical
related to cbs
according stan dards
capital or revenue ex penditure
earning per share theory quest ion
Dept turn over ratio problem
Bill receivable comes under a sset or liability
Under bills of exchange, which ac Dr.
Under bills of exchange, which ac Dr.
Sales and cost of goods sold gross pro fit
Foreign exchange and cross currency cal c
cross currency u have to add premiums an d sub discount
Composite voucher
Composition, redee mable, share preferential shares

1. Who prepared Bank Reconciliation Statement?
2. Who will bear the expenses charge creation?
3.cost of mationary is RS 12 lacs, scrap value is 0; useful life is 10 yrs; then find out the
book value for the 4th year.
4. P =10000; A= 11200; r=6℅ p.a then find out time?
5. Classification of ratios?
6. Credits = assets - ?
7. P= 10000 r= 8.5℅ pa compounded quarterly; T=4 yrs then find out A=?
8. Find out current yield on bond is RS 5000/- r = 12℅ pa and market value = 4500
9. Sweat equity shares will be given to ?
Document mgnrega card on identification on a/c opening.
Back office to be establised in ......
No of digits in Adhar, min no of persons in public ltd company
adhar card..bond value..irr.npv..com interest..cash book and passbook od..nominal act
real act ..expendture
balance sheet was given and profit was asked , how deaf is calculated, ytm npv,
bcsbi..kyc year..housing loan ...slm..and wdv method .interest differential..eroor
clerical...net profit ratio.5 qus on trial bal...
virus 1)affect hardware 2) is software 3) like virus of human 4) can not affect data - 2
Present value of bond
Which r 2 types of trial balance
Writing from journal to ledger is called?
2-3 qustns from foreign exchange arithmetic
Calculate amount given to petty cashier using imprest method
Current ratio based questions
Quick ratio is another name of -------?
Depreciation problems using wdv
Straight line method and sum of digits method



……………………………………………………………………

1) bond theorem -2 question 
2) bond sum
3) quick ratio 2sum
4) current ratio 1 sum
5) depreciation 4 sum
6) NPV
7) Pay back method 
8) ARR method _1 
9) Capital budgeting 1
10) Compound interest 2 sum 
11) Bond ARR value 
12) Concept of covertism 
13) Concept of consistency 
14) Full disclosure 
15) Accounting method -3 
16) Cost method 
17) Material method
18) Matching method 
19) Small savings bank account - who all can open , look 
20) EMI
21) Coupon rate 
22) Kyc 
23) Bcbsi account 
24) Trail balance error 
25) Company types - how it vil be registered 
26) LAN WAN - networking of 27)computreconcilation in which entry is required .... In which rectification entry not require 
28) Which error affects two accounts 
29) forward point - dollar to euro, euro to rupee 3 questions

Direct simple question on EMI
Twisted but very simple question in depreciation
Ratios some questions
KYC
LAN and WAN
Computer password
Reconsiliation
3 questions from cash book pass book. In this one question is sum others are theoretical
Conversion from euro to one unit of rupee
Direct questions on forward point
2-3 questions currency conversion dollars
Quick and current ratio - 4-5 questions
Emi 5 Lakhs 12% - monthly EMI for 2 years
Deprecation 3-4 questions numerical
The value get double at 9.75% in how many years
Single sided corr - 2-3 questions
RTGS related
Computer security related
Advantage of computerisation
Balance sheet
Prepaid expenses is what ...
Personal account
One more on real account based
Loan processing - 2 questions


JAIIB AFB today's NOV 2018Recollected questions ..updating continuously

1.More Theory based questions came.Approximatly 20% numerical
2.As 6
3.Spot rate
4.Numricals on sum digit depreciation
5.Computised accounting 2 question
6.Ration analysis : debt equity ration was given current ration was given total asset was given, find curren asset.
7.1 question on exchange rate.
8.3-4 question theory on rectification and error
9.4-5 questions related to daily banking activity

10.Calculation of net profit
11.Bills discounting
12. Brs 2 questions
13.3 qns NPV
14. 4 Depreciation- Sum of year method
15. Bond yield
16. YTM calculate
17.Questions were also on KYC norms
18.Like who can open current account
Illiterate
Minor
Blind
19.Non registered society
20.Documents required for opening acc of an trust
21.Opening stock 1000
Purchse 2000
Sales 1600
Expenses 500
Closing stock???
22.Error of commission
Error of ommission
Compensating error
23.
Sold goods to Mr.M ...trail balance entries will be?? Which account is debit

24.
Features of cost based concept accounting ??

25.
Process of Posting of entries in ledger is called??

26
Which of the one is not belongs to reporting stage??
27.Sweat equity
28.1 $ = in rupees and 1$ = in euros find 1 euro= in rupees
29.
Generally cash book and passbook is differs in following situations??


30.Regarding non voting shares one questions
31.Adjustment entry effect whch account
32. profit nd loss
33.Trading related
34.Current account can be opened by ......
35. Discount factor for 1 year for 10% rate.... 0.909
36. Which method doesn't take time value of money in consideration... NPC/IRR/PAYBACK METHOD - PAYBACK METHOD
37. If market value of the bond is equal to the face value..then intrest rate is?? YTM/Simple/Compound
38. 3 question on sum of digit method of depreciation... In one question dep. For 3rd year was asked and time period was 10 years.. In another que. Depreciation after 3rd year was asked
39. Which of the following is ont at the recording stage? Money measurement/Cost concept/Business entity/Going concern*
40. One question from reporting / recording stage
41. Overcasting in receipt side of cash book reconciled by what?
42DE ratio 4:1, Current ratio 2:1, Owned funds : 3 lakhs, Total assets : 34 lakhs, Find current assets?
43. Machine value 30000, Salvage value 2500, Life 10 years, What is the 3rd yr depreciation value?
44. Machinery value - 12,00,000, Salvage Value - 1,00,000, Useful Life in Years - 10 Years. Use sum of the years' digits method of depreciation to find the depreciation for 3rd year.
45. Generally cash book and passbook is differs in following situations??
46. Regarding non voting shares one questions
47. 1 $ = in rupees and 1$ = in euros. Find the value of 1 euro = in rupees
48. Housing loan priority sector 1 question
49 Process of Posting of entries in ledger is called?
50 Adjusting entries will effect which of the accounts?? p&l / balance sheet / trading account / None of the above
51 Opening stock 1000, Purchase 2000, Sales 1600, Expenses 500, Closing stock?



Sunday, 5 May 2019

Jaiib PPB recollected on 05.05.2019

Recollected PPB questions on 05.05.2019 updating by srinivas kante

CRR ration of schedule
commercial banks under basel3 norms.
2.protocol used for file transfer (FTP)
3.networks to network is called( Internet)
4.ombudsmam person is required if a bank has —- no of outlets.( 7,10,5)
5.Factioring question 2 marks

Lady come with 9 yr old child and asks u to open minor account to be operated by her (ahe as natural Guardian)..what you will do?

 internet defination
Troplogy defination.
What is INEt,
factoring.
Hypothecation.
Assignment
Market information system
Absorption price
SEBi function

Two times endorsed cheque one que

Product development atages-maturity stage was asked in details

Feature of cheque truncation system

Money market instruments were asked

Which of the following is direct marketing? Zero level , one level were the option

Not a Function of marketing? Planning, implementation, control, correction

Credit information can be accessed by which parties?

Banker customer relationship

Consumer protection act- national commission is established by

STR to be submitted within -7 days

que on cersai, int subv., security charge on actionable claim by_____ , goi hold 100 stake in ??  options r -- sbi , hdfc , postal payment bank

If some otherwise major part is to be kept aside during screening then it's -----1)MIKS error 2)Major error something like this

Interest rate on unclaimed account




1 age limit of pmjdy account holder for od limit
2 In case of natural death in which insurance category it comes like plant or jjby
3 in how much time atm holder claims for insurance
4 od limit for pmjdy account holders,
5  which is not part of social media
A pinterest
B instagram
C facebook
D wikipedia

Pmjjby pmsby
consolidation of firms
mclr
garnishee order

1.Bankers cheque validity from date of issue
2. A and b are having locker operation with e or s.. c is appointed as nominee... now A is expired...who can operate the locker
3.Topology network means?
4. NET is used for?
5 SWIFT operation means




8 questions from ethics, mainly business ethics
Conditional mortgage
Clayton rule
Questions from lien,
set off,
hypothecation,
pledge
Who's the weaker section in priority sector lending?
Not maintaining SLR how much penalty

Which of the following functions are carried by IRDA in India?
(i) Regulator of insurance companies
(ii) Regulator of insurance products
(iii) Supervision of the general insurance market
A. Only (i) and (ii)
B. Only (i) and (iii)
C. Only (ii) and (iii)
D. (i) (ii) and (iii).

Cooperative bank can borrow 2% .....how many points base

PPB JAIIB (05.05.2019 morning batch)
- PMJJBY max age
- SHG max age
- factoring forfeiting
- Marketing ( max no of questions )
- Cersai within how many days to be registered
- NURLM - subsidy amount
- Book Debts
- 8 questions on Business Ethics
- conditional mortgage
- Clayton s rule
- lien
- rite to set off
- hypothecation
- pledge
- weaker section in priority sector lending
- penalty for not maintaining SLR
- Co operative bank can borrow 2%
- how many points base interest subvention in NULM NRLM % and upto wat amount
- OD limit for PMJDY 5000
- possession can transfer in which type of mortgage - unsufructuary mortgage
-provision related questions (3)
- questions on priority sector lending
- YOJANA s ( PMJDY PMSBY PMJJY PMJBY )
- cersai mortgage related questions
- IRDA / SEBI / RBI related questions
- Doubtful NPA provisioning
- EMV stands for EUROPAY MASTER card & VISA

NRLM subsidy amount
Right of subrogation
Kharif season food grain PMFBY premium
PMJJY max age
Bussiness ethics
Penalty on non maitainence of SLR
Claytons rule
DD cancellation?
Cheque payment after working hours
Market stabilisation scheme purpose
Supervision of RBI
Marking concept
Basel concept
Npa concept

Garneshe order , cersai , pmjdy, pmjjy ,pmsby
Recollected Questions from Today's Exam...

Today's question ....
Cylton rule
Npa provisioning
5- 6 question From Ni act
Minor comes which act
Gandhian thought from kuran; gita etc 😊
Submention secme
Securities
Limitation
Mclr related two questions
Slr penalty
From Garnisee order
Clearing cheque question
Str reports  submit within 15 days
Fake currency reports
NASDAQ from
Ctr cheque
5 - 7 question from bank deposit policy
 2- 4 question from   insurance sector
1 -2 question from act
Question from ndtl
 Question from Whistle blower policy
Neft related
What is inet
Which option not come from social site 😊 youtube facebook wikipedia
Atm switch
Multiple pin use - debit card credit card; smart card 😊
Question from cbs
Minor account  can open with mother/father
Swift
Questions related to provisioning of NPA,
priority sector targets  sub targets
business ethics.
4 p, 4c, study the mcq of each chapter from the book
Market stabilization schemes
Workplace ethic...
PMSBY loss of one eye one hand insurance cover..
Network of networks...
Cylton rule..
In factoring sevice the factor provides
business ethic refers to
Phishing attacks
.objective of relationship management.
.function of CKYCR
.SWIFT  features
.SMFis mandatory for exchange of information smoothing in...
.facilities required by exporters from bank...
.TReDs act

Friday, 3 May 2019

MSME FOR BANKERS (EXAM DATED 27.04.2019)

MSME FOR BANKERS (EXAM DATED 27.04.2019)

1. MSME represent ------- policies of Government of India which emphasized to use foreign exchange for imports etc (Ans: Socio Economic)
2. Objectives of MSME identification which among is not an objective (Page 4 of Text Book)
3. Limitations of MSME. Identify which among is correct (Page 4 of Text Book)
4. The MSME is made important subject in development in (Ans: Worldwide including countries like USA, Japan)
5. The classification of industries is based on different factors. Which among the following is wrong (Ans: Loan Amount)
6. Explanation of export oriented Unit (Ans: Industry that undertakes to export 30% of annual production at the end of third year)
7. Which among the following is not falls in Small Business (Ans: Wholesale Trade)
8. For the transport operator is categorized as MSE, if total vehicle owned does not exceed (Ans: 10)
9. The de reservation of items as per Sec 29 B of Industries act 1951. Find out wrong features (Page 10 of Text Book)
10. Micro Enterprises Manufacturing & service investment criteria (Ans. 25 Lacs & 10 lacs)
11. Which among the following is the example of indirect finance (Ans: MFI lending to co-operatives of producers)
12. Which among the following is not a feature of Sole Proprietary firm (Ans: Income is distinguished for taxation)
13. Mr. Ram a minor turned major on 01.02.2016, who was admitted to a partnership firm during his minority. What is the maximum time before which he can repudiate his liability (Ans: 6 months from date )
14. Which among the following is not a feature of partnership firm (Ans: A partnership firm can be a partner in another firm)
15. Which among the following is a feature of partnership firm (Ans: A partnership firm not require compulsory registration of deed)
16. The usage of common seal is explained in which document. (Ans: Articles of Association)
17. Maximum number of share holders in Private Limited Company is (Ans: 200)
18. Which among the following is not a feature of Public Limited Company (Ans: The shares are freely not transferrable)
19. For getting environmental clearance for the setting up of an enterprises one must (Ans: Obtain clearance from the pollution board)
20. If the ownership of any enterprise is individually or jointly hold by women above 51%, the same is termed as (Ans: Woman Enterprises)
21. The gender discrimination in Market is by (Ans: Differential wage for the same work)
22. Which among the following is not a classification of categories of Women Entrepreneurs (Ans: Literate and illiterate women)
23. Exclusive scheme to provide equity support to women entrepreneurs (Ans: Mahila Udhyam Nidhi)
24. Which among the following is not a supportive measures for Women’s economic activities (Ans: Refer Page ; 24 in text book)
25. MSME DO is earlier known as (Ans; Small industries Development Organization)
26. The development of MSME is a (Ans: State Subject )
27. An industrial undertaking, a company with interests in industry can invest up to _____ in a MSE unit (Ans; 24%)
28. Similarity features identification between LLP & a Private Limited Company (Ans: Refer Page ; 45 in text book)
29. TReDS full form (Ans: Trade Receivables Discounting system )
30. Which among the features pertains to Priority Sector Lending Certificates
31. CERSAI is formed as per the (Ans: SARFAESIA act of 2002)
32. Calculation for maximum CGTMSE coverage available for unit with Rs 30.00 Lacs fund based & 15 Lacs non fund based limit.
33. The current liability is 50000. The current ratio is 2.5. calculate Current asset
34. The CLSS scheme gives subsidy of ( 15% or 0.15)
35. Which among the given option is not a rating agency (Ans; NSIC)
36. Which among the following is give overall guidelines of SIDO (Ans; Directorate of industries)
37. Features of HUDCO. Select the one wrongly explained (Ans: Refer Page ; 61 in text book)
38. Activities of TCO. Which among is correct combination (Ans: Refer Page ; 62 in text book)
39. Which among the following is features of KVIC (Ans: Refer Page ; 63 in text book)
40. The credit limit up to 5 Lacs to be disposed in maximum of (Ans; 2 Weeks)
41. Which among the following is wrongly stated regarding the functions of SIDBI (Ans: Refer Page ; 70 in text book)
42. Major problems faced by MSME in the given option (Ans: Refer Page ; 92 in text book)
43. Which among the following is not a feature for commercial banks or promoting the MSE advance portfolio (Ans: Low NPA)
44. Identify which are the following is bill financing
45. Which among the following is example of post shipment finance (Ans: Refer Page ; 109 in text book)
46. RED Clause LC Feature (Ans: Refer Page ; 111 in text book)
47. Specialized MSME branch (Ans: if advance is 60% MSE portfolio)
48. BCSBI guidelines for MSE regarding acknowledgement of application & issuance of rejection letter with reason
49. Which among the given option is not associated with 5 Cs of the borrower (Ans: CIBIL score )
50. Identify and add the total assets from the given balance sheet component
51. What is the implication and effect in increase of Sundry Debtors or creditors (Ans; Refer Page ; 124 in text book)
52. Maximum Limit of loan that can be sanctioned under Turnover method (Ans: Rs 500.00 Lacs)
53. Factors affecting/determine the working capital limit (Ans: Refer Page ; 138 in text book)
54. Calculation using II method of lending (Ans; Refer Page ; 143 in text book)
55. Overview of Risk features , by way of match the following (Ans: Refer Page ; 145 in text book)
56. Features and requirement of credit rating (Ans: Refer Page ; 148 in text book)
57. Economic benefits of MSME. Identify the features (Ans: Refer Page ; 165 in text book)
58. The common parlance and practices of BDS is (Ans: Operational)
59. Identify the support by BDS (Ans: Refer Page ; 170 in text book)
60. Nature of deficiencies and remedial measures in cluster development (Ans; Refer Page ; 198 in text book)
61. Growth phase of MSE cluster features
62. Role of CDE in the cluster (Ans; Refer Page ; 209 in text book)
63. Why agricultural land is not taken as collateral security for securing the loan
64. Delayed payment of the bill raised by the MSE entrepreneur is compensated by (Ans: 3 times of bank rate announced by RBI)
65. RBI definition of Sick unit
66. Identify which among the following is external cause of sickness (Ans: Power Shortage)
67. When long term source is used for short term uses, the same is amounts to (Ans; Diversion of funds)
68. Feature of an enterprises tending towards sickness (Ans: Refer Page ; 242 in text book)
69. Symptoms of incipient sickness in activity (Ans; Refer Page ; 243 in text book)
70. Explanation of SICK GREY AREA
71. Hand holding stage features (Ans: Refer Page ; 253 in text book)
72. The account of NPA with dues of Rs 2.00 lacs, who will finalize the viability (Ans: Branch manager)
73. Viability criteria (Ans: Refer Page ; 256 in text book)
74. Primary purpose of secured creditors with NPA asset is (Ans; To sell off for the purpose of loan)
75. The 13(2) notice to be given as per SARFAESIA for how many days (Ans: 60 days )
76. Asset Reconstruction companies are registered with (Ans: RBI)
77. The reason for the existence of MFI (Ans: Refer Page ; 273 in text book)
78. Multiple lending and over indebtedness of MFI (Ans: Refer Page ; 276 in text book)
79. Primary Objectives of Mudra Bank (Ans: Refer Page ; 279 in text book)
80. Primary security & Collateral security features
81. Customer DNA means
82. Insolvency & Bankruptcy difference between two
83. Features of Bank’s Board Bureau
84. Impact of WTO agreements in domestic industry (Ans: Refer Page ; 305 in text book)
85. Which sector among the given option is contributing to exports (Ans: Textile)
86. Calculation of Plant & machineries value from given options (Ans: Not to include Jigs, generator sets etc)
87. Which among the following is not a participant of importance/much role in an LC? (Ans: Beneficiaries’ Bank)
88. Explanation of LC, which among the given options is correct
89. Which among is pre shipment finance?
90. Which among the following is not correct for loan sanction in MSME segment (Ans: Compulsory to give collateral free loan till 100 lacs)

All the best !!