Saturday, 2 November 2019

Jaiib ppb recollection may 2019

Recollected PPB questions on 05.05.2019 updating by srinivas kante

CRR ration of schedule
commercial banks under basel3 norms.
2.protocol used for file transfer (FTP)
3.networks to network is called( Internet)
4.ombudsmam person is required if a bank has —- no of outlets.( 7,10,5)
5.Factioring question 2 marks

Lady come with 9 yr old child and asks u to open minor account to be operated by her (ahe as natural Guardian)..what you will do?

 internet defination
Troplogy defination.
What is INEt,
factoring.
Hypothecation.
Assignment
Market information system
Absorption price
SEBi function

Two times endorsed cheque one que

Product development atages-maturity stage was asked in details

Feature of cheque truncation system

Money market instruments were asked

Which of the following is direct marketing? Zero level , one level were the option

Not a Function of marketing? Planning, implementation, control, correction

Credit information can be accessed by which parties?

Banker customer relationship

Consumer protection act- national commission is established by

STR to be submitted within -7 days

que on cersai, int subv., security charge on actionable claim by_____ , goi hold 100 stake in ??  options r -- sbi , hdfc , postal payment bank

If some otherwise major part is to be kept aside during screening then it's -----1)MIKS error 2)Major error something like this

Interest rate on unclaimed account




1 age limit of pmjdy account holder for od limit
2 In case of natural death in which insurance category it comes like plant or jjby
3 in how much time atm holder claims for insurance
4 od limit for pmjdy account holders,
5  which is not part of social media
A pinterest
B instagram
C facebook
D wikipedia

Pmjjby pmsby
consolidation of firms
mclr
garnishee order

1.Bankers cheque validity from date of issue
2. A and b are having locker operation with e or s.. c is appointed as nominee... now A is expired...who can operate the locker
3.Topology network means?
4. NET is used for?
5 SWIFT operation means




8 questions from ethics, mainly business ethics
Conditional mortgage
Clayton rule
Questions from lien,
set off,
hypothecation,
pledge
Who's the weaker section in priority sector lending?
Not maintaining SLR how much penalty

Which of the following functions are carried by IRDA in India?
(i) Regulator of insurance companies
(ii) Regulator of insurance products
(iii) Supervision of the general insurance market
A. Only (i) and (ii)
B. Only (i) and (iii)
C. Only (ii) and (iii)
D. (i) (ii) and (iii).

Cooperative bank can borrow 2% .....how many points base

PPB JAIIB (05.05.2019 morning batch)
- PMJJBY max age
- SHG max age
- factoring forfeiting
- Marketing ( max no of questions )
- Cersai within how many days to be registered
- NURLM - subsidy amount
- Book Debts
- 8 questions on Business Ethics
- conditional mortgage
- Clayton s rule
- lien
- rite to set off
- hypothecation
- pledge
- weaker section in priority sector lending
- penalty for not maintaining SLR
- Co operative bank can borrow 2%
- how many points base interest subvention in NULM NRLM % and upto wat amount
- OD limit for PMJDY 5000
- possession can transfer in which type of mortgage - unsufructuary mortgage
-provision related questions (3)
- questions on priority sector lending
- YOJANA s ( PMJDY PMSBY PMJJY PMJBY )
- cersai mortgage related questions
- IRDA / SEBI / RBI related questions
- Doubtful NPA provisioning
- EMV stands for EUROPAY MASTER card & VISA

NRLM subsidy amount
Right of subrogation
Kharif season food grain PMFBY premium
PMJJY max age
Bussiness ethics
Penalty on non maitainence of SLR
Claytons rule
DD cancellation?
Cheque payment after working hours
Market stabilisation scheme purpose
Supervision of RBI
Marking concept
Basel concept
Npa concept

Garneshe order , cersai , pmjdy, pmjjy ,pmsby
Recollected Questions from Today's Exam...

Today's question ....
Cylton rule
Npa provisioning
5- 6 question From Ni act
Minor comes which act
Gandhian thought from kuran; gita etc 😊
Submention secme
Securities
Limitation
Mclr related two questions
Slr penalty
From Garnisee order
Clearing cheque question
Str reports  submit within 15 days
Fake currency reports
NASDAQ from
Ctr cheque
5 - 7 question from bank deposit policy
 2- 4 question from   insurance sector
1 -2 question from act
Question from ndtl
 Question from Whistle blower policy
Neft related
What is inet
Which option not come from social site 😊 youtube facebook wikipedia
Atm switch
Multiple pin use - debit card credit card; smart card 😊
Question from cbs
Minor account  can open with mother/father
Swift
Questions related to provisioning of NPA,
priority sector targets  sub targets
business ethics.
4 p, 4c, study the mcq of each chapter from the book
Market stabilization schemes
Workplace ethic...
PMSBY loss of one eye one hand insurance cover..
Network of networks...
Cylton rule..
In factoring sevice the factor provides
business ethic refers to
Phishing attacks
.objective of relationship management.
.function of CKYCR
.SWIFT  features
.SMFis mandatory for exchange of information smoothing in...
.facilities required by exporters from bank...
.TReDs act

Friday, 1 November 2019

VARIOUS KINDS OF CHARGES OVER SECURITIES & its Charge

VARIOUS KINDS OF CHARGES OVER SECURITIES & its Charge
immovable Property like land and building Mortgage

Actionable claims like Book debts, FDR. NSC, Life Policies Assignment

Movable property/_goods like Plant &machinery, stocks, vehicle, RIR Pledge or hypothecation

Paper securities like Shares, debentures, MF units, bonds Lien

IT SECURITY 26.10.2019 MEMORY BASED RECOLLECTED QUESTIONS

IT SECURITY
***********
Giv priority to Technical terms...
***************
26.10.2019 MEMORY BASED RECOLLECTED QUESTIONS
Salomi technique

Accountability- biometric login wat d user has/knows/is

Access control
Access privilege

Maker checker principle

Ciso/cfo role

Anti piracy

Thteat/vulnerability/impact

RFID radio frequency identification

Perimeter security

3 most common metal detector

Fire extinguishers

E waste

BYOT/BYOD /work from home

Commonly used sever

Router/modem/switch/gateway

White box/black box testing

Alpha/beta testing

ISO certfctn standard specifctn

COBIT

STEGNOGRAPHY/RANSOMWARE/CYBER TERRORISM/SOCIAL ENGG

DOS/DDOS

CAPTCHA

MALWARE/SPYWARE/ADWARE/ROOTKIT/BOTNETS

FASTFLUX/STUXNET

HOTSITE/WARMSITE/COLDSITE

IS AUDIT QUALIFCTNS

GUIDELINES FOR FRAUD PREVENTION

FSDC

National organisation s


❤️ Updated List of famous National Organizations
❤️ Reserve Bank Of India (RBI)
πŸ”· Founded - 1 April 1935
πŸ”·HQ - Mumbai
πŸ”· Governor - Shaktikanta Das
❤️ Securities And Exchange Board Of India (SEBI)
πŸ”· Founded - 1988
πŸ”· HQ - Mumbai
πŸ”· Chairman - Ajay Tyagi
❤️ Insurance Regulatory And Development Authority (IRDAI)
πŸ”· Founded - 1999
πŸ”· HQ - Hyderabad
πŸ”· Chairman – Subhash Chandra Khuntia
❤️ Small Industries Development Bank of India (SIDBI)
πŸ”· Founded - 1990
πŸ”· HQ - Lucknow
πŸ”· Chairman – Mohammad Mustafa
❤️ Telecom Regulatory Authority of India (TRAI)
πŸ”· Founded - 1997
πŸ”· HQ - New Delhi
πŸ”· Chairman – Ram Sewak Sharma
❤️ Food Safety and Standards Authority of India (FSSAI)
πŸ”· Founded - 2011
πŸ”· HQ - New Delhi
πŸ”· Chairman – Rita Teotia
πŸ”· CEO - Pawan Kumar Agarwal
❤️ Council of Scientific and Industrial Research ( CSIR )
πŸ”· Founded - 1942
πŸ”· HQ - New Delhi
πŸ”· DG - Shekhar C Mande
❤️ Defense Research and Development Organization ( DRDO )
πŸ”·Founded - 1 Jan 1958
πŸ”·HQ - New Delhi
πŸ”· DG - G. Sateesh Reddy
❤️ Indian Space Research Organisation (ISRO)
πŸ”· Founded - 15 Aug 1969
πŸ”· HQ - Bengaluru
πŸ”·Chairman - K. Sivan
❤️ Federation of Indian Chambers of Commerce and Industry (FICCI)
πŸ”· Founded - 1927
πŸ”· HQ - New Delhi
πŸ”· President - Sandeep somay
πŸ”· SG - Dilip chenoy
❤️ National Human Rights Commission (NHRC)
πŸ”·Founded - 1993
πŸ”· HQ - New Delhi
πŸ”· Chairman - H L Dattu
πŸ”· SG - Jaideep Govind
❤️ National Security Guard ( NSG )
πŸ”· Founded - 1984
πŸ”·HQ - New Delhi
πŸ”·DG - Anup Kumar Singh
❤️ Indian Coast Guard (ICG)
πŸ”· Founded - 1978
πŸ”· HQ - New Delhi
πŸ”· DG -  Krishnaswamy Natrajan
❤️ Bhabha Atomic Research Centre (BARC)
πŸ”· Founded - 1954
πŸ”· HQ - Mumbai
πŸ”· Director -Ajit Kumar Mohanty
  

Thursday, 31 October 2019

Jaiib PPB & legal important

Some Important Things to Remember PPB and Legal

✅Cheque truncation-Electronic Image

✅Notice of dishonour waived mentioned in an endorsement - Facultative endorsement

✅Endorsement without recourse-Sans recourse endorsement

✅In crossing where banks name is included-Special crossing

✅Not negotiable crossing indicates that payee has got a better title.

✅Difference in words and figures-Amount in words to be paid.

✅As per CTS 2010- Amount in words is called as legal amount and amount in figures is called as courtesy amount.

✅Cheque drawn in different inks-Pass the cheque

✅Cheque having impossible date like 31/11/2016 presented on 30/11/2016 pass the cheque.

✅Cheque dated prior to date of account opening – Pass the cheque.

✅Bearer cheques - Pass the cheque.

✅Validity of a Cheque - 3 months

✅Immediate credit of outstation cheques - Rs 15000

✅Minor becomes major at the age of 18, if guardian is appointed by court he becomes major at the age of 18.

✅Minor can endorse but will not be liable

✅Missing person-A person is presumed to be died only after of lapse of 7 years from date of report to be missing.

✅For individuals, Joint accounts(not survivor,if issued by survivor,pass the cheque), partnership-Death of individual/partner- Payment of the cheque to be stopped

✅For Trust, Company, POA-Death of Trustee, Director, Agent-Pass the cheque.

✅In joint account, Partnership account, any person, partner can give stop payment notice, but revocation to be done by all.
E or S, death of one amount to be paid to survivor.

✅In joint operation account, if any one dies then amount will be paid to legal heirs of the deceased plus survivor.

✅In former or survivor only former has got all the rights, survivor can’t give stop payment nor withd be signed by both.

✅In case of locker operated jointly, if any person dies then access will be given to survivors along with nominee. In case of E OR S, then articles will be taken by the survivor.

✅Banks will issue notice for operation or surrender if Locker is not operated for one year in high risk accounts Locker is not operated for three years for medium risk accounts.

✅Break open of lockers to be done in front of the Branch officials, locker hirer, and two independent witnesses.

✅Premature or closure of deposit accounts, nominations to be signed by all joint account holders-Note-Premature can be done if demanded by survivor provided the authorisation was given at the time of account opening by the joint account holders for premature closure if any one dies.

✅In HUF Senior male coparcener is Karta.

✅A blind person can open a current account but an illiterate cannot open a current account.

✅Inland bills-Drawn in India, Payable in India by a foreigner or resident, payable abroad by an Indian.

Foreign bill other than the above.
✅A bill presented on 15/05/2017 and accepted on 16/05/2017.Due date will be 2 months from the date of presentment. Due date?

✅Even though 2 months presentment is given only accepted date to be taken into account.

✅2 months from 16/05/2016 -16/07/2016 Add 3 days grace- 19/07/2016 (3rd day)

✅If the due date happens to be a holiday then the bill will be paid on previous or preceding working date

✅Issue of DD without indemnity/no payment advice-Rs 5000

Sunday, 27 October 2019

Forex operations recollected on 26.10.2019


Only one numerical related to cross rate and other about concept & latest operational guidelines.

5 to 6 Qns from Incoterms

Same no. of Qns from LC too.

2 Qns from UCP 600

3 Qns from forfaiting & factoring

5 Qns from Import & Export financing

CCP recollected questions on 26.10.2019

Questions were mainly from conceptual undestandings Export Credit (LC), Tandon Committee, IRAC norms, Priority Sector Lending Certificates, Restructuring, Financial Ratios

CP
WC(1nd and 2nd method)
Break even case study
ICR
Ratios interpretation
WCG
Syndication
Consortium

Minors
Public ltd company
Charge creation

Mortgage


CTP recollected on 26.10.2019

CTP recollected on 26.10.2019


 5 case studies we're there , 2 from bonds yield calc, 1 forward rate agreement, 2 forex total 25 qn from case study. 15 simple mathematics qn, and rest are theories.

Certified Treasury Professional Online exam , 64.
Thanks to Sir and Group members for their valuable guidences.
Paper is Moderate, deep study required.

Mechmillan book.
Notes of Sir,
BFM book (Module C)
FAQs avilable on FIMMDA website,
Treasury Terminology available on IIBF website
Mock tests etc.

Bcsbi recollected questions on 26.10.2019

Bcsbi recollected questions on 26.10.2019


1) Reason for termination of Bank customer relationship
2) where we can not perform right of set-off
3) net worth formula:
Capital + reserve - accumulated loss and depreciation like option
4) once a bearer always a bearer meaning
5) bank display on their website list of unclaimed deposit account:
Name and account no
Name and address
Name, address and account no
6) not a feature of social media marketing
Sharing experience
Giving opinion
Passive participation
Exchange of information
7) if 5L to 25 L loan then processing time
8) Active listening
9) quality of good listener
10) find odd one mobile banking services modes
IVR / SMS/ USSD/ STK Like
11) find odd one, features of holder in due course

12) find odd one, good delivery of services
Speed/ concern / accuracy  like that
13) wrongly issue credit card and charge 100. What BO will fine
100 + double the amount charged