MSME::
HOUSING FOR ALL BY 2022
Urbanization is one of the important realities of recent decades in India. Its urban system consists of 7933 cities and towns of different population sizes, and a population of 377.16 million (Census 2011) which is the second largest in the world. India entered into a different demographic trajectory with the net increment to urban population exceeding the net increment to rural population. The United Nations (2014) estimates that much of the population increase in India between 2015 and 2030 will take place in urban areas during which it will add 164 million people to its urban base. The scale of the projected urban population increase is extraordinary, offering both an opportunity as well as a challenge for it to mobilize its resources and capacity to manage the transition.
lack of housing and basic services at the required pace to meet the challenges of urbanization has resulted in the development of slums and squatter settlements with wider ramifications on the health, safety, and well-being of the citizens. The gap between the supply and demand of the housing has been widening, thus pushing up the market rates for housing in urban areas. As reported by the Technical Group on Urban Housing Shortage (2012-17), constituted by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA), Government of India, there is a shortage of 1.88 crore dwelling units, out of which nearly 96% belongs to the Economically Weaker Sections (EWS) and Lower Income Group (LIG) households. According to MoHUPA, the housing shortage in urban areas, assuming the projected slum households to go upto 1.80 crore at a decadal growth rate of 34% and non-slum urban poor households of 0.20 crore, is projected at 2.00 crore by 2022. In the backdrop, a comprehensive “Housing for All by 2022” in a mission mode has been launched by MoHUPA in the middle of 2015. The ‘Housing for All by 2022” Mission (HFA) envisions provision of housing for all by 2022 when the Nation completes 75 years of its independence. As per HFA, 2.00 crore new houses would be built to meet the shortage in next seven years. Mission with all its components has become effective from 17.06.2015 and will be implemented upto 31.03.2022. As per the Mission, a beneficiary family will comprise of husband, wife and unmarried children and the family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India. The EWS households are households having an annual income up to Rs.3.00 Lakh and LIG households are households having an annual income between Rs.3.01 Lakh to Rs.6.00 Lakh. States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre. As regards house size, it shall be an all weather single unit or a unit in a multi-storeyed super structure having carpet area of upto 30 sq. m. and 60 sq. m. for EWS and LIG respectively with adequate basic civic services and infrastructure services like toilet, water, electricity etc. Flexibility is available to States to determine the area based on their local needs with information to Ministry. Primary Lending Institutions (PLI), under the mission, include Scheduled Commercial Banks, Housing Finance Companies, Regional Rural Banks (RRBs), State Cooperative Banks, Urban Cooperative Banks or any other institutions as may be identified by the Ministry. The HFA Mission seeks to address the housing requirement of urban poor including slum dwellers through the programme verticals such as: (a) Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource (“In Situ Slum Development); (b) Promotion of Affordable Housing for weaker section through credit linked subsidy; (c) Affordable Housing in Partnership with Public & Private sectors; and (d) Subsidy for beneficiary-led individual house construction /enhancement. The Mission shall be implemented through the said four verticals giving option to beneficiaries, Urban Local Bodies (ULBs) and State Governments
HOUSING FOR ALL BY 2022
Urbanization is one of the important realities of recent decades in India. Its urban system consists of 7933 cities and towns of different population sizes, and a population of 377.16 million (Census 2011) which is the second largest in the world. India entered into a different demographic trajectory with the net increment to urban population exceeding the net increment to rural population. The United Nations (2014) estimates that much of the population increase in India between 2015 and 2030 will take place in urban areas during which it will add 164 million people to its urban base. The scale of the projected urban population increase is extraordinary, offering both an opportunity as well as a challenge for it to mobilize its resources and capacity to manage the transition.
lack of housing and basic services at the required pace to meet the challenges of urbanization has resulted in the development of slums and squatter settlements with wider ramifications on the health, safety, and well-being of the citizens. The gap between the supply and demand of the housing has been widening, thus pushing up the market rates for housing in urban areas. As reported by the Technical Group on Urban Housing Shortage (2012-17), constituted by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA), Government of India, there is a shortage of 1.88 crore dwelling units, out of which nearly 96% belongs to the Economically Weaker Sections (EWS) and Lower Income Group (LIG) households. According to MoHUPA, the housing shortage in urban areas, assuming the projected slum households to go upto 1.80 crore at a decadal growth rate of 34% and non-slum urban poor households of 0.20 crore, is projected at 2.00 crore by 2022. In the backdrop, a comprehensive “Housing for All by 2022” in a mission mode has been launched by MoHUPA in the middle of 2015. The ‘Housing for All by 2022” Mission (HFA) envisions provision of housing for all by 2022 when the Nation completes 75 years of its independence. As per HFA, 2.00 crore new houses would be built to meet the shortage in next seven years. Mission with all its components has become effective from 17.06.2015 and will be implemented upto 31.03.2022. As per the Mission, a beneficiary family will comprise of husband, wife and unmarried children and the family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India. The EWS households are households having an annual income up to Rs.3.00 Lakh and LIG households are households having an annual income between Rs.3.01 Lakh to Rs.6.00 Lakh. States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre. As regards house size, it shall be an all weather single unit or a unit in a multi-storeyed super structure having carpet area of upto 30 sq. m. and 60 sq. m. for EWS and LIG respectively with adequate basic civic services and infrastructure services like toilet, water, electricity etc. Flexibility is available to States to determine the area based on their local needs with information to Ministry. Primary Lending Institutions (PLI), under the mission, include Scheduled Commercial Banks, Housing Finance Companies, Regional Rural Banks (RRBs), State Cooperative Banks, Urban Cooperative Banks or any other institutions as may be identified by the Ministry. The HFA Mission seeks to address the housing requirement of urban poor including slum dwellers through the programme verticals such as: (a) Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource (“In Situ Slum Development); (b) Promotion of Affordable Housing for weaker section through credit linked subsidy; (c) Affordable Housing in Partnership with Public & Private sectors; and (d) Subsidy for beneficiary-led individual house construction /enhancement. The Mission shall be implemented through the said four verticals giving option to beneficiaries, Urban Local Bodies (ULBs) and State Governments
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