NATIONAL RURAL LIVELIHOODS MISSION (NRLM)
The government launched National Rural Livelihoods Mission (NRLM), subsequently renamed as
Aajeevika in 2011.
It aims at mobilizing all rural poor household into Self Help Groups (SHGs) in a phased manner.
NRLM also aims at supporting all women SHGs of the poor, including those promoted by other state
agencies and Non-Governmental Organizations (NGOs).
The key features of the restructured NRLM include:
mobilization of at least one woman member from each rural poor household in the country
into SHG network in a phased manner;
special focus on the mobilization of women from the Scheduled Castes (SCs) and the
Scheduled Tribes (STs), the Particularly Vulnerable Tribal Groups (PVTGs), the disabled and other vulnerable and
marginalized household;
promotion of SHG federations at village and cluster levels—Village Level Self Help Group
Federations (VLF) at village level and Cluster Federation (CF) at cluster (groups of villages) level;
provision of Revolving Fund (RF) support at the rate of 10,000-15,000 per eligible SHG to
supplement own funds;
provision of Vulnerability Reduction Fund (VRF) to meet community level food security,
health and nutrition security;
intensive support to link each SHG to bank credit;
Women SHGs who will repay in time will get an additional subvention of 3 per cent.
25 per cent of NRLM allocation is earmarked for skill development.
RURAL SELF EMPLOYMENT TRAINING INSTITUTE (RSETI)
The government has decided to set up one RSETI in each district of the country.
RSETIs are bank lead initiative with the active support of state government.
The Government of India provides one time infrastructure support of rupees one crore.
The core strength of the RSETI lies in its short term training and long term handholding to the rural
entrepreneurs for setting up micro enterprises.
The government launched National Rural Livelihoods Mission (NRLM), subsequently renamed as
Aajeevika in 2011.
It aims at mobilizing all rural poor household into Self Help Groups (SHGs) in a phased manner.
NRLM also aims at supporting all women SHGs of the poor, including those promoted by other state
agencies and Non-Governmental Organizations (NGOs).
The key features of the restructured NRLM include:
mobilization of at least one woman member from each rural poor household in the country
into SHG network in a phased manner;
special focus on the mobilization of women from the Scheduled Castes (SCs) and the
Scheduled Tribes (STs), the Particularly Vulnerable Tribal Groups (PVTGs), the disabled and other vulnerable and
marginalized household;
promotion of SHG federations at village and cluster levels—Village Level Self Help Group
Federations (VLF) at village level and Cluster Federation (CF) at cluster (groups of villages) level;
provision of Revolving Fund (RF) support at the rate of 10,000-15,000 per eligible SHG to
supplement own funds;
provision of Vulnerability Reduction Fund (VRF) to meet community level food security,
health and nutrition security;
intensive support to link each SHG to bank credit;
Women SHGs who will repay in time will get an additional subvention of 3 per cent.
25 per cent of NRLM allocation is earmarked for skill development.
RURAL SELF EMPLOYMENT TRAINING INSTITUTE (RSETI)
The government has decided to set up one RSETI in each district of the country.
RSETIs are bank lead initiative with the active support of state government.
The Government of India provides one time infrastructure support of rupees one crore.
The core strength of the RSETI lies in its short term training and long term handholding to the rural
entrepreneurs for setting up micro enterprises.
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