CAIIB BFM Recollected questions Today's Exam (09.12.2018)

CAIIB BFM Recollected  questions Today's Exam (09.12.2018)

1.Case studies form TT rates , similar question of EPC case study given in book, Basel and stock ratios.
2.5 numericals from TT Rate
3.5 from CRAR
4.5 from STOCK RATIOS
5 from EPC  Export packing credit
6.1 direct question from Altzman score abt its definition
7.Numerical case study (5 questions) from yield and RWA
8.Pg no 563 for stock ratios, read definition and ratio formula
9.Pg no 123 for EPC- Pre n post shipment finance
10. Stock Approach and ratios
11.Volatile liabilities, total assets, deposits, loans etc given
12.Read the roles of various institutions like ECGC, EXIM Bank etc..In 1st sitting ECGC formation year was given, we had to identify the institution
13.1 case study on NRI a/c as well. Direct questions based on family tree.
14.1. VaR is used to find which type of risk?
15.. Select correct statement for exports to countries other than ACU
A) No export in INR
B) No export in any freely convertible currency
C) Export only in $ and euro
D) export from a 3rd party can be there
16.Like A is an Indian who now settled in UK and married B who is from Kenya but now a British citizen. They have 2  children (C &D) born in London. C is now married to a Pakistani citizen and settled in Karachi. D is working in London.

1. Status of D
A) NRI
B) Foreign National
C) Person of Indian origin
D) Person of Kenya origin

2. A can open which type of a/c?

3. Nominee A can make for her a/c out of her family)?
A) all
B) B
C) B&D
D) anyone

4. Can A add her dead Indian sister as nominee in FCNR a/c?

5. Can C open any account in India

17.case study on LC
18.Roles of various institutions like ECGC,EXIN bank

19. 2 to 3 corresponding bank questions

20.Questions on Treasury bills, NRI,RAROC

21.Question like How many days is NTP? How many days EPC canbe extended? ND all that

22.Total theoretical paper..
Numerical from NII, NIM, GAP, choose option in which to invest given risk weight and yield

23.5questions related to NRE

24.Max questions came from Market risk
25.Estimated level of operational risk,
Ratio in respect of liquidity risk management case study and one liner,
LCR,
T bills periods,
Policies for ALM,
identify risk,
CM period,
Case study on exchange rate,
Ripple effect which risk,
Going concern capital,
Vostro a/ c example,
NRE/NRO/FCNR,
SNRR,
LC case study for 5days, insurance risk cover, partial shipment,
DDA a/c,
Advance against undrwan balances,
Role of EXIM BANK,
SRP principles,
Tier I capital with CCB as on 31 mar 2018,
Stress testing,
Altman Zscore,
Securitization,
Heading meaning,
Operations risk cause based,
Operations risk measurement approach,
100%unpaired tier 1or usd10mn,
Interest rate swap,
RBI policy ratios,
Case study on call/put,
Case study on NII/NIM,
Crop loan NPA status,
Long term crop loan period,
Embedded option risk

Current Affairs on 15.03.2019

Today's Headlines from www:

*Economic Times*

📝 Fresh NPAs to moderate in FY'20: ICRA

📝 Azim Premji raises philanthropy bar with $21 billion total pledge

📝 CIL lines up 3rd auction for supply contract

📝 Corporation Bank cuts benchmark lending rate by 5 bps

📝 Exports of gem and jewellery declines by 1.59%

📝 Baring set to acquire health tech co AGS in Rs 2,230cr deal

📝 Jaypee Infratech lenders seek revised bids from NBCC, Suraksha Group

*Business Standard*

📝 Brookfield to acquire RIL's East West Pipeline for Rs 13,000 crore

📝 Crisis deepens as Jet Airways stares at another default of $109 million

📝 OYO acquires co-working space firm Innov8, to open 35 new offices

📝 Tech Mahindra to acquire K-Vision for $1.5 million to expand 5G business

📝 February WPI inflation surges to 2.93% on rise in food, fuel prices

📝 China industrial output growth falls to 17-year low; jobless rate rises

📝 Niti Aayog meets economists to discuss reform agenda for next govt

📝 PSBs may report net profit of Rs 23,000-37,000 crore in FY20: Report

*Financial Express*

📝 Bank of India to raise Rs 400-500 crore from non-core asset sale

📝 Boeing’s 737 Max problem puts company in turbulence; $600 billion in orders at risk

📝 Sebi directs RFL, REL to recall loans worth over Rs 2,300 crore from Singh brothers, 21 other entities

📝 RBI categorises IDBI Bank as private sector lender

📝 Aditya Birla Group’s Liva to venture in men’s wear, home textiles; invests 4,000 crore

📝 Brexit: UK MPs reject amendment calling for second referendum

📝 Indian e-commerce firms Snapdeal, ShopClues, UrbanClap, Fynd gang-up; keep Flipkart, Amazon out of TECI

*Mint*

📝 Government moots ‘green aviation policy’

📝 HDFC Capital, Tribeca Developers form ₹500-crore housing platform

📝 India's oil imports rose 4.6% in February: Report

📝 Life insurers register 33% growth in new premium income at ₹18,209 cr in Feb

📝 Naspers eyes fintech deals in $1 billion India push

📝 TCS to drive blockchain adoption

📝 SoftBank-led group set to buy $1 billion stake in Uber self-driving unit.

Important accounts related numericals

Important accounts related numericals 

1.

Find total assets if DER = 2:1, CL = 8 lac, equity = 4 lac.

Since total assets = debt + equity + liability

=> total assets = debt + 4 + 8

=> debt = TA - 12

Since DER = debt / equity

=>2:1 = (TA - 12) / 4

so, TA = 20 lacs Ans

2.

Find equity, given assets = 200 lac, DER = 2:1, CL = 56 lac.

Since DER = debt / equity

=> 2:1 = debt / equity

so, debt = 2 × equity

Since total assets = debt + equity + liability

=> 200 = 2 × equity+ equity + 56

So, equity = 48 lacs Ans

3.

Find NWC, given CR = 2.5:1 & CA = 30 lac.

Since CR = CA / CL & NWC = CA - CL

=> 2.5:1 = 30 / CL

=> CL = 12

and NWC = 30 - 12 = 18 lac Ans

4.

Suppose CR is 4:1, NWC is Rs 30000/-, what is CA?

Since CR = CA / CL & NWC = CA - CL => CL = CA - NWC

=> 4:1 = CA / (CA - 30000)

so, CA = Rs 40000 Ans

5.

An account became NPA on 05042009. The outstanding in the account is 10 lacs. Realisable value of security is 7 lacs. The balance including Rs 50000 as recorded and suspended interest. How much provision is required to be made on 31032010?

6.

Total current assets of a company is Rs 32 crore and the NWC is Rs 8 crore. The ratio is ___.

(Note:

Current asset = stock, debtors, loans etc

Total asset = current assets + non current assets

Non Current Assets = goodwill, preliminary exp)

Sol:

NWC = CA - CL

so, CA = 32 - 8 = 24

Current Ratio = Current Assets ÷ Current Liability 

= 32÷24 =1.33:1 Ans

_______________________

Acronyms used:

NWC = Net Working Capital

TA = Total Assets

CL = Current Liability

CA = Current Assets

CR = Current Ratio

Most important AFB recollected

MOST IMPORTANT AFB Recollected::

1. Preference share option related voting rights were given

2. Foreign exchange dollar hkd and rupees cross currency was asked in rs

3. Eosp when it is issued or employees has buy predermined rates

4. Depreciation wdv 2 questions and sum of years 1

5. Error of principle

6. Gold loan rules for sanctioning

7. Bond volatility

8. spot rate meaning

9. Value date

10. e-commerce is?

11. Computer software is developed by?

12. Cost of sales gross profit net profit

13. Reconciliation

14. Closing stock apear-trading and balance sheat

15. Contingent liability-bank garanty

16. AS 13 relates to investment

17. Medium risk-8 years

18. SHG- kyc not required of all member

19. Sinking fund formula same as - FV anuity

20. Prepaid exp-current liability

21. Depriciation 2 qtns from wdv method and one from wtd average method

22. Outstanding salary - personal act

23. Expenses and incomes - nominal act

24. Real a/c debited-what comes in

25. Statement record all ledger balance-trial balance

26. Small account credit in a year - 1 lakh

27. Govt Company - 51% share

28. Question on kyc

29. Saving ac interest calculation....

30. Question in cash book and pass book

31. Long term Liabilities changes

32. Effect on assets

33. No question on SI, CI and EMI

34. Question from trial Balance

35. Real account, Personal account, Nominal account

36. 1 question is that Representative personal acc is 1

37. Question on wdv depreciation method

38. 2 marks question on foreign exchange rate

39. 1 question on ESOS

40. Floating rates are called ......

41. Back office may be situated in ......

42. Long term liabilities are payable after ......

43. High Financial Leverage means ......

44. Expenditure & Income reales to ......

45. Non Voting Shares

46. Double entry system means ......

47. Vaule date

48. Residual Value

49. YTM bond is ......

50. Spot

51. Call & Short Money

52. Credit & Debit Voucher

53. Chq clearing

54. Net profit value

55. Gross profit

56. Debt equity ratio

57. Issued shared

58. Banking manual

59. Question on cross currency rate 2 marks

60. Gross profit & net profit 2 marks

61. YTM 2 marks

62. Debit in real account refers to.....

63. KYC verification for shg group members....

64. CA cannot opened by....

65. Gross profit

66. Present value

67. Cash book passbook

68. Real nominal accounts

69. Fixed n floating rate

70. Call money notice money

71. Numerical Questions on gross profit, bond value, current yield, depreciation, present

value of some amount

72. Petty cash - 3question

73. Bank reconcile-2ques

74. 2 question from prepaid expenses

75. Main function of bank

76. Gross profit

77. Present annuity

78. Proprietorship firm

79. Meaning of holding company

80. Cash flow 55000, Useful Life 5 years, IRR 15%, Cost of capital 11%. Find NPV

81. What is consolidated voucher

82. Representative personal account

83. DE ratio owen fund current ratio total assets given n find the current asset

84. Sweat equity share

85. KYC - 2 questions

86. Salvage value in depreciation method 2 questions

87. Forex arithmetic 3ques's

88. Depreciation of machinery after 2 years written down value

89. kyc risks

90. STR report

91. Risk mgmt

92. BCSBI 1 question

93. Credit bal

94. Debit bal 2ques

95. Forfeiture of shares

96. Preference share

97. Dual concept

98. Accrual concept

99. Formula of depreciation

100. Sinking value 2 ques's

101. NPV VALUE OF Firm Calculation 2 Questions

102. Debt equity ratios...

103. Depreciations on fixed value...2-3ques...

104. Depreciation on straight line (residual value) ques...

105. Company having 51% share of another company...

106. Maximum limit of transaction in small (ovd )accounts in a year....

107. Current a/c cant be opened by....options were ...pardanashin women....minor

....blind...a ccompany..

108. Sweat equity shares...

109. GAAR full form...

110. Money market mutual funds are regulated by...

111. If a person transfer a/c frm one branch to another branch den required kyc???

112. Companiesare classified on the basis of...options were

...location...capital...managemnt...incorporation etc...

113. Bond value.....

114. Insurance premium for 45 days???

115. Typs of clerical errors.....

116. Periferal devices of computer...options were...keyboard windows..

117. A Suspesious Transion report where the report ( FIU-Ind)

118. Objective PMLA

119. When a minor open self operated account

120. Deleting Drawing 2 Questions debit or credit account

121. What is bond maturity value (YTM)

122. What is coupon rate

123. Prepaid expenses or outstanding account adjustment done or not

124. Samll account time

125. Rectification of error 4-5 Questions

126. Depreciation 4-5 Questions (3 Numerical)

127. Final Account 5-6 Questions

128. Foreign exchange 3 Questions all numerical

129. YTM 3 Questions

130. Education loan - 2 Question

131. Gold loan-1 Question

132. Consolidate voucher

133. Bank General ledger

134. Ratio 3 Question

135. How to improve current ratio

136. Inventory turnover ratio

Find cost of good sale if opening is80000; purchase is 120000;direct expense 5500;

indirect expense 4000 ;closing is9000

Bond par value is 100, market rate is 12% and 15% is .....find bond price

Ravi wants 500 at every quarter for 5 year , at the rate 10%.find initial deposite

When bond price is equal to Face value.

Interest paid in advance is a type of account

In which depreciation rate of interest is constant

Car purchase by a company is which type of expense

Auditor of a bank is appointed by

In cbs branch computer is connected to the server and all server are connected to main

data centre server

In India 1$=66.56-66.74and 1 euro=1.1456-1.1765$ then relation betwn rupee and

euro

Wages for installation of machine is debited wages acct is which type of error

Find closing balance if cost of goods sold ,puchase,indirect expense, opening balance is

given - For 1year, For 3years

A company deposited 5000at the beginning of the year to puchase amachinary for

20year at the rate 10% find present value of annuity

Schedule AS6 define

Which are the peripheral related to computer

Which of the work out sourced by bank - Ans loan recovery

Which work is not done at back office

Calculation of EMI

Calculation of interest on loan

E kyc is done at periodically to which type of customer

Why Ekyc is usefull

A loan is sanctioned and disbursed 100000 but after 1 year it shows outstanding of

101000. Than what is 1000

4 questions from identifying type of error

Gold loan eligibility

Bond face value one numerical pbm

Bank reconciliation statement given passbook balance and asked cash book balance and

viceversa-2numerical question and 2 case study type question in above

Cost sales netprofit numerical pbm

Given coupon rate,rate of interest and par value asked market price.

Accounting concepts AS29

Business entity,matching concept - give situation asked to find the type of concept

Benefits of CBS

Bill drawn by A on B endorsed it to c....After due date the entries are bills

receivable,noting charges-wat could have happened?

1. WDV Depreciation> 2problems

2. Who cannot open a Current a/c>minor, illiterate, blind or unregistered society

3. Balance sheet given. Calculate gross profit and net profit

4. Capital paid by shareholders >Paid up capital

5. Calculate PV and bond price>2 problems

6. Which is not true abou Company a/c

7. Cross currency problem

8. What is Spot

9. Due date of a bill from 29june(3months)

10. Suspicious transaction report to >FI UNIT

11. closing stock apear-trading and balance sheat

12. contingent liability-bank garanty

13. AS 13

14. medium risk-8 years

15. SHG- kyc not required of all member

16. sinking fund formula same as - FV anuity

17. Prepaid exp-current liability

18 depriciation 2 qtns from wdv method and one from wtd average method

19. outstanding salary - personal act

20. expenses and incomes - nominal act

21. real a/c debited-what comes in

22. statement record all ledger balance-trial balance

23. current yeild

24. bond value

25. mehod of accepting proposal-irr, npv,payback

Limited company pvt compny

account opening of huf

huf Kyc computerised a ccounting

simple interest que

wrongly credited de bited type question 3-4

Theoretical question on IRR and NPV

maximim 10 numericals 5 of 2 marks

2 marks numerical from ratio analysis

Depricition digit sum method numeric al

Acid test ratio=........... quick ratio

person who makes Promissory not e called - debtor (buyer)

gross profit, NPV numerical

related to cbs

according stan dards

capital or revenue ex penditure

earning per share theory quest ion

Dept turn over ratio problem

Bill receivable comes under a sset or liability

Under bills of exchange, which ac Dr.

Under bills of exchange, which ac Dr.

Sales and cost of goods sold gross pro fit

Foreign exchange and cross currency cal c

cross currency u have to add premiums an d sub discount

Composite voucher

Composition, redee mable, share preferential shares

1. Who prepared Bank Reconciliation Statement?

2. Who will bear the expenses charge creation?

3.cost of mationary is RS 12 lacs, scrap value is 0; useful life is 10 yrs; then find out the

book value for the 4th year.

4. P =10000; A= 11200; r=6℅ p.a then find out time?

5. Classification of ratios?

6. Credits = assets - ?

7. P= 10000 r= 8.5℅ pa compounded quarterly; T=4 yrs then find out A=?

8. Find out current yield on bond is RS 5000/- r = 12℅ pa and market value = 4500

9. Sweat equity shares will be given to ?

Document mgnrega card on identification on a/c opening.

Back office to be establised in ......

No of digits in Adhar, min no of persons in public ltd company

adhar card..bond value..irr.npv..com interest..cash book and passbook od..nominal act

real act ..expendture

balance sheet was given and profit was asked , how deaf is calculated, ytm npv,

bcsbi..kyc year..housing loan ...slm..and wdv method .interest differential..eroor

clerical...net profit ratio.5 qus on trial bal...

virus 1)affect hardware 2) is software 3) like virus of human 4) can not affect data - 2

Present value of bond

Which r 2 types of trial balance

Writing from journal to ledger is called?

2-3 qustns from foreign exchange arithmetic

Calculate amount given to petty cashier using imprest method

Current ratio based questions

Quick ratio is another name of -------?

Depreciation problems using wdv

Straight line method and sum of digits method

……………………………………………………………………

1) bond theorem -2 question 
2) bond sum
3) quick ratio 2sum
4) current ratio 1 sum
5) depreciation 4 sum
6) NPV
7) Pay back method 
8) ARR method _1 
9) Capital budgeting 1
10) Compound interest 2 sum 
11) Bond ARR value 
12) Concept of covertism 
13) Concept of consistency 
14) Full disclosure 
15) Accounting method -3 
16) Cost method 
17) Material method
18) Matching method 
19) Small savings bank account - who all can open , look 
20) EMI
21) Coupon rate 
22) Kyc 
23) Bcbsi account 
24) Trail balance error 
25) Company types - how it vil be registered 
26) LAN WAN - networking of 27)computreconcilation in which entry is required .... In which rectification entry not require 
28) Which error affects two accounts 
29) forward point - dollar to euro, euro to rupee 3 questions

Direct simple question on EMI
Twisted but very simple question in depreciation
Ratios some questions
KYC
LAN and WAN
Computer password
Reconsiliation
3 questions from cash book pass book. In this one question is sum others are theoretical
Conversion from euro to one unit of rupee
Direct questions on forward point
2-3 questions currency conversion dollars
Quick and current ratio - 4-5 questions
Emi 5 Lakhs 12% - monthly EMI for 2 years
Deprecation 3-4 questions numerical
The value get double at 9.75% in how many years
Single sided corr - 2-3 questions
RTGS related
Computer security related
Advantage of computerisation
Balance sheet
Prepaid expenses is what ...
Personal account
One more on real account based
Loan processing - 2 questions

Current Affairs on 12.03.2019

Today's Headlines from:

 *Economic Times*
📝 Nifty50 sets eyes on 11,250 level as bulls tighten grip
📝 Etihad may infuse Rs 1,600-1,900 cr in Jet: Sources
📝 Brexit talks deadlocked ahead of key Parliament vote
📝 Crisis-hit Jet Airways defaults on repayment of ECBs
📝 Ambani needs investors for his next disruptor Optic Fibre
📝 RBI faces trouble getting banks to cut rates.Most banks in the country have trimmed lending rates by a ‘token’ 10 basis points.


 *Business Standard*
📝 Global brokerages bullish on Indian stocks despite poll-related uncertainty
📝 ICICI-Videocon loan case: Deepak Kochhar may be probed for benami assets
📝 Ebix makes $336 million bid for Yatra.com, plans expansion in Indian market
📝 Morgan Stanley raises 2019 targets for MSCI EM, MSCI Asia Pacific indices
📝 Standard Life to sell 4.93% stake in HDFC Life for Rs 3,557 crore


 *Mint*
📝 FMCG sales at organized retail stores grew 22% in 2018: Nielsen India report
📝 ONGC plans to invest more than $500 million in Mumbai High Field
📝 Coca-Cola wants to set up an R&D centre in India: CEO James Quincey
📝 Power sector gets regulatory relief, deft execution now need of the hour
📝 PE/VC exits up threefold in February, says report
📝 Puravankara partners Morgan Stanley fund for a warehousing platform


 *Financial Express*
📝 Amazon's Global Store spooked by e-commerce FDI policy; product count almost vanished

📝 Shadow casts over Modi govt’s ambitious solar target as capacity addition slows down, says report
📝 Moody's upgrades ratings of Central Bank, IOB to Ba2;
📝 Complete real estate projects or Authority will get them completed, UPRERA’s clear message to developers
📝 IFCI sells stakes in 2 power projects for Rs 1,174 crore
📝 RCom lead lender SBI slammed for giving false hope over sale to Jio.

Limitation period of various documents

 Temporary Overdraft without DPN 3 years from date of loan
Demand Loan 3 years from the date of loan
Demand Promissory Note 3 years from date of DPN
Bill of exchange_payable on demand 3 years from date of Bill.
Usance bill of exchange or promissory note 3 years from the due date of the bill or PN •
-Suit for Money_ Decree 3 years from the date right is due
Term Loans payable by instalments 3 years from due date of each instalment . .
Mortgage 12 years from the due date of the loan
Right of foreclosure by the mortgagee 30 years
Right of redemption 30 years
Cash credit against hypothecation or overdraft 3 years from the date of document.
Cash Credit Pledge Not applicable
Any suit by State/Central Government 30 years from the date when limitation would start
Deposit like SB, CA, FD with a bank 3 years from date of demand
Execution of Decree 12 years from the date of decree
Recovery of loss caused by fraud 3 years from the date of detection of fraud
Claim under Consumer Protection Act 2 year from the date light accrues
Dishonour of cheque under sec 138 of NI Act 1 month from the date right accrues
Appeal to High Court against Lower court 90 days from date of decree
Appeal to other courts on the decree at Lower court 30 days from date of decree

Tips to crack jaiib caib

5 TIPS TO CRACK JAIIB-CAIIB IN 1st ATTEMPT.

If you've just joined the Banking Industry, you must have applied for JAIIB/CAIIB or If not, you'll be applying room & 1 thing everyone wants to know is how to pass JAIIB/CAIIB is get an extra increment. So sooner you pass the Exam, earlier you get an extra increment. If you've as Officer JMGS-I (PO), your initial basic salary would be ₹.23700. If You Clear JAIIB/CAIIB, you get 2 increments & your basic salary increase by ₹.1940. So if you miss it 1st time, your Increment gets delayed by 6months. That means loss of ₹.11640+DA. So it becomes important to clear JAIIB/CAIIB Exam in 1st attempt itself.
Around JAIIB 1.50lacs & CAIIB 1lac candidates appear for the Exam. Only 22-25% candidates are able to clear the exam each time. So does it mean that JAIIB/CAIIB is difficult to crack? What should be the Strategy to clear the Exam in 1st Attempt? How 1 should prepare for Exam?
Passing marks for JAIIB are 50% aggregate & 45% in each Subject. If aggregate marks less than 50% or Marks in a particular paper less than 45%, but you score 50%/more in any other 2 sub. You don't qualify the exam but need not give that particular paper in 2nd,3rd,4th attempt, in which you score 50%/more. The best part of Exam is that result of each paper is shown to you immediately after submit your online Exam.

Simple 5 Steps to Prepare for the JAIIB/CAIIB Exam:
Take off the burden from your mind, you're required to score only 50% which's not very difficult & the Good thing is that there's No NEGATIVE (-) Marking.
Here is a simple step by step guide which will help the Bankers to be prepared for JAIIB/CAIIB.
If you come from Commerce/Finance background  (BBA/MBA), It's relatively easy to break the JAIIB/CAIIB. Because you would have studied atleast 65% of topics covered. If you're not from Commerce/Finance backgroue you need to make little Extra Efforts.
1. GET THE RIGHT BOOKS: After reg. for JAIIB/CAIIB, 1st thing you should do is to get the Books for all 3 Subjects. Best books available for JAIIB/CAIIB are by McMillan, which IIBF also suggest. these Books are available on Amazon:
-JAIIB (PPB-AFB-LRAB)
-CAIIB (ABM-BFM-OPTIONAL SUB).
These Books might seem bulky but has covered the entire syllabus & has everything you need to know. The Book is designed in a way that 1can easily be prepared by just reading the definition & summary. the MCQs will give you a fair Idea of level of preparations.
If you don't have enough time & don't want to study IIBF Books, you can by the Books JAIIB/CAIIB by N.S.Toor, which are in QA format.
2. KNOW YOUR SYLLABUS: As a Banker it's likely that there will not be a lot of time left for studies after a hectic day of work. Hence it's best to start early. the Idea is to plan for the Syllabus & Time them so that the Level of Preparedness is High. Knowing your syllabus will give Idea, how much time need to prepare.
If you've been a Commerce student, you'll find the AFB & some part of LRAB, you've already covered during your studies earlier. So 60% of your Job is already done. You can mark these topics & focus on those topics which you've not studied earlier.
If You've been Arts/Science & Engg Student, everything is New for you & need to prepare for everything..

3. MAKE A STRATEGY FOR STUDYING: ( I've already posted about JAIIB-CAIIB Study Strategy & Study Plan a Month Ago, You must keep follow them out of action).

4. PRACTICE & ATTEMPT SOME MOCK TESTS: Another great step is to find out previous 3years Question Papers. Prepare them all leaving 1 which will work as a model test before you actually face the Exam. the Idea is to practice a lot of question type compared to cramming. You can attempt in JAIIB-CAIIB Forum, Blogs website 'Free Mock Tests for JAIIB-CAIIB', which will give you an Idea how the actual exam is held. attempting Mock Test help you practice the actual Exam conditions.
5. ON THE ACTUAL TEST DAY: Choose the easy questions 1st as they will give you an estimate of the Score. then come back to the Questions which were missed. Also, there's No NEGATIVE (-) Marking, so attempt all Questions. If you stuck in a question, leave that by Marking & Go ahead..

ALL THE VERY BEST.
WISH YOU GOOD LUCK...