Wednesday, 19 June 2019

Digital banking recollected questions

 Digital banking recollected



Aeps

Nach

Upi

Virtual keyboard to safegaurd against keylogger

4 questions on process of chargeback

Nfc technology and RFID

Approx 8-10 question on security of POS terminals

2 que on MDR

What is cash withdrawal through pos called







Many questions were there from BC

, POS,

off us,

 on us transactions,

  pharming attack,

phishing attack,

 ATM skimming,

 business risk,

 memory scrapping,

 jackpotting,

 Financial inclusion,

Dispute Management System,

CTS,

Digital marketing,

 internet banking 2FA

, AEPS,

Keylogger Virtual keyboard,

Pinterest ,

Graffiti,

OOH,

brown level ATM,

 ekyc ,

FI is backed by       

wat is Graffiti.                                                 

wat is CRM customer Relationship Management. one questions on fraud in ATM card and Internet banking. wat is RTGS and Next generation RTGS

wat is Rupay Paysecure Solution. Benefits of Rupay Card. wat is NACH and it's Role.                         

ABPS and NACH diffrence. .wat is ASA and KSA. .one question on NFS and EKYC. Offus and OnUs transaction Diffrence. RTGS and NgTGS.                                 

NG rtgs works on ISO 20022. wat is CCIL clearing Corporation of India it's Role and Functions. wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



 Diffrence between Compliance and convenience. masquerading and Cyber mugging.   

wat is Jeckpotting. wat is MILTDOWN and Spectrame. One question on Telebanking. MMID and MPlpin wat Digit MMID 4 Digit                                                               

  wat is giftcard prepaid card and store value card diffrences. .credit and charge card diffrences. .questions on magnetic strip card EMV chipbased card. questuons on what Document requires for Representment in prearbitration process...... operating system hardening is a Application server risk. diffrence between Enduser risk and application server risk. wat is mobile device risk. wat is Identity Theft. Difference between Basic Phishing and Spear phishing. . ......



Digital banking Recollected Questions on 1st July 2018 paper.... 1.cyber mugging 2.Miltdown & Spectrate. 3.what is Jeckpotting in ATM. 4.NPCI.... 5.CCIL one question. 6 .one question on CIA confidentiality Availability and Integrity. 7 .one separete question on only Integrity. 8.what is Plastic card. 9.one question on prepaid card. 10.wat is single purpose and multy purpose Cards. 11.diffrence between credit and charge card. 12.wat are benefit for using virtual key board. 13.diffrence between Emv chip card and Magnetic strip cards. 14.diffrence between NFC near feild communication and RFID Radio frequency Identifications...... 15.diffrence between openscheme (4th Party and 3rd party close scheme.....



Digital banking Recollected Questions on 1 July 2018............. 16.one Questions on MDR. 17.diffrence between transaction processing clearing and settlement. 18.one separate question on CTS and Clearing. 19.wat is phishing Pharming and Cyber mugging. 20.one question on Aadhar bridge system for giving Subsidy. 21 which is not a 24*7 system IMPS NPCI UPI or USSD. 22.one question on what is SFMS. 23.diffrence between In Us and Off Is ATM 24.wat is difference between IMPS and IMT. 25.diffrence between CDM ATM and POS





1 July Digital Banking Paper Recollected Questions. 26.diffrence between white and Brown level ATM. 27.diiffrence between Clearing and Settlement process. 28.wat is keystroke Logging and benefits of vitual key board. 29.wat is difference between business Declines and technical Declines. 30.difference between authorization and Settlement process. 31.wat is limit of chargebeck-90 days. 32.one question on prearbiration process and dispute management Collette. 33.one question on smshing and Phishing attack....... 34 diffrence between malware and Torzan. 35.wat is *99*99# and it's benefit. 36 .mobile wallets are prepaid or postpaid. 37.one question on OTP and TWO factor Authonthication process. 38.What is end-user risk. 39.wat is mobile device risk. 40 one question on Spearphishing. 41 .wat is query service on Aadhar Mapper.42.one question on firewell and intrusions detection system. 43.diiffrence between encryption and Decryption. 44.diffrence between GPRS and PSTN POS 45.diffrence between portable and Pooled terminal. 46.one question only on Mobile POS. 47.wat is EKYC and it's benefits. 48.wat is Terminal Management System. 49.wat is Mural-Advertising. 50.wat is OOH out of home.....







Recollected Questions on Digital Banking Paper 1 July. .51.wat is Graffiti. 52.wat is CRM customer Relationship Management. 53.one questions on fraud in ATM card and Internet banking. 54.wat is RTGS and Next generation RTGS 55.wat is Rupay Paysecure Solution. 56.Benefits of Rupay Card. 57.wat is NACH and it's Role. 58.ABPS and NACH diffrence. 59.wat is ASA and KSA. 60.one question on NFS and EKYC. 61. Offus and OnUs transaction Diffrence. 62.RTGS and NgTGS. 63.NG rtgs works on ISO 20022. 64.wat is CCIL clearing Corporation of India it's Role and Functions. 65 .wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



Recollected Questions. 66.diffrence between Compliance and Convenience. 67.masquerading and Cyber mugging. 68.wat is Jeckpotting. 69.wat is MILTDOWN and Spectrame. 70.one question on Telebanking. 71.MMID and MPlpin wat Digit MMID 4 Digit 72.wat is giftcard prepaid card and store value card diffrences. 73.credit and charge card diffrences. 74.questions on magnetic strip card EMV chipbased card. 75.questuons on what Document requires for Representment in prearbitration process...... 76.operating system hardening is a Application server risk. 77.diffrence between Enduser risk and application server risk. 78.wat is mobile device risk. 79.wat is Identity Theft. 80.Difference between Basic Phishing and Spear phishing. . ......



 Q81.what is SSL full form and it's signal turns into which colour green blue Aur Red. Q82.one Drawback of Smishing. Q.83.the process of remain hidden Online is called..... Q.84.what is Back and Access.... Q 86.one question on Cash Advance. Q87.wat is diffrence between VOID and Refund. Q 88.SFMS. Q 89.Encoding deciding Difference.. Q90..wat is Rootkit. Q 91.Social engineering. Q 92.diffrence between IDS and IPS. Q.93.OTP and Two fector Authonthication. Q.94.KeyStroke Loggers

MSME recollcted

17.11.2018 msme recollected


115 Questions out of 120 was theoritical

1.FIWE location
2.MSME definition
3.ITCOT location
4.SMERA
4.CREDIT rating agency
5.DER
6.DSCR
7.BEP
8.Margin of safety
9.cluster in different countries
10.msme for IT sector
11. All 5 Numericals from ratios only.
12.WTO was established in
13.few questions with all the above , 1 and 2 above types..5 Q on sick unit npa and rehabilitation criteria ....
14. And other questions as discussed in this portal ..Today ques #MSME
priority sector 3que
Msme classification 3 ques
Composit lone limit
credit gurantee 2 ques
Export finance 3 ques
Pre shipment
cluster benifit
Ratio baesd 4ques
Service enterprises 3 ques
Llp3que
Minor
Partnership firm2quea
Ots by whom
Sickness 3..4que
Rehabilitation scheme
Viable state

Note = read book line by line with updated data nd recollected ques from grp


Questions on wto establishment year
Sarfaesi establishment year
Problems related to msme investment in service ans ma ufacturing
Problem on der,dscr,asset coverage ratio, working capital gap, working capital turnover ratio and current ratio,
Wilful defaulter,
Women entrepreneur
Internal and external cause of sickness,
Msme stages of establishment,
Cluster selection process,
5 c
Questions from named act

It security recollected questions 25/05/19

It security recollected questions 25/05/19 shared by member
 OECD 1992
PILLARS OF IS
ISP/NSP INTERMEDIARIES SEC 79 PTOTECTION
ITA 2000 PROVIDES LEGAL RECOGNITION TO ELEC.RECORDS
CISO TO REPORT TO HIRM
PGP IN EMAIL
DOWNSTREAM LIABILITY
SALAMI TECHNIQUE
TROZAN HORSE
SPLIT TESTING
CLOUD COMPUTING
DIGITAL INDIA INITIATIVE
PERIMETER SECURITY
IPS BIOMETRIC
IDS CCTV
GREEN SERVEE
SCAVENGING
BLADE SERVER
IP ADDRESS N MAC ADDRESS
VSAT
LOAD BALANCING SERVER
ROUTER
SWITCHES
ISO 14000, 27000 SERIES
ISO/IEC 12207
ISO 90003:2004
COBIT VERSION
SOX 2002
PXI/DSS
RFID/BAR CODE
PSEUDO CODE
PPI
OSI MODEL LAYERS
TCP/IP MODEL LAYERS
NAT
TUNELLING
IP SEC
FTP PORT NO
DNS ATTACK
FIREWALLS
66D SOCIAL ENGG
DOS ATTACK
APT
STUXNET
VIRUS/WORM
SLA
POLYMORPHIC THREAT
RTO N RPO
CLOUD BACKUP
ROBO BACKUP
PDC N SDC
BCDRP
HOT SITE
SPF
RESIDUAL RISK
AUDIT AROUND/THROUGH COMPUTER

Current affair s on 19.06.2019

Today's Headlines from www:

*Economic Times*

📝 Sebi allows exchanges to launch commodity indices futures

📝 Canara Bank to raise up to Rs 12,000 cr in FY20

📝 Ind-Ra downgrades PNB's Rs 6,750 crore AT1 bonds

📝 Trent plans to raise Rs 1,550 crore

📝 NHAI plans to seek new investor for Mumbai-Pune Expressway

📝 EPFO bars portfolio managers from investing in group companies

📝 Government begins groundwork for capital infusion in regional rural banks

📝 Specialty chemical companies capex to jump 70% by 2020: Report

📝 MSL becomes subsidiary of Bajaj Holdings and Investment

*Business Standard*

📝 RBI panel on MSMEs suggests Rs 20 lakh collateral-free loan under Mudra

📝 Dividend payout by BSE500 firms up 1.7%; share buyback rises 64% in FY19

📝 Public cloud revenue in India likely to grow 24% this year: Gartner

📝 Paytm Money plans to raise $1.2 billion in a mega funding round

📝 Domestic air passenger traffic rises 2.96% in May, shows DGCA data

📝 Blackstone-backed India REIT wins over investors amid low interest rates

📝 Blackstone buys 'One BKC' building in Mumbai for Rs 2,600 crore

📝 Deloitte ban to disrupt businesses and investment inflows: US to India

*Financial Express*

📝 CCI to conduct a study on e-commerce in India

📝 Close to 2 million jobs formalised due to GST, demoetisation: ISF Report

📝 Textiles and apparel exports grow 5 per cent in May

📝 RBI fines HDFC Bank Rs 1 crore for violation of KYC norms

📝 AirAsia to convert 253 orders for Airbus A320neo planes to larger A321neo

📝 Facebook unveils global cryptocurrency ‘Libra’

*Mint*

📝 Google invests $1 billion to ease housing shortage near California headquarters

📝 SBI-led consortium picks Grant Thornton as RP for Jet Airways

📝 Swiggy looks to raise fresh funds from Carlyle Group

📝 Govt, RBI promise to address concerns on data localization rule

📝 RIL to infuse another ₹20,000 crore into Jio

📝 Boeing signs first deal for 737 Max jet since deadly crashes

📝 Bira 91 parent looks to raise $100 mn to support growth

📝 India expands scope of Act East policy in a bid to reset ties with Russia

📝 Plan to rescind H-4 visas yet to get final shape, says US official

📝 Vistara inks code share agreement with United Airlines.

Certified Treasury professionals Recollected questions on November 24th 2018

Certified Treasury professionals Recollected questions on November 24th 2018

Some of the recollected questions of certified treasury professional exam held on 24/11/2018 3 pm
TT buy/ TT sell bill /buy Bill sell/ TC buy TC /sell Forex card rates of dollar and pound given.
Various forex transaction based questions (5 marks)

 ∆Y= change in the yield of a bond in decimal
V+ = the estimated value of the bond if yield is increased by ∆Y
V- = the estimated value of the bond if yield is decreased by ∆Y
Vo = Initial price of the bond
All these values given
Questions asked: percentage change in price per basis point Change for an increase in yield of delta y etc.

Average percentage price change per basis point change in yield
(5 marks)

 cash inflow and outflow of the repo borrower in a repo transaction
Accured interest for first leg second leg etc (5 marks)

Present value of all coupons 10 years bond coupons payed semi annually.

Apart from black scholes model another famous option pricing model name.
 How options Greek measures the sensitivity of an options price

A decrease in interest rates raises bond prices by more than a corresponding increase in rates lowers price

Money market refers to the market for short term maturities upto 1 year.

Yield and price of 364 and 91 days treasury bill.


Given CTP Exam today (24/11/18) 10.00 Slot. Next heading toward FRM & Certified Bank trainer. In today CTP exam, Case Study Questions (5Q ) were from Repo Transaction, T Bills, TT Buying & Bills Buying rates, option price calculations, Bond yield & price calculations, option greeks & duration. Then individual questions (1 - 2Q) from CP, SI,CI, option pricing models, forex valuation, dealers code of conduct, etc.

Msme recollected 01.12.2018

Msme recollected 01.12.2018
Smera, itcot, stages of msme, duration for sanction upto 25 lakhs, duration for sanction upto 50 lakhs, duration for disbursement after sanction upto 50 lakhs, unido, working capital sum, ratio sum, stages of cluster, credit rating agencies, composite loan limit, msmed act in which year, sarfaesi in which year, ots, sum on provisioning, question on Cambridge something, Fiwe, wto, dscr, asset turnover ratio, working capital turnover ratio, diffusion effect of technology change, questions of market strategy, women entrepreneurs , minimum and maximum directors of public and private ltd company, shareholders, limited liability partnership, minor partner, deferred payment guarantee, performance guarantee, red clause lc, back to back lc.

Cyber fraud management exam recollected questions on 17.11.2018




 Cyber fraud management exam recollected questions on 17.11.2018
The regulator of uav ,
Netra developed by,
Script kiddies,
Ethical hacking,
Blue hat hacking,
Nigeria 419,
Social engineering,
When a NRI contacted u by phone to transfer 500000 lakh rupee to another account in another branch.what action will be taken by you as a Branch manager.
.org,.com are Tld or Sld,
Cyber crime definition,
Cyber smearing,
Masquerading attack,
Email spoofing,
In a software application at end of page we use to see "I agree with term and conditions".what do you mean by that.
A.p case vs Tcs case,
Eucp started in which year,
Steps involved in online transfer processing.
Where scada is used.
Anonymous definition,
Tail gating,
Tress passing,
Harrasing a lady over mail comes under which crime,
Cyber warfare,
Definition of Durability,
Odd man out of the given below which is not an app
1.ola 2.google store.3.black berry.4.apple
Locard principle,
Malicious code writers,


By rama



Cyber crime definition

3 factors induce to commit fraud

Internet of things

Wank worm first hacktivist attack

Stuxnet

Script kiddies

Spoofing

CcTLD

Ransomware

SCADA

Vishing

Authorisation authentication difference

BYOD

authentication tech for e mail

Digital signature

Internet addiction disorder

CAPTCHA

blue hat hacker

2D bar coding known as matrix code

DML

prevention control

Detection control

Digital footprints

Brute force attack

Payment wallets

SWIFT

prepaid cards

Shoulder surfing

PCIDSS

TCS vs state of AP case

IPC forgery of electronic records

3 domain servers of security initiative

Compulsive disorders

Stylometry

Jilani working group

FSDC

  • to combat computer related crimes, CBI has following specialized structure 

CBI Interpol

Tuesday, 18 June 2019

Current affair s on 18.06.2019

Today's Headlines from www:

*Economic Times*

📝 GSP withdrawal by US may moderately hit gem and jewellery exports: Crisil

📝 Alibaba proposes one-to-eight stock split ahead of up to $20 bn HK listing

📝 Top pvt sector banks cut interest rates on deposits by up to 0.25%

📝 Amazon India most attractive employer brand, Microsoft India 2nd: Survey

📝 Biocon board approves sale of branded formulations business to subsidiary

📝 Impose green cess on polluting vehicles to support EVs: SMEV

📝 Ramco Cements targets 20 million tonnes capacity by 2020

*Business Standard*

📝 Govt aims to improve fuel access; petrol, diesel to be sold in supermarkets

📝 HDFC Mutual Fund takes Rs 500 crore of Essel group exposures on books

📝 IndiGo moves away from Pratt & Whitney, places $20-bn order for CFM engines

📝 India Inc's advance tax mop-up surges 171% in Q1, Mumbai collection up 133%

📝 Scooter sharing startup Bounce's valuation crosses $220 mn with new funding

📝 SBI plans to mop up Rs 5,000-crore debt capital via tier-II bonds

📝 NHPC to cancel 2520 Mw bids under power purchase agreement over high tariff

📝 Over and out for Jet Airways as lenders start bankruptcy proceedings

*Financial Express*

📝 Claims against Reliance Communications swell to Rs 57,382 cr; Reliance ADAG companies among claimants

📝 Study estimates PM-Aasha cost at Rs 3.84 lakh crore

📝 BPCL’s investment plan for Mozambique gas field gets government’s approval

📝 India’s commercial realty raked in $2.6 billion cross border investments in Q1 OF 2019

📝 Life insurance: Premium collections of private life insurers up 27 pct

📝 Surat textile weavers urge government to expedite TUFS scheme

📝 Piyush Goyal holds meeting with stakeholders on e-commerce, data localisation

*Mint*

📝 Sotheby’s sold for $3.7 billion to media titan Patrick Drahi

📝 FMCG firms may see pick-up in demand later this year: Report

📝 Essel Infra to sell solar assets to Adani Group for up to ₹2,000 crore

📝 Bounce raises $72 mn led by B Capital Group, Falcon Edge Capital

📝 Singapore’s GIC eyes up to $1 billion investment in Indian road assets

📝 ICICI Bank moves NCLAT to seek early hearing on JAL insolvency plea

📝 Realty lenders stare at bailouts, deep haircuts amid liquidity crisis

📝 RBI may cut rates by another 25 bps in 2019: Fitch Ratings

📝 India says UAE assures supply of oil, LPG despite tanker attacks

📝 Govt may sell stake in some weak PSU banks.

Fatf recommendations

THE FATF RECOMMENDATIONS:: Total 40

A – AML/CFT POLICIES AND COORDINATION

1 - Assessing risks & applying a risk-based approach *
2 - National cooperation and coordination

B – MONEY LAUNDERING AND CONFISCATION

3 Money laundering offence *
4 Confiscation and provisional measures *

C – TERRORIST FINANCING AND FINANCING OF PROLIFERATION

5 Terrorist financing offence *
6 Targeted financial sanctions related to terrorism & terrorist financing *
7 Targeted financial sanctions related to proliferation *
8 Non-profit organisations *

D – PREVENTIVE MEASURES

9 Financial institution secrecy laws
Customer due diligence and record keeping
10 Customer due diligence *
11 Record keeping
Additional measures for specific customers and activities
12 Politically exposed persons *
13 Correspondent banking *
14 Money or value transfer services *
15 New technologies
16 Wire transfers *

Reliance, Controls and Financial Groups

17 Reliance on third parties *
18 Internal controls and foreign branches and subsidiaries *
19 Higher-risk countries *
Reporting of suspicious transactions
20 Reporting of suspicious transactions *
21 Tipping-off and confidentiality

Designated non-financial Businesses and Professions (DNFBPs)

22 DNFBPs: Customer due diligence *
23 DNFBPs: Other measures *

THE FATF RECOMMENDATIONS
INTERNATIONAL STANDARDS ON COMBATING MONEY LAUNDERING AND THE FINANCING OF TERRORISM & PROLIFERATION
 2012 OECD/FATF 5

E – TRANSPARENCY AND BENEFICIAL OWNERSHIP
OF LEGAL PERSONS AND ARRANGEMENTS

24 Transparency and beneficial ownership of legal persons *
25 Transparency and beneficial ownership of legal arrangements *

F – POWERS AND RESPONSIBILITIES OF COMPETENT AUTHORITIES
AND OTHER INSTITUTIONAL MEASURES
Regulation and Supervision

26 Regulation and supervision of financial institutions *
27 Powers of supervisors
28 Regulation and supervision of DNFBPs
Operational and Law Enforcement
29 Financial intelligence units *
30 Responsibilities of law enforcement and investigative authorities *
31 Powers of law enforcement and investigative authorities
32 Cash couriers *
General Requirements
33 Statistics
34 Guidance and feedback

Sanctions

35 Sanctions

G – INTERNATIONAL COOPERATION

36 International instruments
37 Mutual legal assistance
38 Mutual legal assistance: freezing and confiscation *
39 Extradition
40 Other forms of international cooperation

Assets and liabilities

ASSETS::

Fixed Assets :
Assets which are purchased for long
term and not meant to be sold but used for production.
Land & Building,Plant & Machinery
Vehicles,Furniture & Fixture
Office equipment,Capital Work in Progress These are
represented as under:
Original value (Gross Bock) Less depreciation
Net Block or book value or written down
Value Method

Non Current Assets:

Assets which cannot be classified as current or
fixed or intangible assets Book Debts or Sundry
Debtors more than 6 months old/ Disputed Debts,
Investment of long term nature in shares,
govt. securities, associates or sister firms or
companies. Long term security deposits. Unquoted
investments; Investments in subsidiaries or sister
concerns; Loans & Advances to directors, officers;
Accounts receivables in respect of sale of plant &
machinery; Advances to concerns in which directors
are interested; Deposits with customs port trust etc
Intangible & fictitious Assets Which do not have
physical existence. For example: Goodwill, Patents,
Trade Mark, Copy Right, Preliminary or pre operative
expenses, other formation expenses, debit balance of
P & L account, accumulated losses, bad debts,
Capital issue expenses e.g. discount on issue of
share & debentures, commission on underwriting of
shares & debentures; Deferred revenue expenditure
e.g. Advertisement

Current Assets : Cash in hand, Bank balance
including fixed ,deposits with banks. Stocks/inventory
(such as raw material, stock in process, finished
goods, consumable stores and spares),Book
debts/Sundry debtors/Bills Receivable/ Accounts
receivable/ debtors, Government and other trustee
securities
(other than for long term purposes e.g. sinking funds,
gratuity funds etc.),Readily Marketable/quoted govt. or
other securities meant for sale,Interest accrued and
receivables,Advance payment of taxes,
pre-paid expenses,Advance payments for
merchandise; unexpired insurance

Monday, 17 June 2019

Caiib Retail banking recollected questions on 16.06.2019

CAIIB retail banking recollected questions posted by members june 2019 morning batch16.06.2019 8.30
1. Internet banking Mobile banking
2. BCSBI
3.Time value of money (pv fv) easy
4. ATM easy
5. Customer bank liabilities for failed transactions
6. Vehicle loan used vehicle case study
7.product development and marketing
8.methods of valuation (easy)
8*5= 40 marks

retail was comparatively easier ..

1. 10 -12 numericals were on EMI, Future Value and present value calculation.
2. Valuation method n open area
3. Belting methods
4. PSB follows which approach segmental, classification and geographical method.
4. Mass affluent and mass market criteria
5. Case study on Credit card, calculation of interests
6. Case study on home loan..
5. 2-3 questions in mortgage and hypothecation
6. Mobile banking and internet banking transaction limit 5-6 questions
7. Transaction limit on Upi transaction
8. PMJJY was having 1 question
9. NPCI
10. 2 question regarding maslow theory
11. Case study on banking service to identify tangibility, reliability, Empathy etc..

 EMI calculation 2 3 qn
Customer service expectation case study
Drt sarfaesi
CRM
Maslow theory
Customer types based on income
ATM 4 5 qn
BCSBI
Neft batches,
rtgs timing,
UPI,ATM,
 credit card calculations,
tax deduction,
home loan emi ,
 Ordinary annuity,
annuity due
Remote channels
Marketing planning
education loan eligibility case study

Property value method 5 question
Credit card 1 question
Upi 5 ques
7ps of marketing mix 7 question
Mashalow theory 7 ques
Atm related 5 question
Income slab retail banking
Mass and super affluent 2 question
Drt 1 question
Bcsbi 5 question
Sarfaesi 2 question
Retail banking defination konsi se kisne di.. 1 ques
Homeloan and used car loan 10 ques
If any fraud happen in account what is the procedure 2 ques
Fv and pv 2 question
What is annuity due 1 ques

Recollected question retail banking
Case study on valuation,bcsbi,atm,npv,home loan.
What is encumbrance factor
What is poa
Case study on empathy, reliability,assurance
45-50 lakh mass affluent
Not fundamental service of cloud computing technology
Emi of car loan
Bussiness approach by bcsbi
Net take home pay
Process of marketing companies
Rtgs timing
Rupay global card issued by npci
Case study on mobile banking
Income criteria for ews and lig
Augmented products
Rule by 72
Sinking fund definition
Settlement cycle of neft
Do dt table of bcsbi different marks for customer rederessal on pg no 211
Max compensation by banking ombudsman
Condition for small account
Standalone model
Sms
Ques related to cic
Assets dt can be securitized

Education loan question in morning shift
Course duration 2 yrs
Cost of course 28 lakh
Margin 15%
On the above calculate
Tution fees 15 L
Air fare to pay 0.80 L
Hostel Fees 4.20 L
Caution Deposit 2 L
Books & other equip 3 L
Computer & other equip 2 L
Other misc exps 1 L
Total 28 L

Course duration 2 yrs
Cost of course 28 lakh
Margin 15%
On the above calculate
01. Tution fees 15 L =1500000
02. Air fare to pay 0.80 L = 40000
03. Hostel Fees 4.20 L = 150000
04. Caution Deposit 2 L = 150000
05. Books & other equip 3 L = 300000
06. Computer & other equip 2 L 
07. Other misc exps 1 L
Total 28 L

Solution
Tution fees = 1500000
Air fair one way = 40000
Hostel Fees 15*10/100 = 150000
Caution Deposit 15*10/100 = 150000
Books, computer and othe exp = 300000
(20% of Tution fees)
Total loan = 2140000
15% margin for abroad = 321000
Total loan Sanction = 1819000
Less margin = 15% = 321000
Loan sanction = 1819000

Current affair s on 17.06.2019

Today's Headlines from www:

*Economic Times*

📝 Corporation Bank plans to raise Rs 5,000 cr in FY20

📝 Aurobindo Pharma plans $200m capex in FY20

📝 Electoral bonds worth over Rs 5,800 cr bought in over 14 months

📝 Ahead of IPO, Mobikwik scouts for investor; eyes profit from FY21

📝 CERC allows Power Grid to offer towers to telcos for BTS installation

📝 BHEL bags 200 MW solar energy orders worth Rs 800 cr, touches 1 GW mark in segment

📝 PNB puts on block 6 NPAs with outstanding of over Rs 1,000 crore

*Business Standard*

📝 RBI joins peers to buy gold insurance as US-China trade war escalates

📝 Qatar sovereign fund likely to invest $200-250 million in Byju's

📝 PM holds all-party meet, seeks help in building 'new India' by 2022

📝 50% residential units sold in last 6 quarters priced below Rs 50 lakh

📝 New Zealand's Fonterra ready for India re-entry with Future Consumer JV

📝 5G reserve price is just too high for telecom companies, say experts

📝 Uber testing on-trip 24x7 security helpline in India to boost safety

📝 Tatas to avoid big-ticket acquisitions for now, focus on debt reduction

📝 Sebi likely to rejig mutual fund categorisation norms to curb credit risk

*Financial Express*

📝 FPIs remain net buyers in June, invest Rs 11,132 crore

📝 NBFC crisis to pull down home loan growth first time in three years, says report

📝 India can boost exports of 300 products to US, China amid trade war, says report

📝 Boeing says will take time to win back confidence after 737 MAX crashes

📝 Disinvestment: Govt to sell stakes in 3 insurers to New India Assurance

📝 Tech Mahindra, Cisco partner to drive digital revenue

📝 Microsoft and Oracle team up to take on Amazon to dominate cloud business

*Mint*

📝 Auto firms face bleak outlook, with no end to the gloom in sight

📝 Saudi Arabia hires i-banks for bond meetings in Europe

📝 Top PE investors seek details about Yes Bank

📝 Digital payments to more than double to $135.2 bn by 2023

📝 India Inc continues to labour hard as Q4 earnings touch five-quarter low

📝 GST Council meet on 21 June to focus on checking tax evasion

📝 US-based First Solar in talks to sell 45MW of solar assets in India

📝 Alteria Cap invests ₹80 crore in digital lender Lendingkart

📝 Govt likely to give nod to changes in motor vehicles bill.