RECOLLECTED QUESTIONS CCP 11.03.2023 3.30 PM
Case studies:
1. PRIORITY SECTOR LENDING ( pslcs , housing, education)
2. EXPORT FINANCE ( PCFC, post shipment credit, NTP)
3. Insolvency and bankruptcy code
4. Factoring and forfaiting
5.current ratio, dscr , limit calculations and interpretation
6. Debt equity ratio, turnover ratios and collection periods
7. Bank guarantees
8. Break even analysis ..
Normal questions :
1. Liquidity risk - asset liabilities management
2. Contents of credit policy
3. Certificate of commencement of business - issued by registrar of companies as per company act -2013
4. Question on one person company ( OPC )
5. case based questions regarding advance to Limited company
6. Questions on bills discounting system
7. Types of syndication
8.guidelines on consortium lending.
9.statutory and regulatory restrictions on loans and advance
10. Current ratio problems and comparison for two different companies
11. Two problems on tangible networth
12. Sensitivity analysis
13. Question on payback period
14. Time value of money - features, problems on present and future value
15. Advantages and disadvantage of IRR
16. Margin of safety in break even analysis
17. Net working capital definition
18. Impact of inadequate working capital
19. Margin percentage in turnover method - 5 percentage of projected annual turnover
20. Min investment in commercial paper - 5 lakh
21. LC which covers storage and warehouse charges - green clause LC
22. Questions on coacceptance facilities
23. Questions on diamond dollar account DDA scheme
24.ultra vires borrowing
25. Running account facility in pre shipment finance
26. Loans under weaker section in priority sector lending
27. Characteristics of retail banking
28. Purpose for model home loan
29. Repayment period in IBA model education loan - 15 years
30. Moratorium period in IBA mode education loan - 2 years
31. Calculation of loan amount - IBA model education loan
32. Documents of which registration is compulsory
33. Time limit for registration of documents
34. Personal liability documents
35. Limitation of documents - time period
36. Question on English mortgage
37. Question on credit monitoring and tools.
38. Objectives of supervision and follow up
39. Doubt ful asset - definition
40. Prudential and revised prudential guidelines on restructuring of advances
41. Wilful defaulter
42. SARFAESI act notice period - 60 days
43.case based question on mortgage and CERSAI registration of two different banks
