Tuesday, 29 December 2020

Recalled Questions IT Security (8/11/2020)

  Recalled Questions IT Security (8/11/2020)

Slot 1


Owner , custodian, User

RFID

Internet Access Policy

Beat Frequency Oscillator

IPS & IDS Differance

Network server

HPs open View software

Blade server

Authorization and authentication

Salami Technique can be detected by

Beta Testing

VoIP

QMS

ISMS

Plan do check act (PCDA)

COBIT ISACA SOX GAIT HIPAA SAS70

Defense in Depth

Critical servers in most bank are on UNIX 

schema

Hubs

MPLS SMTP

cryptography steganography

application layer firewall are also called as PROXY firewall

Drawbacks of using in house software development

Cyber espionage

DRP

Audit charter

SEBI act 1992

CDR call details record

regsvr32 command

RBI Vision 2018(2 questions)

Shimming skimming

Big data

SHA 512

Server Cluster

Difference between virus and worm

Hot site and warm site

HA in BC DRP means

defence against eavesdropping

Sniffer

third party access to critical info resources area

edit the Registry using Command in windows

RuPay Visa Master card

Bancs 

Cvv 3D 

Stages in software development

Black box testing



Paper was moderat




.5 marks question on cobit kyc it act rti act software development level




1 marks question on software development process and it security




2 marks question on study based




Questions were from all segments




ISO related questions




Difference between skimming and shimming




Difference between cryptography and steganography




One question on metal detector




One question on software testing related




Defence in depth

Risk management recollected questions on 01.11.2020

 Risk management recollected questions on 01.11.2020

 Risk Management/Risk in financial services - Level -1

===============


Date : 01.11.2020


Questions were straight forward . Major questions from credit and market risk. (Module B and Module D).


Numericals: 

1. Case study on Measurement of duration ,modified duration ,convexity 

(Face value =3000

Coupon rate = 8% qrty 

Yield = 8%)

2. Case study for measurement of charge capital of market risk

3. Case study on Calculation on MCLR ,it was out of the syllabus 😋

4. Case study on Liquidity /maturity 

5. Case study on BPV 

6. Case study on FX and related calculation

7. Calculation of volatility ,VAR and sensitivity

Digital banking recollected questions on 01.11.2020

 Digital banking recollected questions on 01.11.2020


Benefits of digital Banking 

Security in digital Banking 

CIA

UPI Vs IMPS

Features of UPI

BHIM App 

NPCI

NETC

BICCODE

NUUP

NEFT Features

NG RTGS feature

Clearing and Settlement 

AEPS

IMT

Customer Data Flow

Big Data

Bitcoin technology 

SHA

SSL

Block Chain

AI

Weak AI

CRM

FI

mPOS Vs POS

ISO/IEC 7813

Bot

CTS

Merchant Establishment 

Ripple /Bitcoin /ethereum

Hyperledger 

BC middleware 

BCA

POS -GPRS/PSTN

ATM/CDM

White ATM

CCIL

Spoofing /Squatting 

Rupay pay secure 

EMV

OTP

Cross Sell

Salami Slicing 

Open loop/Closed loop

NACH

MICR

PPC

OOH 

Digital Marketing

Information system for bankers recollected questions on 18 Oct 2020

  Information system for bankers recollected questions on 18 Oct 2020

IDS..operators in SQL..steps involved in data warehouse..BCP..smart cards


Defence in depth


Chapter 6 of it act


Caat


Data about data


Section 46 of it act


Responsibility of database administrator


What is intellectual property


IPsec


Certifying authority related questions


Digital signature related questions


Electronic form


These are some of the recalled questions from information system banker

Forex operations recollected questions on 11.10.2020

 Forex operations recollected questions on 11.10.2020

1.Strike price=market price is known as

2.Esop scheme for nri employees

3.Benchmark rates by fedai

4.permissible credits in eefc account

5. Question on Call back service

6. Penal interest on premature closure of fcnr deposit

7.Trade transaction with *Myanmar* may be settled in any freely convertible currency, 

8.for benefits under ftp which date is considered

9.how is foreign trade policy announced in india

10. Schedule 2 of itc hs

11. Marine cargo insurance

12.percentage of cover to exporters under consignment exports policy

13.limit of reporting outstanding import remittance into idpms in lieu with bef statement

14.ntp for foreing currency bills is

15.for export of cardamom pcfc would be

16.in view of covid pandemic the maximum permissible period for pre shipment export credit

17.ispb para a 21

18. if there is no indication in credit of insurance coverage required cif

19.interest equalisation rate for export by msme

20. Article 13 of urdg 758

21.reimbursement bank in lc

22.ispb para a21

23.currency of the insurance policy under letter of credit be same as

24.ucp 600 article 31

25.permissible way of opening rfc domestic account

26. Scrutinizing bill of exchange in lc

27. Urr 725 article 11

28.in case of fdi by investment in equity of an indian company the max period of time for issue of share

29.fiis are are allowed to borrow equity

30. Sat is not a working day as per fedai

31. Max amt for education in foreign country

32. Permissible transactions in Captial account 

33. Conditions to grant loan to nris

34. Travel proceeds to libya

CCP recollected questions on 11.10.2020

 CCP recollected questions on 11.10.2020


MSME rehabilitation limit

MSME delayed payment

SMA-0,2

NPA classification 

Agriculture Std account provision 

PCR Ratio

Debt equity ratio

NPV/IRR/Payback (capita budgeting) case study and numerical 

LC limit Calculation 

BG case study 

WC calculation 

Turnover, 1st and 2nd method of lending 

Type of Mortgage 

Stamping execution 

LLP liability 

PSLC (give priority) 

ANBC Formula 

BEP (easy numerical) 

Precautions while extending LC/BG

DPG

Credit Policy

Asset Liability Mismatch 

CRILC

IRAC Norms

Retail Assets

Reason for retail asset growth

Negative Lien

Ratio Analysis (easy questions)

Due Diligence 

Fair practices code for MSE


Overall questions were moderate and require conceptual clarity. 


All the best, freinds!

Todays Recollected Questions for MSME Exam 04.10.2020

  Todays Recollected Questions for MSME Exam 04.10.2020


Cluster Approach-6 Ques.

PMEGP Scheme helps in creating -Self Employement

CGTMSE Claim % for Women Enterpreneurs

DER Ratio

DSCR Ratio

Interest Coverage Ratio

Sick Unit

MSME act 2006

many ques from Women Enterpreneur schemes etc

Risk in financial services recollected questions Sep 2020

  Risk in financial services recollected questions Sep 2020

1.BPV and duration easy questions

2.Risk definition

3.Some questions related to which kind of risk occurs in the said event like settlement risk,counterparty risk,liquidity,basis etc...

4.Avoid,Share,Mitigation,Retention question with example

5.This time problems were mostly asked from foreign exchange ...spot,options ,futures

 6.Collar qn

7.Corporate governance

I personally feel that you have to completely go through the textbook rather than short notes or shortcuts..each and every minute parts are important...

INTERNATIONAL TRADE FINANCE recollected on 20.09.2020

  INTERNATIONAL TRADE FINANCE recollected on 20.09.2020

1.B/L ladding types

2.Trade blocks types

3.Forex brokers who approach accreditation

4.Parties in Channel financing

5.Bill of entry submission in  case of  Import  D/A

6.ECGC (ECB-WTPC) 2 MARKS QUESTION

7.Exim bank working group parties

8. Channel financing parties

9.forign trade polices 2015-2020

10.Realisation of export bills 6 mark 2m*3

11.Packing credit study 8 marks  2m*4

12. Bank Guarantee Types

13. Limitation clause in BG 4marks

14.Status holder export based question

15.LC/BG comparison based case study

16.AD bank allowing payment for  export of software question

17. Airway bill characters


Most of the questions out of syllabus .conceptual clarity important 


Today's 20.09.2020 ccp recollected questions

  Today's 20.09.2020 ccp recollected questions

Mudra expansion


Crilic


CP case study 5 marks


DDAS


PCR


MCLR conditions


Computation of cash flow


Swot analysis


SMA0 conditions


Sma2


Pmjdy revised age limit


5 marks dscr problem


Bep 5marks


5 working capital problem


5 marks pvv irr

20.09.2020 IT security recollected

  20.09.2020  IT security recollected

 Read audit module

In digital signatures around 10 question

Management information system

Data warehousing 

Switching techniques 

IT act 2000


Hard ware input output devices

Information system for bankers recollected questions 20.09.2020

  Information system for bankers recollected questions 20.09.2020

 IS audit 

Anneutation 

Data integrity

Input/output devises 

Gateway 

Router 

Digital certificate license 

CCA appointed by

False negative 

Account lockout 

Firmware

Data didling 

Spoofing 

Intrusion prevention

Chat

Digital signatures- abt CCA

qualification of presiding officer

Cyat

Main components of IS policy


Bhim developed by?


Fully from last appendix chapter that is on IT act

Digital signatures




Hardware input output devices 

These areas u study





IT security recollected questions on 06.09.2020

 IT security recollected questions on 06.09.2020 

ISMS 

cobit

Cyber espionage

Malware

Botnets

Downtime

Incident response

Backups

HOT SITE WARM SITE

PDC 

CDR

SEISMIC ZONE

AUDIT CHARTER

FIREWALLS

SMTP

CRYPTOGRAPHY AND STEGANOGRAPHY

VLAN

HUB

SNIFFER

EAVES DROPPING

GOPAL KRISHNA WORKING GROUP

RBI 2018 RECOMMENDATIONS

BLADE SERVER

RFID

GRAMM LEACH BILEY ACT

SAS70

GAISP AND GAIT

ISO27001

VOIP

SALAMI TECHNIQUE

LOAD BALANCING

RDBMS

PREVENTION N DETECTION

ZOMBIE

SECURITY GOVERNANCE

KRA

RTI2005

ACCESS PRIVILEGE 

2 QUESTIONS WERE OF HYPOTHETICAL SITUATION

BC-DRM

FAULT TOLERANT SYSTEM INCLUDES



COBIT

ISACA

ISO BASED QUE

INCIDENT MANAGEMENT

BCPDR

BLADE SERVER

RTI 

ISMS

HARDWARE SECURITY

RDBMS 

WINDOW CONFIGURATION

PHYSICAL SECURITY

DIFF BT VIRUS AND WORM

FASTFLUX

CRYPTOGRAPHY

Following questions were asked for MSME exam held on 23.08.2020

  Following questions were asked for MSME exam held on 23.08.2020


Which model MSME policy represent

Max. Person in transport operator

New definition of MSME

Atmanirbhar package

Medium enterprises is a part of priority sector or not

Max. Partner in private Ltd firm

Name of women entrepreneurs schemes

What is ZED.

Max. Investment of company in MSME

Benifits of LLP

Who is responsible for regulating MSME schemes in states

Full form of HUDCO, TEV and MUDRA, 

Max. Limit for collateral free loan.

Max extent of guarantee cover in CGTSME for different amounts

Problems faced by MSME

What is hurt money, venture capital and angel funds

What is composite loan scheme, 

Single window operator

Limits under PMEGP

What is documentary bill

Back to back LC

NUMERICAL ON debtors turnover ratio, DER, DSCR

What does DSCR indicates

Identify MSME credit rating agencies

Benefits of credit rating agencies

Target for micro enterprises for foreign banks

Roles of BDS

Effect of technology - innovation, diffusion, substitution

Motive of TEQUP scheme

Benefits of cluster

Steps for cluster selection

Where is knitwear cluster

Definition of sick unit

External and internal causes of sickness

What is sick grey area

Viability criteria

What is siphoning of funds

NPA classification

What is micro finance

What is multiple lending

Cyber crime recollected questions on 09th aug 2020

 Cyber crime recollected questions on 09th aug 2020

Cyber stalking 

IT amendment act

Types of control 

Cyber crime origin 

Punishment for cyber crime 

Cyber squatting 

CIA

CBI function 

Honeypot 

Payment system 

Information security 

ISO 27001

NTRO

Rootkit

Trojan horse 

Info steal 

Cyber terrorism 

Hacking 

Hacking defined under IT or ITA

Computer Fraud 

Vishing 

IPC

DoS

Cyber Extortion 

Fire Alarm and CCTV, which type of control 

Malware 

Hactivist 

White hat hackers

Digital signature 

Electronic signature 

Integrity 

Durability 

Cyber forensic

RBI as regulatory

Sniffer

PKI

Encryption-decryption

Motive of hacker

OLTP

Payment Gateway 



Very few questions from module D.

MSME recollected questions 02082020

 MSME recollected questions 02082020



Recollected qs msme 02.08.20 3.30 pm batch

atmanirbhar bharat- 20000cr allocation and 1qs of which is correct.
Crm is ..
Mudra, sarfesi full form
Arrange correct order of credit process
1qs of diffusion, 
numerical on iscr, 
Arrange correct sequence of cluster development
Outcome of 2008 crisis- basel 3
Common of int and ext causes of Sick enterprises
Illeterate person execution of doc
Msme women enterprise
Tifac 1 qs
Doubtful asset
Rehabilitation package
Composite loan 1 qs 
Smera 1qs
Credit rating agency work 1 qs
Knitwear cluster- Ludhiana
Notice period in 6 months
Women entrepreneurs share- 51%
Private ltd directors
Max credit guarantee for women
New classification of msme
1 qs on wto
Pricing 1 qs
Mfi 1qs
Cambridge 1qs
Ots 2qs
Securitisaion find incorrect one
Diversion of funds- find correct one
Sick grey unit 1qs
Unido 1 qs on find incorrect one
Tuf related to which sector
Bds 3 qs
Msme do 1 qs
Contigent liablity- 1 qs
Pmegp 1 qs(max limit+ subsidy)
Single window scheme -2 qs
Venture capital- definition
Sidbi -2qs
Kvic-1qs
Fdi policy- 24%
New industrial policy-1qs
1qs on regulatory framework- 4 country names were given
1 qs on classification as per manpower/turnover.
SARFAESI full form
MSME women enterprises 3 ques
2mrks DSCR DEBTORS TURNOVER RATIO INTRST COVERAGE RATION 
RECENT JUNE 20 ATMA NIRBHAR PACKAGE 3 QUES
FDi investment policy
Recent changes in msme defention 2ques
Sick unit viability norms
Reasons for sick units both internal and external causes in single ques
CGTMSE coverege tricky women enterpris quess
About CRM
MUDRA IS ESTABLIHED FOR

Partnership firm llp diff
Security for lending JLG
 illiterate person execution of loan docs for 2mrks

Kyc AML QUESTIONS RECALLED: 12.07.2020

 Kyc AML QUESTIONS RECALLED: 12.07.2020


1. US SANCTIONS
2. BANK SECRECY ACT
3. MONEY LAUNDERING REGULATION 2007 -UK AML/ CFT LEGISLATION
4 . 3 TO 4 QUESTIONS ON DESIGNATED DIRECTOR
5. PRINCIPAL OFFICER
6. OTP BASED EKYC 4 QUESTIONS
7. CKYCR RELATED 2 QUESTIONS
8. RECORD RETENTION PILICY FOR TRANSACTION REPORTED TO FIU IND
9. BENEFICIAL OWNER IN CASE OF COMPANY AND TRUST
10. BO CONTROLLING INTEREST
11. ADVERSE EFFECT OF MONEY LAUNDERING
12. DIFF BETWEEN ML AND TF
13. STR CTR CCR REPORTING FREQUENCY
14. TRANSACTION MONITORING
15. AML ALERT
16. FATF SANCTIONS,UN SANCTIONS
17. FIU IND FUNCTION
18. FATF CELL FUNCTION
19. ED FUNCTIONING
20. SERIOUS FRAUD INVESTIGATION OFFICE
21. FACTORS DISSEMINATING STR TO LAW ENFORCEMENT AGENCIES
22. EXCHANGE HOUSE
23. AS PER BCBS SHARING OF INFORMATION FLOW
 24. FATF REGIONAL BODIES
25.AML CELL FUNCTION
26. SMALL ACCOUNT 3 QUESTIONS
27. DESIGNATED OFFICER RELATED 1 QUESTION

ALL QUESTIONS WERE FROM THE BOOK ONLY

New MSME recollected questions

 New MSME recollected questions 


Investment in P&M, Equipment, Partnership, public and private limited company, Joint Hindu Family, Partnership, women entrepreneurs categories, ITCOT, US small business act, KVIC, SIDC, BCSBI loan application disposal time norm, venture capital fund, smera, cgtmse, angel funds, hybrid capital, collateral free loan, pmegp, red and green clause LC, back to back LC, 5 Cs, credit appraisal, ratios analysis and balance sheet related questions, nayak and other methods of lending,  risk types, PS targets, BDS, Tequp, RRTUFs, back ended subsidy, clusters, rehabilitation n restructuring, drt, arc, mudra, wto, clearancs for setting up unit,  items included in P&M etc... reading of entire book and updated changes is must.


A lot of questions from ratio analysis... Factoring, calculate break even analysis in terms of unites, old msme classification, PMEGP, MUDRA Bank, MSME subvention scheme, a lot of questions clusters and many of them tricky too, calculation on the basis of First lending and 2 lending method, Ganguly committe 4c, RBI UK committee on msme, Internal external causes of sickness, Banking appraisal KVIC and many more

Everything from book except some latest developments ..only you have to be ready for tricky questions and for that depth reading is must as per my todays analysis

Recollected questions of exam conducted on 28.06.2020

 Recollected questions of exam conducted on 28.06.2020


Defination of ML as per United Nations- identify correct one

What type of impact ML cause- social, economic, political

Difference between ML and TF- Identify correct one

Cycle of ML- Including case studies to identify which step is mentioned

Method of ML- Including case studies to identify which method is used

What is smurfing, shell companies, off shore banking, hawala system,mutual evaluation, correspondent banking

Palermo convention

which ML laws or act is used in which country

PMLA- Record maintenance, punishment, penalties,

UAPA offence

Role of national investigation agency, role of ED, 

Categories of US sanction

Elements of KYC police, 

Definition of customer as per RBI

Concept of beneficiary owner, Identify invalid OVD, Restrictions on small account, which OVDs is to be obtained for proprietary account, partnership account, trust account, PEP, pooled account, limitations for non face to face customer

for whom EDD should be done - including case studies, how to screen customer, periodicity of KYC  for various risk categories, 

When to go for Partial freezing of account, types of reporting to be done, limit of CTR, time limit of STR, What is white listing,

Role functions of PO, senior management, role of audit, at what level KYC training is important

CCP EXAM 23-02-2020

 CCP EXAM 23-02-2020


1.All most 10 questions from ratios and fund flow and cash flows.( queations  on stock and debtors turnover and their impacts)

2. 5 Questions on working capital assessment by different methods.

3. 5 Questions on lc calculatiin and definitions of lcs.

4.5 Questions set on PERIORITY SECTOR LENDING CERTIFICAE.
5.5 Questions on Msmed act.

6. 4 questions break even analysis.

7.Around 7 questions on payback method and irr

8. One question on formula of ANBC

9.Two questions from company act.(commemcement of business certificate not required now) etc.

10.There were  2 or 3 quetions on provision( provision for mse I remembered. Provisining coverage ratio also asked.

11. Kimberly method related to which.

12.Cardinal principal of lending.

BEP 5 Marks.
WC assessment,
NPV, IRR concept.
LC/BG assessment case study.
PSLC.
Priority sector classification.
LTV, Provisioning norms.
B/S analysis, DER.
ISCR calculation.

Theoretical questions are conceptual, problems were easy, read handbook on credit management thoroughly.