Current Provisioning norms

Latest Provisioning Norms

Sub-Standard (Secured) - 15%
Sub-Standard (Unsecured) - 25% (other than infrastructure loans)
Sub-Standard (Unsecured) - 20% (infrastructure loans)

Doubtful-I (Secured) - 25%
Doubtful-I (Unsecured) - 100%
Doubtful-II (Secured) - 40%
Doubtful-II (Unsecured) - 100%
Doubtful-III (Secured) - 100%
Doubtful-III (Unsecured) - 100%

Loss - 100%