BASEL
01.A subordinate debt with remaining maturity of 30 months will be taken as part of Tier II capital at a discount of: 60%
02.An exposure is called Retail Exposure as per implementation of Basel II, if it is not more than:5 crore.
03.As per Basel II, banks are required to bring capital for __risk in addition to capital for credit risk and market risk: Operational risk
04.As per BASEL III Guidelines, the Loans guaranteed by State Govt will attract Risk weight of: (i)20% (ii) 50% (iii) 100% (iv) 75% (v)
0%: 20%
05.As per BASEL III, what is the risk weight on exposure to Govt securities issued by Central Government?: 0%
06.As per Basel-II, RBI has recommended adoption of __approach for operational risk : basic indicator approach
07.BASEL Accords are related to: Capital Adequacy.
08.Basel II consists __Pillars and number 2 pillar is __ : 3 pillars, Supervisory Review is Pillar no.2
09.Basel II norms to be completed by Foreign banks and banks having foreign branches by 31,03.2008.
10.For banks which do not have overseas braches, Basel II norms have to be implemented with effect from: 31.3.09
11.For being part of Tier II capital, Rupee Denominated subordinated debts should have minimum maturity period of and maximum
maturity period of : Minimum maturity:5 years Maximum: Perpetual(no maturity prescribed
12. In Basel II, Pillar I covers which types of risks: Credit Risk, Market Risk, Operational Risk.
13.Subordinate Debts are part of: Tier-II capital
14.Supervisory Review according to which Central Bank of the country is to ensure that proper capital has been provided for risk
exposure and maintain proper system for the same is provided under?: Pillar II of Basel IL
15.The minimum capital adequacy ratio implemented in India, by RBI is __% and as per Basel II recommendations it is __ % : 9%, 8%
16.The objective of the Pillar III as per BASEL-II is ____: Market discipline through public disclosures
17.The revaluation reserves as per Balance Sheet of a bank is Rs 200 lakh. How much of it will be taken as part of Tier II capital?: Rs
90 lakh (Revaluation Reserve are taken as part of Tier II capital at 55% discount)
18.Under BASEL II, for calculating capital for Operational Risk which method is to be applied for the time being: Basic Indicator
Approach
19.Under BASEL-II, what is the RiskWeightage on the Loans and advances given to Staff of the bank secured by Mortgage /
superannuation benefits: 20%
20.Upper Tier 2 -minimum maturity is 15 years for Debt capital
21.What is the date for final implementation of Basel III? 31.03.2019.( Now extended till next year)
22.Which of the following is part of Tier II Capital? (a) Statutory Reserves (b) Other disclosed reserves (c) Capital reserves from
sale of assets (d) Revaluation Reserve e)none pf these Ans is E
01.A subordinate debt with remaining maturity of 30 months will be taken as part of Tier II capital at a discount of: 60%
02.An exposure is called Retail Exposure as per implementation of Basel II, if it is not more than:5 crore.
03.As per Basel II, banks are required to bring capital for __risk in addition to capital for credit risk and market risk: Operational risk
04.As per BASEL III Guidelines, the Loans guaranteed by State Govt will attract Risk weight of: (i)20% (ii) 50% (iii) 100% (iv) 75% (v)
0%: 20%
05.As per BASEL III, what is the risk weight on exposure to Govt securities issued by Central Government?: 0%
06.As per Basel-II, RBI has recommended adoption of __approach for operational risk : basic indicator approach
07.BASEL Accords are related to: Capital Adequacy.
08.Basel II consists __Pillars and number 2 pillar is __ : 3 pillars, Supervisory Review is Pillar no.2
09.Basel II norms to be completed by Foreign banks and banks having foreign branches by 31,03.2008.
10.For banks which do not have overseas braches, Basel II norms have to be implemented with effect from: 31.3.09
11.For being part of Tier II capital, Rupee Denominated subordinated debts should have minimum maturity period of and maximum
maturity period of : Minimum maturity:5 years Maximum: Perpetual(no maturity prescribed
12. In Basel II, Pillar I covers which types of risks: Credit Risk, Market Risk, Operational Risk.
13.Subordinate Debts are part of: Tier-II capital
14.Supervisory Review according to which Central Bank of the country is to ensure that proper capital has been provided for risk
exposure and maintain proper system for the same is provided under?: Pillar II of Basel IL
15.The minimum capital adequacy ratio implemented in India, by RBI is __% and as per Basel II recommendations it is __ % : 9%, 8%
16.The objective of the Pillar III as per BASEL-II is ____: Market discipline through public disclosures
17.The revaluation reserves as per Balance Sheet of a bank is Rs 200 lakh. How much of it will be taken as part of Tier II capital?: Rs
90 lakh (Revaluation Reserve are taken as part of Tier II capital at 55% discount)
18.Under BASEL II, for calculating capital for Operational Risk which method is to be applied for the time being: Basic Indicator
Approach
19.Under BASEL-II, what is the RiskWeightage on the Loans and advances given to Staff of the bank secured by Mortgage /
superannuation benefits: 20%
20.Upper Tier 2 -minimum maturity is 15 years for Debt capital
21.What is the date for final implementation of Basel III? 31.03.2019.( Now extended till next year)
22.Which of the following is part of Tier II Capital? (a) Statutory Reserves (b) Other disclosed reserves (c) Capital reserves from
sale of assets (d) Revaluation Reserve e)none pf these Ans is E
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