Wednesday, 9 October 2019

Caiib bfm

Interbank rate US Dollar

 Spot USD 1 = Rs. 65.2000/2575

 1 Month 3500/3600

 2 Months 5500/5600

 3 Months 8500/8600

 4 Months 1.1500/1.1600

 5 Months 1.3500/1.3600

 6 Months 1.5500/1.6600

Transit period is 25 Days. All forward Rates are for Fixed Delivery Exchange Margin is 0.10%.

From the above information, calculate :

1. Ready Bill Buying Rate

a. 65.1350

b. 65.1850

c. 65.2350

d. 66.2825

Ans - a

2. 2 Months Forward Buying Rate for Demand Bill

a. 65.6350

b. 65.6850

c. 65.7350

d. 66.7825

Ans - b

3. 3 Months Forward Buying Rate for Demand Bill

a. 65.5350

b. 65.6850

c. 65.7850

d. 65.9850

Ans - d

4. 4 Months Forward Buying Rate for Demand Bill

a. 65.2375

b. 65.7375

c. 66.2825

d. 66.5825

Ans - c

5. Ready Rate for 60 Days Usance Bill

a. 65.6350

b. 65.6850

c. 65.7350

d. 66.7825

Ans - b

6. 2 Months Forward Buying Rate for 60 Days Usance Bill

a. 65.2375

b. 65.7375

c. 66.2825

d. 66.5825

Ans - c

7. 1 Month Forward Buying Rate for 30 Days Usance Bill

a. 65.6350

b. 65.6850

c. 65.7350

d. 66.7825

Ans - b

8. 2 Months Forward Buying Rate for 30 Days Usance Bill

a. 65.5350

b. 65.6850

c. 65.7850

d. 65.9850

Ans - d

Solution :

1. Ready Bill buying Rate

Dollar / Rupee market spot buying rate = Rs. 65.2000

Less: Exchange margin at 0.10% On Rs. 65.2000 = Rs. 0.06520

= 65.2000 - 0.06520

= Rs. 65.13480

Rounded off to nearest multiple of 0.0025, the rate quoted for ready bill buying is Rs. 65.1350

2. 2 Months Forward Buying Rate

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 2 months (Transit period 25 days and Forward period 2 months, Rounded off to lower month)

= 65.2000 + 0.55000

= Rs. 65.7500

Less: Exchange margin at 0.10% On Rs. 65.7500 = Rs. 0.06575

= 65.7500 - 0.06575

= Rs. 65.68425

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 65.6850

3. 3 Months Forward Buying Rate

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 3 months (Transit period 25 days and Forward period 2 months, Rounded off to lower month)

= 65.2000 + 0.85000

= Rs. 66.0500

Less: Exchange margin at 0.10% On Rs. 66.0500 = Rs. 0.06605

= 66.0500 - 0.06605

= Rs. 65.98395

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 65.9850

4. 4 Months Forward Buying Rate

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 4 months (Transit period 25 days and Forward period 2 months, Rounded off to lower month)

= 65.2000 + 1.15000

= Rs. 66.3500

Less: Exchange margin at 0.10% On Rs. 66.3500 = Rs. 0.06635

= 66.3500 - 0.06635

= Rs. 66.28365

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 66.2825

5. Ready Rate for 60 Days Usance Bill

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 2 months (Transit period 25 days And forward period 2 months, Rounded off to lower month)

= 65.2000 + 0.55000

= Rs. 65.7500

Less: Exchange margin at 0.10% On Rs. 65.7500 = Rs. 0.06575

= 65.7500 - 0.06575

= Rs. 65.68425

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 65.6850

6. 2 Months forward rate for 60 days bill

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 4 months (Transit period 25 days and Forward period 2 months, rounded  Off to lower month)

= 65.2000 + 1.15000

= Rs. 66.3500

Less: Exchange margin at 0.10% On Rs. 66.3500 = Rs. 0.06635

= 66.3500 - 0.06635

= Rs. 66.28365

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 66.2825

7. 1 Months forward rate for 30 days bill

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 2 months (Transit period 25 days And forward period 1 month, Rounded off to lower month)

= 65.2000 + 0.55000

= Rs. 65.7500

Less: Exchange margin at 0.10% On Rs. 65.7500 = Rs. 0.06575

= 65.7500 - 0.06575

= Rs. 65.68425

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 65.6850

8. 2 Months forward rate for 30 days bill

Dollar / Rupee (market) spot buying rate = Rs. 65.2000

Add: Forward premium for 3 months (Transit period 25 days and Forward period 2 months, rounded  Off to lower month)

= 65.2000 + 0.85000

= Rs. 66.0500

Less: Exchange margin at 0.10% On Rs. 66.0500 = Rs. 0.06605

= 66.0500 - 0.06605

= Rs. 65.98395

Rounded off, the rate quoted for 2 months forward purchase of dollar bill is Rs. 65.9850

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