Important terms

What is Card Skimming: It is the process of using an electronic device known as skimmer, to record account data encoded on the magnetic strip on a card without owner’s knowledge. The fraudsters use other techniques such as cameras, shoulder surfing, copying etc., to record PIN information. The potential centers for card skimming are restaurants, ATMs, Kiosks. Phishing Vs Pharming Vs Vishing : Phishing refers to an untrustworthy entity impersonating as “trustworthy entity” through e-mail and gathers sensitive information such as PAN, Credit Card Numbers, Login ID and Passwords. Pharming is another way to manipulate users on the Internet by redirecting them to false websites with a view to trapping them. Vishing is another type of social engineering mode over phone to gather sensitive / confidential information such as Account Number, Card Number, Expiry date, Date of birth, PIN, CVV, OTP, Login Password, Transaction Password etc. What is eBkray:: It is an online platform to increase the transperancy in auctioning of assets attached by banks. The platform is equipped with property serach features and navigational links to all Public Sector Bank e-auction sites, provides single-window access to information on properties up for e-auction as well as facility for comparision of similar properties. The site also contains photographs and videos of uploaded properties.