CCP recollected questions on 11.03.2023

 RECOLLECTED QUESTIONS CCP 11.03.2023 3.30 PM

Case studies:

1. PRIORITY SECTOR LENDING ( pslcs , housing, education)

2. EXPORT FINANCE ( PCFC, post shipment credit, NTP)

3. Insolvency and bankruptcy code

4. Factoring and forfaiting

5.current ratio, dscr , limit calculations and interpretation

6. Debt equity ratio, turnover ratios and collection periods

7. Bank guarantees

8. Break even analysis ..

Normal questions :

1. Liquidity risk - asset liabilities management

2. Contents of credit policy

3. Certificate of commencement of business - issued by registrar of companies as per company act -2013

4. Question on one person company ( OPC )

5. case based questions regarding advance to Limited company

6. Questions on bills discounting system

7. Types of syndication

8.guidelines on consortium lending.

9.statutory and regulatory restrictions on loans and advance

10. Current ratio problems and comparison for two different companies

11. Two problems on tangible networth

12. Sensitivity analysis

13. Question on payback period

14. Time value of money - features, problems on present and future value 

15. Advantages and disadvantage of IRR 

16. Margin of safety in break even analysis

17. Net working capital definition

18. Impact of inadequate working capital

19. Margin percentage in turnover method - 5 percentage of projected annual turnover

20. Min investment in commercial paper - 5 lakh

21. LC which covers storage and warehouse charges - green clause LC

22. Questions on coacceptance facilities

23. Questions on diamond dollar account DDA scheme

24.ultra vires borrowing

25. Running account facility in pre shipment finance

26. Loans under weaker section in priority sector lending

27. Characteristics of retail banking

28. Purpose for model home loan

29. Repayment period in IBA model education loan - 15 years

30. Moratorium period in IBA mode education loan - 2 years

31. Calculation of loan amount - IBA model education loan 

32. Documents of which registration is compulsory

33. Time limit for registration of documents

34. Personal liability documents

35. Limitation of documents - time period

36. Question on English mortgage

37. Question on credit monitoring and tools.

38. Objectives of supervision and follow up

39. Doubt ful asset - definition

40. Prudential and revised prudential guidelines on restructuring of advances

41. Wilful defaulter

42. SARFAESI act notice period - 60 days

43.case based question on mortgage and CERSAI registration of two different banks