Monday, 24 June 2019

Microfinance recollected questions





 Microfinance recollected questions

Q1.C.rungrajan committee on microfinance
Q2. Breath length and depth meaning.
Q3. Difference between poverty lending approach and financial system approach.
Q4. Microfinance focus on poorest of the poor.
Q5. Nabard and it's role.
Q6. Nationalization of banks and it's purpose.
Q7.IRDP programm substitute the SJGSY program.
Q8.what is facilitater and it's role.
Q9.what is GRT group recognition test and it's purpose.
Q10.one question on Money lenders.
Q11.break even analysis and CPV analysis 3 questions.
Q12.what is microcredit.
Q13.what is microfinance.
Q14. What is sustainability.
Q15 what is BRI bank Ryat Indonesia.
Q16 .what is unit diseas.
Q17.chikola group of Kenya is example of which model.
Q18.Difference between SHG and JLG model
Q19 detailed question on grameen bank model.
 Q20. What is SHG bank linkage model...
Q22. Assumptions of grameen bank model of Bangladesh.
 Q23.diffrence between direct cost indirectcost setupcost and cost of fund.
Q24 .capital=assets-liability.
Q25.for NBFC model minimum networth requires rs.5 crore.
Q26.malegam committee and its recommendation.
Q27.qualifying assets and its significance
Q28.what is most accepted and widely usedmodel of microfinance in india.
 Q29.what is ghostborrower or multiple lending.
Q30.details of BC model.
Q31.what is reckless lending.
Q32. Details of SHG2 model part2.
 Q33. What is refinancing.
Q34. National rural livelihood mission.
 Q35 .Swarn jayanti gramin Swarojgar yojna
Q 36.what is mutual fund.
 Q37. What is merchant banking.
Q38.details of Revolving Fund.
 Q39. Financial inclusion definition and scope.
Q40. What is kyc and it's purpose
Q41 .Illiterate person can open which type of exam.
Q42 .Difference between impact accessment and social performance.
Q43.what is social rating
Q44. What is minimalist and integrated approach.
Q45.what is micro Insurance.
 Q46. Role of SEBI.
 Q47.role of IRDA.
 Q48. What is cash flow statement
.Q49. What is flat rate of interest.
 Q50. What is travel expanses.
 Q51.what is operating expense Ratio.
 Q52. What is asset depricitation.
 Q53 what is accounting stanard 2
. Q54. What is average case load.
Q55. What is Target group.
Q56. What is PAR.
Q57. What is market risk.
Q58. What is bank rate.
Q59.what is reprising risk.
 Q60. What is riskmanagement loop
Q61 what is schedule and nonshedule bank.
Q62. What is human risk.
 Q63.what is operational risk.
Q64.what is merchant banker.
 Q65. What is trading in stock exchange.
 Q66.two questions on mutual fund.
Q67.three question on Break Even Analysis.
Q68. What is regulatory risk.
 Q 69.what is Repayment rate.
 Q70.trust and Trust feed and what NBFC banking Model and what is business Correspondent model (BC Model)...... these All are 70 Recollected Questions of microfinance held on 15 july 2018. best of luck to All 

Current affairs on 24.06.2019

Today's Headlines from www:

*Economic Times*

📝 DLF-GIC JV to build country’s largest mall in Gurugram

📝 Coca-Cola looks to exit bottling activity in India

 📝 Total stock of warehousing space to reach 344 million sq ft in 4 years

📝 Insurers to make available standalone 'own damage' motor policy from September 1

📝 BHEL bags Rs 840 cr order for emission control equipment

📝 Gold Monetisation Scheme might be tweaked : Market sources

📝 Only 26 pc leaders in India fit to lead future businesses: Report

*Business Standard*

📝 Automakers run into collision with Centre's electric vehicle plan

📝 Paytm poised to start its P2P lending business with Clix Capital

📝 DHFL lenders to meet in early July to hammer out a rescue package

📝 mCaffeine bets on millennials to make a mark in personal care market

📝 Anil Ambani's Reliance Power starts process to sell coal mines in Indonesia

📝 Apollo Hospitals plans to reduce debt to Rs 2,500 crore by FY20-end

📝 Home finance firms sell mortgaged assets as liquidity crunch deepens

📝 Sluggish monsoon: 84% of IMD's subdivisions record deficient rainfall

📝 Foreign investors pump Rs 10,312 cr in June as equity investments slow

*Financial Express*

📝 Tata Steel’s net debt rises over three times at Rs 28,471 crore in FY19

📝 CAIT delegation to visit Singapore looking to boost trade ties

📝 BSNL engineers to Modi: Take measures to revive firm, make non-performers accountable

📝 Only 26% leaders in India equipped to lead future businesses, says report

📝 Angel tax: 672 startups given exemption by CBDT, says DPIIT secretary Ramesh Abhishek

📝 Investments through participatory notes up by nearly Rs 1,400 crore to Rs 82,619 crore till May

*Mint*

📝 DST Global goes slow on fresh investments in India

📝 Amazon’s merchants are feeling the pain of a trade war with China

📝 Metro says $6.6 billion bid undervalues company

📝 IIFL AMC fund buys stake in eye care chain Infigo Lifesciences

📝 Govt recognizes ONGC as HPCL’s parent firm

📝 Expert panel suggests ways to achieve $5 trillion economy target: Niti Aayog

📝 Govt looks to consolidate state-run general insurers

📝 Manufacturing sector outlook moderates in Apr-Jun: Ficci survey

📝 IndusInd Bank promoters to infuse ₹2,700 crore via warrants.

Sunday, 23 June 2019

Abbreviations for NISM

Abbreviations
A/A Articles of Association
ACE AMFI Code of Ethics
AGNI AMFI Guidelines & Norms for Intermediaries
AMC Asset Management Company
AMFI Association of Mutual Funds in India
AML Anti-Money Laundering
ARN AMFI Registration Number
ASBA Application Supported by Blocked Amount
CAGR Compounded Annual Growth Rate
CDSC Contingent Deferred Sales Charge
CFT Combating Financing of Terrorism
CVL CDSL Ventures Ltd
DD Demand Draft
DDT Dividend Distribution Tax (Additional Tax on Income
Distribution)
DP Depository Participant
ECS Electronic Clearing Service
F&O Futures & Options
FCNR Foreign Currency Non-Resident account
FEMA Foreign Exchange Management Act, 1999
FII Foreign Institutional Investor
FIRC Foreign Inward Remittance Certificate
FMP Fixed Maturity Plan
HUF Hindu Undivided Family
ISC Investor Service Centre
IPV In-Person Verification
KIM Key Information Memorandum
KYC Know Your Customer
M/A Memorandum of Association
M-Banking Mobile Banking
MF Mutual Fund
Micro-SIP SIP with annual aggregate investment less than Rs 50,000
MIN Mutual Fund Identification Number
NAV Net Asset Value
NBFC Non-Banking Finance Company
NEFT National Electronic Funds Transfer
NFO New Fund Offer
NOC No Objection Certificate
NPA Non-Performing Asset
NRE Non-Resident External account
NRI Non-Resident Indian
NRO Non-Resident Ordinary account
PAN Permanent Account Number
PDC Post-Dated Cheques
PFM Pension Fund Manager
PFRDA Pension Fund Regulatory & Development Authority
PIO Person of Indian Origin
PMLA Prevention of Money Laundering Act
PoA Power of Attorney / Points of Acceptance, depending on context
POP Points of Presence
RBI Reserve Bank of India
RTA Registrars & Transfer Agents
RTGS Real Time Gross Settlement
SAI Statement of Additional Information
SEBI Securities & Exchange Board of India
SID Scheme Information Document
SIP Systematic Investment Plan
SRO Self Regulatory Organisation
STP Systematic Transfer Plan
STT Securities Transaction Tax
SWP Systematic Withdrawal Plan
SWIFT Society for Worldwide Interbank Financial Telecommunication

CCP recollected yesterday

Ccp 22/06/19 recollected questions shared by members

1.Whether to accept or reject proposal based on the comparison with npv,irr,arr,bcr 5 questions
 2. Cersai registered under which act
3. Question related to rehabilitation
 4. Which is correct for OPC
5.sma related questions -5 question
 6. time period - right of foreclosure , mortgage money related question
7. interest coverage ratio
 8. Find nwc with details of ca, total assets , term liabilities

9.LC one case study 5 questions ,
10 irr -5 questions, 
msmed act 5 questions

11. 6 questions on factoring and forfeiting
12.5 questions on TReads scheme.
13. 8questions on NPV and IRR , pay back and interest coverage
14. Ratio analysis: 7 questions.
15. 5 questions on msme rehabilitations.
16. 6 questions on IBC and NCLT
17. Minor related 3 questions
18. LLP, HUF,partnership 4 questions
19 Ltv on hl and edu loan 2 questions
20.priority sector:pmjdy,kcc 3 questions
21 Anbc calculation 5 questions

Wednesday, 19 June 2019

Digital banking recollected questions

 Digital banking recollected



Aeps

Nach

Upi

Virtual keyboard to safegaurd against keylogger

4 questions on process of chargeback

Nfc technology and RFID

Approx 8-10 question on security of POS terminals

2 que on MDR

What is cash withdrawal through pos called







Many questions were there from BC

, POS,

off us,

 on us transactions,

  pharming attack,

phishing attack,

 ATM skimming,

 business risk,

 memory scrapping,

 jackpotting,

 Financial inclusion,

Dispute Management System,

CTS,

Digital marketing,

 internet banking 2FA

, AEPS,

Keylogger Virtual keyboard,

Pinterest ,

Graffiti,

OOH,

brown level ATM,

 ekyc ,

FI is backed by       

wat is Graffiti.                                                 

wat is CRM customer Relationship Management. one questions on fraud in ATM card and Internet banking. wat is RTGS and Next generation RTGS

wat is Rupay Paysecure Solution. Benefits of Rupay Card. wat is NACH and it's Role.                         

ABPS and NACH diffrence. .wat is ASA and KSA. .one question on NFS and EKYC. Offus and OnUs transaction Diffrence. RTGS and NgTGS.                                 

NG rtgs works on ISO 20022. wat is CCIL clearing Corporation of India it's Role and Functions. wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



 Diffrence between Compliance and convenience. masquerading and Cyber mugging.   

wat is Jeckpotting. wat is MILTDOWN and Spectrame. One question on Telebanking. MMID and MPlpin wat Digit MMID 4 Digit                                                               

  wat is giftcard prepaid card and store value card diffrences. .credit and charge card diffrences. .questions on magnetic strip card EMV chipbased card. questuons on what Document requires for Representment in prearbitration process...... operating system hardening is a Application server risk. diffrence between Enduser risk and application server risk. wat is mobile device risk. wat is Identity Theft. Difference between Basic Phishing and Spear phishing. . ......



Digital banking Recollected Questions on 1st July 2018 paper.... 1.cyber mugging 2.Miltdown & Spectrate. 3.what is Jeckpotting in ATM. 4.NPCI.... 5.CCIL one question. 6 .one question on CIA confidentiality Availability and Integrity. 7 .one separete question on only Integrity. 8.what is Plastic card. 9.one question on prepaid card. 10.wat is single purpose and multy purpose Cards. 11.diffrence between credit and charge card. 12.wat are benefit for using virtual key board. 13.diffrence between Emv chip card and Magnetic strip cards. 14.diffrence between NFC near feild communication and RFID Radio frequency Identifications...... 15.diffrence between openscheme (4th Party and 3rd party close scheme.....



Digital banking Recollected Questions on 1 July 2018............. 16.one Questions on MDR. 17.diffrence between transaction processing clearing and settlement. 18.one separate question on CTS and Clearing. 19.wat is phishing Pharming and Cyber mugging. 20.one question on Aadhar bridge system for giving Subsidy. 21 which is not a 24*7 system IMPS NPCI UPI or USSD. 22.one question on what is SFMS. 23.diffrence between In Us and Off Is ATM 24.wat is difference between IMPS and IMT. 25.diffrence between CDM ATM and POS





1 July Digital Banking Paper Recollected Questions. 26.diffrence between white and Brown level ATM. 27.diiffrence between Clearing and Settlement process. 28.wat is keystroke Logging and benefits of vitual key board. 29.wat is difference between business Declines and technical Declines. 30.difference between authorization and Settlement process. 31.wat is limit of chargebeck-90 days. 32.one question on prearbiration process and dispute management Collette. 33.one question on smshing and Phishing attack....... 34 diffrence between malware and Torzan. 35.wat is *99*99# and it's benefit. 36 .mobile wallets are prepaid or postpaid. 37.one question on OTP and TWO factor Authonthication process. 38.What is end-user risk. 39.wat is mobile device risk. 40 one question on Spearphishing. 41 .wat is query service on Aadhar Mapper.42.one question on firewell and intrusions detection system. 43.diiffrence between encryption and Decryption. 44.diffrence between GPRS and PSTN POS 45.diffrence between portable and Pooled terminal. 46.one question only on Mobile POS. 47.wat is EKYC and it's benefits. 48.wat is Terminal Management System. 49.wat is Mural-Advertising. 50.wat is OOH out of home.....







Recollected Questions on Digital Banking Paper 1 July. .51.wat is Graffiti. 52.wat is CRM customer Relationship Management. 53.one questions on fraud in ATM card and Internet banking. 54.wat is RTGS and Next generation RTGS 55.wat is Rupay Paysecure Solution. 56.Benefits of Rupay Card. 57.wat is NACH and it's Role. 58.ABPS and NACH diffrence. 59.wat is ASA and KSA. 60.one question on NFS and EKYC. 61. Offus and OnUs transaction Diffrence. 62.RTGS and NgTGS. 63.NG rtgs works on ISO 20022. 64.wat is CCIL clearing Corporation of India it's Role and Functions. 65 .wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



Recollected Questions. 66.diffrence between Compliance and Convenience. 67.masquerading and Cyber mugging. 68.wat is Jeckpotting. 69.wat is MILTDOWN and Spectrame. 70.one question on Telebanking. 71.MMID and MPlpin wat Digit MMID 4 Digit 72.wat is giftcard prepaid card and store value card diffrences. 73.credit and charge card diffrences. 74.questions on magnetic strip card EMV chipbased card. 75.questuons on what Document requires for Representment in prearbitration process...... 76.operating system hardening is a Application server risk. 77.diffrence between Enduser risk and application server risk. 78.wat is mobile device risk. 79.wat is Identity Theft. 80.Difference between Basic Phishing and Spear phishing. . ......



 Q81.what is SSL full form and it's signal turns into which colour green blue Aur Red. Q82.one Drawback of Smishing. Q.83.the process of remain hidden Online is called..... Q.84.what is Back and Access.... Q 86.one question on Cash Advance. Q87.wat is diffrence between VOID and Refund. Q 88.SFMS. Q 89.Encoding deciding Difference.. Q90..wat is Rootkit. Q 91.Social engineering. Q 92.diffrence between IDS and IPS. Q.93.OTP and Two fector Authonthication. Q.94.KeyStroke Loggers

MSME recollcted

17.11.2018 msme recollected


115 Questions out of 120 was theoritical

1.FIWE location
2.MSME definition
3.ITCOT location
4.SMERA
4.CREDIT rating agency
5.DER
6.DSCR
7.BEP
8.Margin of safety
9.cluster in different countries
10.msme for IT sector
11. All 5 Numericals from ratios only.
12.WTO was established in
13.few questions with all the above , 1 and 2 above types..5 Q on sick unit npa and rehabilitation criteria ....
14. And other questions as discussed in this portal ..Today ques #MSME
priority sector 3que
Msme classification 3 ques
Composit lone limit
credit gurantee 2 ques
Export finance 3 ques
Pre shipment
cluster benifit
Ratio baesd 4ques
Service enterprises 3 ques
Llp3que
Minor
Partnership firm2quea
Ots by whom
Sickness 3..4que
Rehabilitation scheme
Viable state

Note = read book line by line with updated data nd recollected ques from grp


Questions on wto establishment year
Sarfaesi establishment year
Problems related to msme investment in service ans ma ufacturing
Problem on der,dscr,asset coverage ratio, working capital gap, working capital turnover ratio and current ratio,
Wilful defaulter,
Women entrepreneur
Internal and external cause of sickness,
Msme stages of establishment,
Cluster selection process,
5 c
Questions from named act

It security recollected questions 25/05/19

It security recollected questions 25/05/19 shared by member
 OECD 1992
PILLARS OF IS
ISP/NSP INTERMEDIARIES SEC 79 PTOTECTION
ITA 2000 PROVIDES LEGAL RECOGNITION TO ELEC.RECORDS
CISO TO REPORT TO HIRM
PGP IN EMAIL
DOWNSTREAM LIABILITY
SALAMI TECHNIQUE
TROZAN HORSE
SPLIT TESTING
CLOUD COMPUTING
DIGITAL INDIA INITIATIVE
PERIMETER SECURITY
IPS BIOMETRIC
IDS CCTV
GREEN SERVEE
SCAVENGING
BLADE SERVER
IP ADDRESS N MAC ADDRESS
VSAT
LOAD BALANCING SERVER
ROUTER
SWITCHES
ISO 14000, 27000 SERIES
ISO/IEC 12207
ISO 90003:2004
COBIT VERSION
SOX 2002
PXI/DSS
RFID/BAR CODE
PSEUDO CODE
PPI
OSI MODEL LAYERS
TCP/IP MODEL LAYERS
NAT
TUNELLING
IP SEC
FTP PORT NO
DNS ATTACK
FIREWALLS
66D SOCIAL ENGG
DOS ATTACK
APT
STUXNET
VIRUS/WORM
SLA
POLYMORPHIC THREAT
RTO N RPO
CLOUD BACKUP
ROBO BACKUP
PDC N SDC
BCDRP
HOT SITE
SPF
RESIDUAL RISK
AUDIT AROUND/THROUGH COMPUTER

Current affair s on 19.06.2019

Today's Headlines from www:

*Economic Times*

📝 Sebi allows exchanges to launch commodity indices futures

📝 Canara Bank to raise up to Rs 12,000 cr in FY20

📝 Ind-Ra downgrades PNB's Rs 6,750 crore AT1 bonds

📝 Trent plans to raise Rs 1,550 crore

📝 NHAI plans to seek new investor for Mumbai-Pune Expressway

📝 EPFO bars portfolio managers from investing in group companies

📝 Government begins groundwork for capital infusion in regional rural banks

📝 Specialty chemical companies capex to jump 70% by 2020: Report

📝 MSL becomes subsidiary of Bajaj Holdings and Investment

*Business Standard*

📝 RBI panel on MSMEs suggests Rs 20 lakh collateral-free loan under Mudra

📝 Dividend payout by BSE500 firms up 1.7%; share buyback rises 64% in FY19

📝 Public cloud revenue in India likely to grow 24% this year: Gartner

📝 Paytm Money plans to raise $1.2 billion in a mega funding round

📝 Domestic air passenger traffic rises 2.96% in May, shows DGCA data

📝 Blackstone-backed India REIT wins over investors amid low interest rates

📝 Blackstone buys 'One BKC' building in Mumbai for Rs 2,600 crore

📝 Deloitte ban to disrupt businesses and investment inflows: US to India

*Financial Express*

📝 CCI to conduct a study on e-commerce in India

📝 Close to 2 million jobs formalised due to GST, demoetisation: ISF Report

📝 Textiles and apparel exports grow 5 per cent in May

📝 RBI fines HDFC Bank Rs 1 crore for violation of KYC norms

📝 AirAsia to convert 253 orders for Airbus A320neo planes to larger A321neo

📝 Facebook unveils global cryptocurrency ‘Libra’

*Mint*

📝 Google invests $1 billion to ease housing shortage near California headquarters

📝 SBI-led consortium picks Grant Thornton as RP for Jet Airways

📝 Swiggy looks to raise fresh funds from Carlyle Group

📝 Govt, RBI promise to address concerns on data localization rule

📝 RIL to infuse another ₹20,000 crore into Jio

📝 Boeing signs first deal for 737 Max jet since deadly crashes

📝 Bira 91 parent looks to raise $100 mn to support growth

📝 India expands scope of Act East policy in a bid to reset ties with Russia

📝 Plan to rescind H-4 visas yet to get final shape, says US official

📝 Vistara inks code share agreement with United Airlines.

Certified Treasury professionals Recollected questions on November 24th 2018

Certified Treasury professionals Recollected questions on November 24th 2018

Some of the recollected questions of certified treasury professional exam held on 24/11/2018 3 pm
TT buy/ TT sell bill /buy Bill sell/ TC buy TC /sell Forex card rates of dollar and pound given.
Various forex transaction based questions (5 marks)

 ∆Y= change in the yield of a bond in decimal
V+ = the estimated value of the bond if yield is increased by ∆Y
V- = the estimated value of the bond if yield is decreased by ∆Y
Vo = Initial price of the bond
All these values given
Questions asked: percentage change in price per basis point Change for an increase in yield of delta y etc.

Average percentage price change per basis point change in yield
(5 marks)

 cash inflow and outflow of the repo borrower in a repo transaction
Accured interest for first leg second leg etc (5 marks)

Present value of all coupons 10 years bond coupons payed semi annually.

Apart from black scholes model another famous option pricing model name.
 How options Greek measures the sensitivity of an options price

A decrease in interest rates raises bond prices by more than a corresponding increase in rates lowers price

Money market refers to the market for short term maturities upto 1 year.

Yield and price of 364 and 91 days treasury bill.


Given CTP Exam today (24/11/18) 10.00 Slot. Next heading toward FRM & Certified Bank trainer. In today CTP exam, Case Study Questions (5Q ) were from Repo Transaction, T Bills, TT Buying & Bills Buying rates, option price calculations, Bond yield & price calculations, option greeks & duration. Then individual questions (1 - 2Q) from CP, SI,CI, option pricing models, forex valuation, dealers code of conduct, etc.

Msme recollected 01.12.2018

Msme recollected 01.12.2018
Smera, itcot, stages of msme, duration for sanction upto 25 lakhs, duration for sanction upto 50 lakhs, duration for disbursement after sanction upto 50 lakhs, unido, working capital sum, ratio sum, stages of cluster, credit rating agencies, composite loan limit, msmed act in which year, sarfaesi in which year, ots, sum on provisioning, question on Cambridge something, Fiwe, wto, dscr, asset turnover ratio, working capital turnover ratio, diffusion effect of technology change, questions of market strategy, women entrepreneurs , minimum and maximum directors of public and private ltd company, shareholders, limited liability partnership, minor partner, deferred payment guarantee, performance guarantee, red clause lc, back to back lc.

Cyber fraud management exam recollected questions on 17.11.2018




 Cyber fraud management exam recollected questions on 17.11.2018
The regulator of uav ,
Netra developed by,
Script kiddies,
Ethical hacking,
Blue hat hacking,
Nigeria 419,
Social engineering,
When a NRI contacted u by phone to transfer 500000 lakh rupee to another account in another branch.what action will be taken by you as a Branch manager.
.org,.com are Tld or Sld,
Cyber crime definition,
Cyber smearing,
Masquerading attack,
Email spoofing,
In a software application at end of page we use to see "I agree with term and conditions".what do you mean by that.
A.p case vs Tcs case,
Eucp started in which year,
Steps involved in online transfer processing.
Where scada is used.
Anonymous definition,
Tail gating,
Tress passing,
Harrasing a lady over mail comes under which crime,
Cyber warfare,
Definition of Durability,
Odd man out of the given below which is not an app
1.ola 2.google store.3.black berry.4.apple
Locard principle,
Malicious code writers,


By rama



Cyber crime definition

3 factors induce to commit fraud

Internet of things

Wank worm first hacktivist attack

Stuxnet

Script kiddies

Spoofing

CcTLD

Ransomware

SCADA

Vishing

Authorisation authentication difference

BYOD

authentication tech for e mail

Digital signature

Internet addiction disorder

CAPTCHA

blue hat hacker

2D bar coding known as matrix code

DML

prevention control

Detection control

Digital footprints

Brute force attack

Payment wallets

SWIFT

prepaid cards

Shoulder surfing

PCIDSS

TCS vs state of AP case

IPC forgery of electronic records

3 domain servers of security initiative

Compulsive disorders

Stylometry

Jilani working group

FSDC

  • to combat computer related crimes, CBI has following specialized structure 

CBI Interpol

Tuesday, 18 June 2019

Current affair s on 18.06.2019

Today's Headlines from www:

*Economic Times*

📝 GSP withdrawal by US may moderately hit gem and jewellery exports: Crisil

📝 Alibaba proposes one-to-eight stock split ahead of up to $20 bn HK listing

📝 Top pvt sector banks cut interest rates on deposits by up to 0.25%

📝 Amazon India most attractive employer brand, Microsoft India 2nd: Survey

📝 Biocon board approves sale of branded formulations business to subsidiary

📝 Impose green cess on polluting vehicles to support EVs: SMEV

📝 Ramco Cements targets 20 million tonnes capacity by 2020

*Business Standard*

📝 Govt aims to improve fuel access; petrol, diesel to be sold in supermarkets

📝 HDFC Mutual Fund takes Rs 500 crore of Essel group exposures on books

📝 IndiGo moves away from Pratt & Whitney, places $20-bn order for CFM engines

📝 India Inc's advance tax mop-up surges 171% in Q1, Mumbai collection up 133%

📝 Scooter sharing startup Bounce's valuation crosses $220 mn with new funding

📝 SBI plans to mop up Rs 5,000-crore debt capital via tier-II bonds

📝 NHPC to cancel 2520 Mw bids under power purchase agreement over high tariff

📝 Over and out for Jet Airways as lenders start bankruptcy proceedings

*Financial Express*

📝 Claims against Reliance Communications swell to Rs 57,382 cr; Reliance ADAG companies among claimants

📝 Study estimates PM-Aasha cost at Rs 3.84 lakh crore

📝 BPCL’s investment plan for Mozambique gas field gets government’s approval

📝 India’s commercial realty raked in $2.6 billion cross border investments in Q1 OF 2019

📝 Life insurance: Premium collections of private life insurers up 27 pct

📝 Surat textile weavers urge government to expedite TUFS scheme

📝 Piyush Goyal holds meeting with stakeholders on e-commerce, data localisation

*Mint*

📝 Sotheby’s sold for $3.7 billion to media titan Patrick Drahi

📝 FMCG firms may see pick-up in demand later this year: Report

📝 Essel Infra to sell solar assets to Adani Group for up to ₹2,000 crore

📝 Bounce raises $72 mn led by B Capital Group, Falcon Edge Capital

📝 Singapore’s GIC eyes up to $1 billion investment in Indian road assets

📝 ICICI Bank moves NCLAT to seek early hearing on JAL insolvency plea

📝 Realty lenders stare at bailouts, deep haircuts amid liquidity crisis

📝 RBI may cut rates by another 25 bps in 2019: Fitch Ratings

📝 India says UAE assures supply of oil, LPG despite tanker attacks

📝 Govt may sell stake in some weak PSU banks.

Fatf recommendations

THE FATF RECOMMENDATIONS:: Total 40

A – AML/CFT POLICIES AND COORDINATION

1 - Assessing risks & applying a risk-based approach *
2 - National cooperation and coordination

B – MONEY LAUNDERING AND CONFISCATION

3 Money laundering offence *
4 Confiscation and provisional measures *

C – TERRORIST FINANCING AND FINANCING OF PROLIFERATION

5 Terrorist financing offence *
6 Targeted financial sanctions related to terrorism & terrorist financing *
7 Targeted financial sanctions related to proliferation *
8 Non-profit organisations *

D – PREVENTIVE MEASURES

9 Financial institution secrecy laws
Customer due diligence and record keeping
10 Customer due diligence *
11 Record keeping
Additional measures for specific customers and activities
12 Politically exposed persons *
13 Correspondent banking *
14 Money or value transfer services *
15 New technologies
16 Wire transfers *

Reliance, Controls and Financial Groups

17 Reliance on third parties *
18 Internal controls and foreign branches and subsidiaries *
19 Higher-risk countries *
Reporting of suspicious transactions
20 Reporting of suspicious transactions *
21 Tipping-off and confidentiality

Designated non-financial Businesses and Professions (DNFBPs)

22 DNFBPs: Customer due diligence *
23 DNFBPs: Other measures *

THE FATF RECOMMENDATIONS
INTERNATIONAL STANDARDS ON COMBATING MONEY LAUNDERING AND THE FINANCING OF TERRORISM & PROLIFERATION
 2012 OECD/FATF 5

E – TRANSPARENCY AND BENEFICIAL OWNERSHIP
OF LEGAL PERSONS AND ARRANGEMENTS

24 Transparency and beneficial ownership of legal persons *
25 Transparency and beneficial ownership of legal arrangements *

F – POWERS AND RESPONSIBILITIES OF COMPETENT AUTHORITIES
AND OTHER INSTITUTIONAL MEASURES
Regulation and Supervision

26 Regulation and supervision of financial institutions *
27 Powers of supervisors
28 Regulation and supervision of DNFBPs
Operational and Law Enforcement
29 Financial intelligence units *
30 Responsibilities of law enforcement and investigative authorities *
31 Powers of law enforcement and investigative authorities
32 Cash couriers *
General Requirements
33 Statistics
34 Guidance and feedback

Sanctions

35 Sanctions

G – INTERNATIONAL COOPERATION

36 International instruments
37 Mutual legal assistance
38 Mutual legal assistance: freezing and confiscation *
39 Extradition
40 Other forms of international cooperation

Assets and liabilities

ASSETS::

Fixed Assets :
Assets which are purchased for long
term and not meant to be sold but used for production.
Land & Building,Plant & Machinery
Vehicles,Furniture & Fixture
Office equipment,Capital Work in Progress These are
represented as under:
Original value (Gross Bock) Less depreciation
Net Block or book value or written down
Value Method

Non Current Assets:

Assets which cannot be classified as current or
fixed or intangible assets Book Debts or Sundry
Debtors more than 6 months old/ Disputed Debts,
Investment of long term nature in shares,
govt. securities, associates or sister firms or
companies. Long term security deposits. Unquoted
investments; Investments in subsidiaries or sister
concerns; Loans & Advances to directors, officers;
Accounts receivables in respect of sale of plant &
machinery; Advances to concerns in which directors
are interested; Deposits with customs port trust etc
Intangible & fictitious Assets Which do not have
physical existence. For example: Goodwill, Patents,
Trade Mark, Copy Right, Preliminary or pre operative
expenses, other formation expenses, debit balance of
P & L account, accumulated losses, bad debts,
Capital issue expenses e.g. discount on issue of
share & debentures, commission on underwriting of
shares & debentures; Deferred revenue expenditure
e.g. Advertisement

Current Assets : Cash in hand, Bank balance
including fixed ,deposits with banks. Stocks/inventory
(such as raw material, stock in process, finished
goods, consumable stores and spares),Book
debts/Sundry debtors/Bills Receivable/ Accounts
receivable/ debtors, Government and other trustee
securities
(other than for long term purposes e.g. sinking funds,
gratuity funds etc.),Readily Marketable/quoted govt. or
other securities meant for sale,Interest accrued and
receivables,Advance payment of taxes,
pre-paid expenses,Advance payments for
merchandise; unexpired insurance

Monday, 17 June 2019

Caiib Retail banking recollected questions on 16.06.2019

CAIIB retail banking recollected questions posted by members june 2019 morning batch16.06.2019 8.30
1. Internet banking Mobile banking
2. BCSBI
3.Time value of money (pv fv) easy
4. ATM easy
5. Customer bank liabilities for failed transactions
6. Vehicle loan used vehicle case study
7.product development and marketing
8.methods of valuation (easy)
8*5= 40 marks

retail was comparatively easier ..

1. 10 -12 numericals were on EMI, Future Value and present value calculation.
2. Valuation method n open area
3. Belting methods
4. PSB follows which approach segmental, classification and geographical method.
4. Mass affluent and mass market criteria
5. Case study on Credit card, calculation of interests
6. Case study on home loan..
5. 2-3 questions in mortgage and hypothecation
6. Mobile banking and internet banking transaction limit 5-6 questions
7. Transaction limit on Upi transaction
8. PMJJY was having 1 question
9. NPCI
10. 2 question regarding maslow theory
11. Case study on banking service to identify tangibility, reliability, Empathy etc..

 EMI calculation 2 3 qn
Customer service expectation case study
Drt sarfaesi
CRM
Maslow theory
Customer types based on income
ATM 4 5 qn
BCSBI
Neft batches,
rtgs timing,
UPI,ATM,
 credit card calculations,
tax deduction,
home loan emi ,
 Ordinary annuity,
annuity due
Remote channels
Marketing planning
education loan eligibility case study

Property value method 5 question
Credit card 1 question
Upi 5 ques
7ps of marketing mix 7 question
Mashalow theory 7 ques
Atm related 5 question
Income slab retail banking
Mass and super affluent 2 question
Drt 1 question
Bcsbi 5 question
Sarfaesi 2 question
Retail banking defination konsi se kisne di.. 1 ques
Homeloan and used car loan 10 ques
If any fraud happen in account what is the procedure 2 ques
Fv and pv 2 question
What is annuity due 1 ques

Recollected question retail banking
Case study on valuation,bcsbi,atm,npv,home loan.
What is encumbrance factor
What is poa
Case study on empathy, reliability,assurance
45-50 lakh mass affluent
Not fundamental service of cloud computing technology
Emi of car loan
Bussiness approach by bcsbi
Net take home pay
Process of marketing companies
Rtgs timing
Rupay global card issued by npci
Case study on mobile banking
Income criteria for ews and lig
Augmented products
Rule by 72
Sinking fund definition
Settlement cycle of neft
Do dt table of bcsbi different marks for customer rederessal on pg no 211
Max compensation by banking ombudsman
Condition for small account
Standalone model
Sms
Ques related to cic
Assets dt can be securitized

Education loan question in morning shift
Course duration 2 yrs
Cost of course 28 lakh
Margin 15%
On the above calculate
Tution fees 15 L
Air fare to pay 0.80 L
Hostel Fees 4.20 L
Caution Deposit 2 L
Books & other equip 3 L
Computer & other equip 2 L
Other misc exps 1 L
Total 28 L

Course duration 2 yrs
Cost of course 28 lakh
Margin 15%
On the above calculate
01. Tution fees 15 L =1500000
02. Air fare to pay 0.80 L = 40000
03. Hostel Fees 4.20 L = 150000
04. Caution Deposit 2 L = 150000
05. Books & other equip 3 L = 300000
06. Computer & other equip 2 L 
07. Other misc exps 1 L
Total 28 L

Solution
Tution fees = 1500000
Air fair one way = 40000
Hostel Fees 15*10/100 = 150000
Caution Deposit 15*10/100 = 150000
Books, computer and othe exp = 300000
(20% of Tution fees)
Total loan = 2140000
15% margin for abroad = 321000
Total loan Sanction = 1819000
Less margin = 15% = 321000
Loan sanction = 1819000

Current affair s on 17.06.2019

Today's Headlines from www:

*Economic Times*

📝 Corporation Bank plans to raise Rs 5,000 cr in FY20

📝 Aurobindo Pharma plans $200m capex in FY20

📝 Electoral bonds worth over Rs 5,800 cr bought in over 14 months

📝 Ahead of IPO, Mobikwik scouts for investor; eyes profit from FY21

📝 CERC allows Power Grid to offer towers to telcos for BTS installation

📝 BHEL bags 200 MW solar energy orders worth Rs 800 cr, touches 1 GW mark in segment

📝 PNB puts on block 6 NPAs with outstanding of over Rs 1,000 crore

*Business Standard*

📝 RBI joins peers to buy gold insurance as US-China trade war escalates

📝 Qatar sovereign fund likely to invest $200-250 million in Byju's

📝 PM holds all-party meet, seeks help in building 'new India' by 2022

📝 50% residential units sold in last 6 quarters priced below Rs 50 lakh

📝 New Zealand's Fonterra ready for India re-entry with Future Consumer JV

📝 5G reserve price is just too high for telecom companies, say experts

📝 Uber testing on-trip 24x7 security helpline in India to boost safety

📝 Tatas to avoid big-ticket acquisitions for now, focus on debt reduction

📝 Sebi likely to rejig mutual fund categorisation norms to curb credit risk

*Financial Express*

📝 FPIs remain net buyers in June, invest Rs 11,132 crore

📝 NBFC crisis to pull down home loan growth first time in three years, says report

📝 India can boost exports of 300 products to US, China amid trade war, says report

📝 Boeing says will take time to win back confidence after 737 MAX crashes

📝 Disinvestment: Govt to sell stakes in 3 insurers to New India Assurance

📝 Tech Mahindra, Cisco partner to drive digital revenue

📝 Microsoft and Oracle team up to take on Amazon to dominate cloud business

*Mint*

📝 Auto firms face bleak outlook, with no end to the gloom in sight

📝 Saudi Arabia hires i-banks for bond meetings in Europe

📝 Top PE investors seek details about Yes Bank

📝 Digital payments to more than double to $135.2 bn by 2023

📝 India Inc continues to labour hard as Q4 earnings touch five-quarter low

📝 GST Council meet on 21 June to focus on checking tax evasion

📝 US-based First Solar in talks to sell 45MW of solar assets in India

📝 Alteria Cap invests ₹80 crore in digital lender Lendingkart

📝 Govt likely to give nod to changes in motor vehicles bill.

Saturday, 15 June 2019

Caiib IT elective


Caiib IT elective



Module A



1. With Information Technology we cannot achieve

a) Workforce flexibility

b) Distributed the wealth equally

c) Globalization

d) Reduce financial frauds



2. Meaning and impact of globalization



3. Generation of computers

 First Generation: High speed vacuum tube

Very small memory

Development of stored program



 Second generation: Germanium transistors

more reliable and faster

Much cheaper than tubes

Magnetic core storage and magnetic disk storage



 Third Generation: Silicon transistors

Integrated Circuits (ICs)

Switching speed and reliability increased

Semi-conductor Memory



 Fourth generation: Microprocessor chip

VLSI (Very Large Scale Integrated Circuits)

Computer networks and distributed computer systems

Highly portable and smaller in size due to improvements in speed, memory size, packing density of ICs



 Fifth generation: ULSI (Ultra Large Scale Integrated) chips

Artificial Intelligence



4. COBOL (Common Business Oriented Language) mainly used for business data processing (impt.)

5. FORTRAN used for scientific and engineering calculations (impt.)

6. Function of ALU ………… page 14-15

7. CPU consists of ….. page 14

8. Batch processing …. Page 18

9. Function of OLTP (On-Line Transaction Processing)…… page 20

10. Meaning of Grid computing, Real time system, cluster computing, cloud computing

11. Virtualizations of server’s means to run multiple operating systems on same physical servers.

12. Category of software with examples …. Page 35 36 (You will get 2 questions from this section)

13. Open Source Software with example

14. System software and application software examples

15. Unit 4: Networking System (You will get maximum questions from this unit, so concentrate on this chapter from module A)

16. Intranet

(i) Uses Internet-derived communication protocols (TCP/IP), networking and user interface.

(ii) Relatively cost efficient



17. In which types of cable composed of two or more copper wirestwisted around each other within a plastic sheath?

a) Coaxial cable

b) Twisted-pair cable

c) Optical fiber cable

d) None of the above



18. RJ-45 connectors is a type of

a) Coaxial cable

b) Twisted-pair cable

c) Optical fiber cable

d) None of the above



19. Cable used to where very large amount of data need to be transmitted on a regular basis____?

a) Coaxial cable

b) Twisted-pair cable

c) Optical fiber cable

d) None of the above

Module C



Chapter 8



Choose the odd one

a) SCORM

b) IEEE

c) IMS

d) AICC



Choose the correct flows of Instructional Design Process

a) Analyze-Develop-Design-Evaluate-Implement

b) Analyze-Design-Implement-Develop-Evaluate

c) Analyze-Develop-Design-Implement-Evaluate

d) Analyze-Design-Develop-Implement-Evaluate



Bloom’s taxonomy divides educational objectives into

a) 3 domains

b) 4 domains

c) 5 domains

d) 6 domains



A virtual classroom can help to

a) Save voice discussion and presentations.

b) Hold live ad-hoc learning discussions and study sessions.

c) Share the advantages of e-learning with the suppliers and strategic partners.

d) All of the above



Chapter 9



Score Banking System can manage multiple delivery channels through

a) API’s

b) Different servers

c) Different versions of CBS

d) None of the above



Data security includes

a) Transaction access of authorized users

b) Message validation

c) Transaction logging

d) All of the above



Chapter 10



In India, RTGS uses ______ message flow structure.

a) V-shaped

b) L-shaped

c) T-shaped

d) Y shaped



What is the name of the RTGS system that uses in the USA?

a) CHAPS

b) Fedwire

c) SIC

d) ELLIPS



What is the name of the RTGS system that uses in the UK?

a) CHAPS

b) Fedwire

c) SIC

d) ELLIPS



What is the name of the RTGS system that uses in the Belgium?

a) CHAPS

b) Fedwire

c) SIC

d) ELLIPS



Which message flow structure is generally incompatible with the basic principle of RTGS?

a) V-shaped

b) L-shaped

c) T-shaped

d) Y-shaped



Message flow structure in CHAPS is

a) L-shaped

b) V-shaped

c) T-shaped

d)None of the above



Chapter 11



The cards used while traveling that is on move are ________________ cards.

a) Debit Card

b) Credit Card

c) Magnetic Card

d) Contactless smart Card



Smartcards can hold up to _______________ of information.

a) 4 KB

b) 8 KB

c) 12 KB

d) 16 KB



The following is a re-loadable card

a) Credit Card

b) Smart Card

c) Magnetic Card

d) Debit Card



Chapter 12



CRM is the dimensions of the E-business, what is the use

You need to study this also

ITService Delivery & Support : Service level management practices, Operations management

- work load scheduling, network services management, Preventive maintenance, Systems

performance monitoring process tools, techniques, Functionality of hardware, software, data

base. Drafting of RFP, system specifications, SLAs, Capacity planning & monitoring, Change

management processes / scheduled, emergency in configuration of production systems,

application of patches, releases etc., Incident & problem management practices, System

resiliency tools and techniques - fault tolerance, elimination of single point of failure, clustering.





#CAIIB IT

Instructions and data can be stored in the memory of Computer for automatically directing the flow of operations. It is called _____ concept.

(A) Objective Programming

(B) Stored program

(C) Both (A) and (B)

(D) None of the Above

Answer

(B) Stored program

“Stored Program” concept was developed by ______

(A) Maurice Wilkes

(B) Von Neumann

(C) M.H.A. Newman

(D) None of the Above

Answer

(B) Von Neumann

Electronic Discrete Variable Automatic Computer(EDVAC) was designed on __________ concept.

(A) Objective Programming

(B) Stored program

(C) Both (A) and (B)

(D) None of the Above

Answer

(B) Stored program

Which of the following was a small experimental machine based on Neumann’s stored program concept?

(A) Analytical engine

(B) Pascaline

(C) Manchester Mark I

(D) None of the Above

Answer

Third Generation computers were based on _______

(A) IC

(B) Vacuum tube

(C) transistor

(D) None of the Above

Answer

In EDSAC, an addition operation was completed in _____ micro seconds.

(A) 4000

(B) 3000

(C) 2000

(D) 1500

Answer

(D) 1500

ULSI stands for______

(A) Ultra Large Scale Integration

(B) Ultimate Large Scale Integration

(C) Upper Large Scale Integration

(D) Ultra Large Script Integration

Answer

(A) Ultra Large Scale Integration

Which of the following is fourth generation computer?

(A) INTEL 4004

(B) IBM 360

(C) IBM 1401

(D) None of the Above

Answer

(A) INTEL 4004

IC is made up of _________

(A) microprocessor

(B) vacuum tube

(C) transistor

(D) None of the Above

Answer

(C) transistor

Father of modern computer______

(A) Charles Babbage

(B) Alan Turing

(C) Ted Hoff

(D) None of the Above

Answer

(B) Alan Turing





1-1 Computer Network is

A. Collection of hardware components and computers

B. Interconnected by communication channels

C. Sharing of resources and information

D. All of the Above

1-2 What is a Firewall in Computer Network?

A. The physical boundary of Network

B. An operating System of Computer Network

C. A system designed to prevent unauthorized access

D. A web browsing Software

1-3 How many layers does OSI Reference Model has?

A. 4

B. 5

C. 6

D. 7

1-4 DHCP is the abbreviation of

A. Dynamic Host Control Protocol

B. Dynamic Host Configuration Protocol

C. Dynamic Hyper Control Protocol

D. Dynamic Hyper Configuration Protocol

1-5 IPV4 Address is

A. 8 bit

B. 16 bit

C. 32 bit

D. 64 bit

1-6 DNS is the abbreviation of

A. Dynamic Name System

B. Dynamic Network System

C. Domain Name System

D. Domain Network Service

1-7 What is the meaning of Bandwidth in Network?

A. Transmission capacity of a communication channels

B. Connected Computers in the Network

C. Class of IP used in Network

D. None of Above

1-8 ADSL is the abbreviation of

A. Asymmetric Dual Subscriber Line

B. Asymmetric Digital System Line

C. Asymmetric Dual System Line

D. Asymmetric Digital Subscriber Line

1-9 What is the use of Bridge in Network?

A. to connect LANs

B. to separate LANs

C. to control Network Speed

D. All of the above

1-10 Router operates in which layer of OSI Reference Model?

A. Layer 1 (Physical Layer)

B. Layer 3 (Network Layer)

C. Layer 4 (Transport Layer)

D. Layer 7 (Application Layer)

2

2-1 Each IP packet must contain

A. Only Source address

B. Only Destination address

C. Source and Destination address

D. Source or Destination address

2-2 Bridge works in which layer of the OSI model?

A. Appliation layer

B. Transport layer

C. Network layer

D. Datalink layer

2-3 _______ provides a connection-oriented reliable service for sending messages

A. TCP

B. IP

C. UDP

D. All of the above

2-4 Which layers of the OSI model are host-to-host layers?

A. Transport, Session, Persentation, Application

B. Network, Transport, Session, Presentation

C. Datalink, Network, Transport, Session

D. Physical, Datalink, Network, Transport

2-5 Which of the following IP address class is Multicast

A. Class A

B. Class B

C. Class C

D. Class D

2-6 Which of the following is correct regarding Class B Address of IP address

A. Network bit – 14, Host bit – 16

B. Network bit – 16, Host bit – 14

C. Network bit – 18, Host bit – 16

D. Network bit – 12, Host bit – 14

2-7 The last address of IP address represents

A. Unicast address

B. Network address

C. Broadcast address

D. None of above

2-8 How many bits are there in the Ethernet address?

A. 64 bits

B. 48 bits

C. 32 bits

D. 16 bits

2-9 How many layers are in the TCP/IP model?

A. 4 layers

B. 5 layers

C. 6 layers

D. 7 layers

2-10 Which of the following layer of OSI model also called end-to-end layer?

A. Presentation layer

B. Network layer

C. Session layer

D. Transport layer



3-1. Why IP Protocol is considered as unreliable?

A. A packet may be lost

B. Packets may arrive out of order

C. Duplicate packets may be generated

D. All of the above

3-2. What is the minimum header size of an IP packet?

A. 16 bytes

B. 10 bytes

C. 20 bytes

D. 32 bytes

3-3. Which of following provides reliable communication?

A. TCP

B. IP

C. UDP

D. All of the above

3-4. What is the address size of IPv6 ?

A. 32 bit

B. 64 bit

C. 128 bit

D. 256 bit

3-5. What is the size of Network bits & Host bits of Class A of IP address?

A. Network bits 7, Host bits 24

B. Network bits 8, Host bits 24

C. Network bits 7, Host bits 23

D. Network bits 8, Host bits 23

3-6. What does Router do in a network?

A. Forwards a packet to all outgoing links

B. Forwards a packet to the next free outgoing link

C. Determines on which outing link a packet is to be forwarded

D. Forwards a packet to all outgoing links except the originated link

3-7. The Internet is an example of

A. Cell switched network

B. circuit switched network

C. Packet switched network

D. All of above

3-8. What does protocol defines?

A. Protocol defines what data is communicated.

B. Protocol defines how data is communicated.

C. Protocol defines when data is communicated.

D. All of above

3-9. What is the uses of subnetting?

A. It divides one large network into several smaller ones

B. It divides network into network classes

C. It speeds up the speed of network

D. None of above

3-10. Repeater operates in which layer of the OSI model?

A. Physical layer

B. Data link layer

C. Network layer

D. Transport layer



4-1. What is the benefit of the Networking?

A. File Sharing

B. Easier access to Resources

C. Easier Backups

D. All of the Above

4-2. Which of the following is not the Networking Devices?

A. Gateways

B. Linux

C. Routers

D. Firewalls

4-3. What is the size of MAC Address?

A. 16-bits

B. 32-bits

C. 48-bits

D. 64-bits

4-4. Which of the following can be Software?

A. Routers

B. Firewalls

C. Gateway

D. Modems

4-5. What is the use of Ping command?

A. To test a device on the network is reachable

B. To test a hard disk fault

C. To test a bug in a Application

D. To test a Pinter Quality

4-6. MAC Address is the example of

A. Transport Layer

B. Data Link Layer

C. Application Layer

D. Physical Layer

4-7. Routing tables of a router keeps track of

A. MAC Address Assignments

B. Port Assignments to network devices

C. Distribute IP address to network devices

D. Routes to use for forwarding data to its destination

4-8. Layer-2 Switch is also called

A. Multiport Hub

B. Multiport Switch

C. Multiport Bridge

D. Multiport NIC

4-9. Difference between T568A and T568B is

A. Difference in wire color

B. Difference in number of wires

C. Just different length of wires

D. Just different manufacturer standards

4-10. The meaning of Straight-through Cable is

A. Four wire pairs connect to the same pin on each end

B. The cable Which Directly connects Computer to Computer

C. Four wire pairs not twisted with each other

D. The cable which is not twisted

For 4: 1 – D / 2 – B / 3 – C / 4 – B / 5 – A / 6 – B / 7 – D / 8 – C / 9 – D / 10 – A



5-1 Which of the following is not the External Security Threats?

A. Front-door Threats

B. Back-door Threats

C. Underground Threats

D. Denial of Service (DoS)

5-2 What is the Demilitarized Zone?

A. The area between firewall & connection to an external network

B. The area between ISP to Military area

C. The area surrounded by secured servers

D. The area surrounded by the Military

5-3 What is the full form of RAID ?

A. Redundant Array of Independent Disks

B. Redundant Array of Important Disks

C. Random Access of Independent Disks

D. Random Access of Important Disks

5-4 What is the maximum header size of an IP packet?

A. 32 bytes

B. 64 bytes

C. 30 bytes

D. 60 bytes

5-5 What is the size of Host bits in Class B of IP address?

A. 04

B. 08

C. 16

D. 32

5-6 What is the usable size of Network bits in Class B of IP address?

A. 04

B. 08

C. 14

D. 16

5-7 In which type of RAID, data is mirrored between two disks.

A. RAID 0

B. RAID 1

C. RAID 2

D. RAID 3

5-8 What do you mean by broadcasting in Networking?

A. It means addressing a packet to all machine

B. It means addressing a packet to some machine

C. It means addressing a packet to a particular machine

D. It means addressing a packet to except a particular machine

5-9 Which of the following is/are Protocols of Application?

A. FTP

B. DNS

C. Telnet

D. All of above

5-10 Which of the following protocol is/are defined in Transport layer?

A. FTP

B. TCP

C. UDP

D. B & C



6-1. What is the IP Address range of APIPA?

A. 169.254.0.1 to 169.254.0.254

B. 169.254.0.1 to 169.254.0.255

C. 169.254.0.1 to 169.254.255.254

D. 169.254.0.1 to 169.254.255.255

6-2. Which of the following is correct in VLSM?

A. Can have subnets of different sizes

B. Subnets must be in same size

C. No required of subnet

D. All of above

6-3. What does the port number in a TCP connection specify?

A. It specifies the communication process on the two end systems

B. It specifies the quality of the data & connection

C. It specify the size of data

D. All of the above

6-4. The class-based addressing is also known as

A. Modern Model

B. Classful Model

C. Classless Model

D. Heterogeneous Model

6-5. Which of the following is correct in CIDR?

A. Class A includes Class B network

B. There are only two networks

C. There are high & low class network

D. There is no concept of class A, B, C networks

6-6. What is the size of Source and Destination IP address in IP header?

A. 4 bits

B. 8 bits

C. 16 bits

D. 32 bits

6-7. Which of the following is reliable communication?

A. TCP

B. IP

C. UPD

D. All of them

6-8. What is the typical range of Ephemeral ports?

A. 1 to 80

B. 1 to 1024

C. 80 to 8080

D. 1024 to 65535

6-9. What is the purpose of the PSH flag in the TCP header?

A. Typically used to indicate end of message

B. Typically used to indicate beginning of message

C. Typically used to push the message

D. Typically used to indicate stop the message

6-10. What is the natural mask for a class C Network?

A. 255.255.255.1

B. 255.255.255.0

C. 255.255.255.254

D. 255.255.255.255





……………







Regression testing is a major part of which of the life cycle?

a) Waterfall model

b) V model

c) Iterative model…..

d) All of the above




Caiib risk management recollected on 16.12.2018

Caiib Risk management recollected





Chief risk officer duty,reporting,appointmemt

Leverage ratio numerical

Operational risk

Pcr

Firb credit risk

Rsca operstional risk

Pilar 3 disclosure norms period

Rwas calculation



Numerical from BVP was also there,

Ques Obejective from PD ,EAD ,LGD

Market credit and operational risk theory based,





Which method we use for calculation of capital for credit operational and market risk

Case beta factor for agency services,

Icaap come under which piller,

CRO function

Reputation risk systematic risk come under

Current affair s on 15.06.2019

Today's Headlines from www:

*Economic Times*

📝 Exports up 3.93% in May; trade deficit widens to $15.36 bn

📝 CIL to offer 21.5% more coal to power generators through forward e-auctions

📝 Nasscom seeks incentives for investment in R&D, talent development

📝 Graphite India seeks nod to raise Rs 5,000 crore

📝 M&M picks up 11.25% in Swiss Agri-tech firm Gamaya

📝 ITC earns Rs 4,673 crore in foreign exchange in 2018-19

📝 REC eyes over 10% growth in revenue at Rs 28,000 crore this fiscal

📝 IFFCO FY19 net profit down 10% at Rs 841 cr, turnover up 34% at Rs 27,852 cr

📝 Delayed monsoon slows Kharif sowing

📝 Tata Communications data centre arm sells stake in Singapore unit

📝 France's Total close to buying 30% in Adani Gas for more than $800 million: Report

*Business Standard*

📝 India responds to Trump moves at last with tariff hikes on 29 US products

📝 Tata Capital Financial to raise $1.5 billion overseas to settle old loans

📝 Automobile sales drop 7.5% YoY in May 2019, two-wheeler worst hit: FADA

📝 Volkswagen to rationalise dealer network, tap smaller towns for growth

📝 Hexaware buys Mobiquity for $182 million, to absorb all employees

📝 Tata Power's arm CGPL raises Rs 1,110 cr via NCDs for refinancing debt

📝 Trade deficit at 6-month high of $15.4 bn over increasing oil, gold imports

📝 Wholesale inflation at 2-year low of 2.45%; food inflation eases to 6.99%

📝 IEA cuts 2019 oil demand growth to 1.2 mn barrels on global trade worries

📝 TMFL to raise Rs 1,000 cr in debt capital to enhance capital adequacy

*Financial Express*

📝 Debt mutual funds’ exposure to NBFCs down at Rs 2.24 lakh crore

📝 Avenue Supermarts pins hope on e-commerce model

📝 E-commerce drives warehouse leasing to grow over 45% in 2018: Report

📝 Petroleum PSUs ask for amendment to EV charging guidelines

📝 WeWork to buy majority stake in India affiliate for $2.75 billion as former gears for IPO

📝 Amazon US online market share estimate cut to 38% from 47%

📝 Apple market value may hit $1 trillion again on trade deal

📝 Adani Green Energy raises Rs 402 crore through offer for sale

*Mint*

📝 US-based GIP in talks to buy Engie’s Indian solar power business

📝 RBI asks banks to grout ATMs to wall, pill or floor to enhance security

📝 Forex reserves nearing lifetime high; up $1.7 billion to $423.5 billion

📝 Promoters of NDTV restrained from accessing securities market for 2 years: Sebi

📝 We will leave EU by 31 October, Boris Johnson vows in pitch to be UK PM

📝 India to become $5 trillion economy by 2024: Hardeep Singh Puri

📝 PM likely to meet FinMin officials, to discuss road map for boosting growth

📝 True wireless earphones market reaches 17.5mn in Q1 2019.

Securitization

SECURITISATION

Securitisation - Concept

Securitization is a method through which illiquid assets are transformed into more liquid form, which are distributed to a broad

range of investors through the medium of capital market.

It is the process of converting illiquid financial assets into liquid marketable securities through an intermediary called special

purpose vehicle.

Through the securitisation process, the assets are removed from the balance sheet and the funds generated through

securitisation can be ploughed back for further asset expansion.

The Special Purpose Vehicle converts assets into securities called as 'Pass Through Certificates' and sell them to the buyers who may require that

particular asset class as a requirement or investment.

Since these certificates are backed by assets, they are also called asset backed securities (ABS).

If assets which have underlying mortgages are secuiritised, they are called as "Mortgage Based Securitisation".

Securitisation is the process of pooling of individual long term loans which are packaged and sold to various investors in the form of Pass Through

Certificates (marketable securities) through a Special Purpose Vehicle with the provision that the inflow of cash in the form of recoveries will

be distributed pro rata to the buyers.

The advantage of securitisation is that the receivables are removed from the books as they have been sold but the transaction does not create a

liability in the balance-sheet. Thus, securitisation helps in asset-liability management and also in capital adequacy.

Securitisation is a structured process and effected only for standard assets and rated by the rating agencies.

Securitisation Process

The lender first selects the assets they want to securitise.

The issuer (Special Purpose Vehicle) makes payment to the lender for the loans securitised.

The assets are converted into a pool of securities by the issuer for the purpose of issuing Pass Through Certificate (PTC).

The PTCs are sold to other investors who are willing to invest.

The lender continues to receive the recoveries from the original borrowers and the same are passed on to the SPV

The SPV in turn passes the recoveries to the investors.

Securitisation in Retail Banking:

In Retail banking, there is a concept called Collateral Debt Obligation (CDO). In CDO, asset classes/receivables like Car Loans, Credit Card

Receivables and Mortgage Loans like Home Loans, are grouped together and securitised. Multiple layers of PTCs with varying rates and coupons

are issued based on the quality of assets and risk perceptions underlying in the asset.