Digital banking recollcetd

Digital Banking Recollected questions:::

1.CTS abbreviation cheque truncation system
2. What is firewall?: A software programme for protecting against unauthorized access to the information.
3.BBPS … Bhatart Bill payment sytem
4.MDR: merchant discount rate
5. minimum amount which can be remitted under RTGS by a customer: Minimum Rs. 2 lac and no Maximum.
6.Max amount of NEFT can be remitted ..no limit
7. AEPS stands for : Aadhar Enabled Payment System.
8. CPPC stands for : Central Pension Processing Cell.
9. IBPP stands for : Internet Bill Presentation & Payment.
10. Rupay Platform refers to: National Payments Corporation of India (NPCI) initiated the launch of RuPay card in India. It was
done with the intention of integration of payment systems in the country. It has led to lower transaction cost as
processing is being done within country. Also, transactions will be faster.
11. Encryption means: Conversion of plain language into secret language, i.e., coding and The extent of coverage under

12. Maximum RTGS Charge for Rs.2 lac to 5 lac: Rs.25.00 + service tax
13. Application under ASBA can be applied for: a) IPO b) Right Issue c) Mutual fund
14. E-sahyog portal:belongs to Income Tax
15. A Proxy server is for: To provide security against unauthorized users
16. Phising?: To steal the customers personal / confidential data
17. In case of failed ATM transaction customer will get money in 7 working days after compliant
18. CVV: Customer Verification Value
19.NPCI: National Payment Corporation of India.
20. NUUP: National Unified USSD Platform.
21.IMEI: International Mobile Equipment Identity.
22. CVD: Customer Verification Data.
23.STP straight through process
24. . Forward Market Commission is established for:.- Commodity futures
25. Full form of ALU: Arithmetical Logical Unit
26. Full form of HTTP: Hyper Text Transfer Protocol
27. Full form of INFINET? Indian Financial Network
28. GBM: Govt. Business Module
29. IBPP stands for: Internet Bill Presentation & Payment
30. IMPS: Immediate Mobile Payment Service - Mobile to account
31. Starting of a computer is called: Booting
32. Universal set of standards and guidelines for communication by EDI is called: EDIFACT.
33. Full form of ISDN: Integrated Services Digital Network.
34. RTGS amount limit for customers: Min Rs.2 lac and no max
35. Which bank has max share in INFINO PAYTECH Ltd : ICICI Bank
36. USSD: Unstructured Supplementary Service Data.
37. LAN: Local Area Network
38. AEPS stands for : Aadhar Enabled Payment System
39 ATM : Anywhere, anytime,
40. BCP- Business continuity Plan
41. First committee on computerization in banks was headed by: Dr C Rangarajan.
42. In an Organisation communication between the same organization, what type of system applicable: Intranet.
43. In CBS, signatures are loaded through scanning.. 
44. WAN: Wide area network 
45.WAN uses ….interconnecting computers at different Geographical locations
46.CHI : Clearing Housing interface
47.ECE: electronic clearing system
48.APB: Aadhaar pay bridge
49. When in a computer network one network protocol encapsulates a different payload protocol, it is called: Tunnel.
50 Computer Security Day : 30th November
51. customer’s account should be credited within how many days of the complaint?: 7 working
52. First step towards computerisation in Banking: Setting up ALPM (Advance Ledger Posting Machine)
53. CIDR: central identities data repository
54.BBPCU:Bharat bill payment central unit

https://iibfadda.blogspot.com/

MSME Recollected

MSME recollected questions
1. Micro, small & medium sector
2. Priority sector classification (esp foreign banks less than 20 branches etc)
3. One sum on calculation of NWC
4. CLUSTER development features
5. TIFAC full form, CODISSIA located at?
6. Mahila schemes implemented by SIDBI
7. Which are NOT included under plant & machinery
8. HUF, LLP questions on minor admissibility
9. Common seal compulsory for companies/LLP
10. GRAY sick area
11. Ots implemented by? - individual banks
12. Highest investment by overseas investors is under which sectors
13. Study report Of DIC recommendations
14. Federation of msme for West Bengal state? ITCOT located in which state? MSME council located? Msme as per constitution is state/central/concurrent subject?

https://iibfadda.blogspot.com/

FX OPERATIONS

FX OPERATION:-
Recollected questions are:

1) How many incoterms?
2) Full form of DAT
3)Few questions from doc letter of credit .
4)Nearly 8 questions on LRS
5)NRI remittances limits etc
6)Basic questions on URR 725,
7)URC 522
8)ISP 98
9)Known holiday in forex
10)One question on section of fema
11)Ecgc scheme
12)Question on customs related
13)TT buying TT selling 
14)Bill discounting
15)Insurance docs in LC
16) three numericals on cross rates

Many of them are direct questions from FEDAI books.

Foreign exchange operations Syllabus ::

I. a) FEDAI Role and Rules

b) Foreign Exchange Rates and Risk Management

c) Code of Conduct, Ethics / Compliance, Corporate Governance

II. Regulatory Requirements under FEMA for Resident / Non-resident Individuals

a) Remittance Facilities under LRS

b) Other Remittance Facilities for Resident indians / others

c) Various foreign currency accounts in india / Abroad

d) Acquisition of Assets, Immovable properties outside India, including

investments in securities abroad

e) Remittance of Assets

f) Facilities for Non-resident Indians - Deposits Accounts, Investments,

Borrowing etc.

III. Regulatory Requirements under FEMA for Resident / Non-resident Entities

a) Import of Goods & Services and other non-import remittance

b) External commercial borrowing

c) Export of goods and services

d) Investments outside India

e) Investments in India by non-resident Corporates / FPIs / Others Entities

f) Establishments of LO / BO / PO in India by foreign entities

IV. Documentary Credits & Standby Credits

a) ICC guidelines pertining to INCOTERMS 2010, URC 522

b) UCP 600, eUCP version 1.1

c) ISBP - ICC PUB. 745, URBO - ICC PUB. 750, URDG 758

d) DOCDEX Rules - ICC PUB.

872 V. Export Finance

a) Various finance available by way for Pre-shipment / Post-shipment

finance in Rupes and Foreign Currency

b) International Factoring, Forfaiting

c) Export Credit Guarantee Corporatio (ECGC)

VI. Foreign Trade Policy (FTP) 2015-20

a) Various policy issues withspecific relevance to AD Banks with latest

updations

..

Purchase FEDAI 7 BOOKS as mentioned by the IIBF and use my FX individual PDF and by topic wise i have updated in blog also use it.... No need separate PDF.. same like BFM 1st module and practice more numerical s form blog

https://iibfadda.blogspot.com/search/label/Forex

Microfinance recollected questions

 Microfinance recollected questions

Q1.C.rungrajan committee on microfinance
Q2. Breath length and depth meaning.
Q3. Difference between poverty lending approach and financial system approach.
Q4. Microfinance focus on poorest of the poor.
Q5. Nabard and it's role.
Q6. Nationalization of banks and it's purpose.
Q7.IRDP programm substitute the SJGSY program.
Q8.what is facilitater and it's role.
Q9.what is GRT group recognition test and it's purpose.
Q10.one question on Money lenders.
Q11.break even analysis and CPV analysis 3 questions.
Q12.what is microcredit.
Q13.what is microfinance.
Q14. What is sustainability.
Q15 what is BRI bank Ryat Indonesia.
Q16 .what is unit diseas.
Q17.chikola group of Kenya is example of which model.
Q18.Difference between SHG and JLG model
Q19 detailed question on grameen bank model.
 Q20. What is SHG bank linkage model...

Q22. Assumptions of grameen bank model of Bangladesh.
 Q23.diffrence between direct cost indirectcost setupcost and cost of fund.
Q24 .capital=assets-liability.
Q25.for NBFC model minimum networth requires rs.5 crore.
Q26.malegam committee and its recommendation.
Q27.qualifying assets and its significance
Q28.what is most accepted and widely usedmodel of microfinance in india.
 Q29.what is ghostborrower or multiple lending.
Q30.details of BC model.
Q31.what is reckless lending.
Q32. Details of SHG2 model part2.
 Q33. What is refinancing.
Q34. National rural livelihood mission.
 Q35 .Swarn jayanti gramin Swarojgar yojna
Q 36.what is mutual fund.
 Q37. What is merchant banking.
Q38.details of Revolving Fund.
 Q39. Financial inclusion definition and scope.
Q40. What is kyc and it's purpose

Q41 .Illiterate person can open which type of exam.
Q42 .Difference between impact accessment and social performance.
Q43.what is social rating
Q44. What is minimalist and integrated approach.
Q45.what is micro Insurance.
 Q46. Role of SEBI.
 Q47.role of IRDA.
 Q48. What is cash flow statement
.Q49. What is flat rate of interest.
 Q50. What is travel expanses.
 Q51.what is operating expense Ratio.
 Q52. What is asset depricitation.
 Q53 what is accounting stanard 2
. Q54. What is average case load.
Q55. What is Target group.
Q56. What is PAR.
Q57. What is market risk.
Q58. What is bank rate.
Q59.what is reprising risk.
 Q60. What is riskmanagement loop

Q61 what is schedule and nonshedule bank.
Q62. What is human risk.
 Q63.what is operational risk.
Q64.what is merchant banker.
 Q65. What is trading in stock exchange.
 Q66.two questions on mutual fund.
Q67.three question on Break Even Analysis.
Q68. What is regulatory risk.
 Q 69.what is Repayment rate.
 Q70.trust and Trust feed and what NBFC banking Model and what is business Correspondent model (BC Model)...... these All are 70 Recollected Questions of microfinance held on 15 july 2018. best of luck to All 

Current affairs on 24.06.2019

Today's Headlines from www:

*Economic Times*

📝 DLF-GIC JV to build country’s largest mall in Gurugram

📝 Coca-Cola looks to exit bottling activity in India

 📝 Total stock of warehousing space to reach 344 million sq ft in 4 years

📝 Insurers to make available standalone 'own damage' motor policy from September 1

📝 BHEL bags Rs 840 cr order for emission control equipment

📝 Gold Monetisation Scheme might be tweaked : Market sources

📝 Only 26 pc leaders in India fit to lead future businesses: Report

*Business Standard*

📝 Automakers run into collision with Centre's electric vehicle plan

📝 Paytm poised to start its P2P lending business with Clix Capital

📝 DHFL lenders to meet in early July to hammer out a rescue package

📝 mCaffeine bets on millennials to make a mark in personal care market

📝 Anil Ambani's Reliance Power starts process to sell coal mines in Indonesia

📝 Apollo Hospitals plans to reduce debt to Rs 2,500 crore by FY20-end

📝 Home finance firms sell mortgaged assets as liquidity crunch deepens

📝 Sluggish monsoon: 84% of IMD's subdivisions record deficient rainfall

📝 Foreign investors pump Rs 10,312 cr in June as equity investments slow

*Financial Express*

📝 Tata Steel’s net debt rises over three times at Rs 28,471 crore in FY19

📝 CAIT delegation to visit Singapore looking to boost trade ties

📝 BSNL engineers to Modi: Take measures to revive firm, make non-performers accountable

📝 Only 26% leaders in India equipped to lead future businesses, says report

📝 Angel tax: 672 startups given exemption by CBDT, says DPIIT secretary Ramesh Abhishek

📝 Investments through participatory notes up by nearly Rs 1,400 crore to Rs 82,619 crore till May

*Mint*

📝 DST Global goes slow on fresh investments in India

📝 Amazon’s merchants are feeling the pain of a trade war with China

📝 Metro says $6.6 billion bid undervalues company

📝 IIFL AMC fund buys stake in eye care chain Infigo Lifesciences

📝 Govt recognizes ONGC as HPCL’s parent firm

📝 Expert panel suggests ways to achieve $5 trillion economy target: Niti Aayog

📝 Govt looks to consolidate state-run general insurers

📝 Manufacturing sector outlook moderates in Apr-Jun: Ficci survey

📝 IndusInd Bank promoters to infuse ₹2,700 crore via warrants.

Abbreviations for NISM

Abbreviations
A/A Articles of Association
ACE AMFI Code of Ethics
AGNI AMFI Guidelines & Norms for Intermediaries
AMC Asset Management Company
AMFI Association of Mutual Funds in India
AML Anti-Money Laundering
ARN AMFI Registration Number
ASBA Application Supported by Blocked Amount
CAGR Compounded Annual Growth Rate
CDSC Contingent Deferred Sales Charge
CFT Combating Financing of Terrorism
CVL CDSL Ventures Ltd
DD Demand Draft
DDT Dividend Distribution Tax (Additional Tax on Income
Distribution)
DP Depository Participant
ECS Electronic Clearing Service
F&O Futures & Options
FCNR Foreign Currency Non-Resident account
FEMA Foreign Exchange Management Act, 1999
FII Foreign Institutional Investor
FIRC Foreign Inward Remittance Certificate
FMP Fixed Maturity Plan
HUF Hindu Undivided Family
ISC Investor Service Centre
IPV In-Person Verification
KIM Key Information Memorandum
KYC Know Your Customer
M/A Memorandum of Association
M-Banking Mobile Banking
MF Mutual Fund
Micro-SIP SIP with annual aggregate investment less than Rs 50,000
MIN Mutual Fund Identification Number
NAV Net Asset Value
NBFC Non-Banking Finance Company
NEFT National Electronic Funds Transfer
NFO New Fund Offer
NOC No Objection Certificate
NPA Non-Performing Asset
NRE Non-Resident External account
NRI Non-Resident Indian
NRO Non-Resident Ordinary account
PAN Permanent Account Number
PDC Post-Dated Cheques
PFM Pension Fund Manager
PFRDA Pension Fund Regulatory & Development Authority
PIO Person of Indian Origin
PMLA Prevention of Money Laundering Act
PoA Power of Attorney / Points of Acceptance, depending on context
POP Points of Presence
RBI Reserve Bank of India
RTA Registrars & Transfer Agents
RTGS Real Time Gross Settlement
SAI Statement of Additional Information
SEBI Securities & Exchange Board of India
SID Scheme Information Document
SIP Systematic Investment Plan
SRO Self Regulatory Organisation
STP Systematic Transfer Plan
STT Securities Transaction Tax
SWP Systematic Withdrawal Plan
SWIFT Society for Worldwide Interbank Financial Telecommunication

CCP recollected yesterday

Ccp 22/06/19 recollected questions shared by members

1.Whether to accept or reject proposal based on the comparison with npv,irr,arr,bcr 5 questions
 2. Cersai registered under which act
3. Question related to rehabilitation
 4. Which is correct for OPC
5.sma related questions -5 question
 6. time period - right of foreclosure , mortgage money related question
7. interest coverage ratio
 8. Find nwc with details of ca, total assets , term liabilities

9.LC one case study 5 questions ,
10 irr -5 questions, 
msmed act 5 questions

11. 6 questions on factoring and forfeiting
12.5 questions on TReads scheme.
13. 8questions on NPV and IRR , pay back and interest coverage
14. Ratio analysis: 7 questions.
15. 5 questions on msme rehabilitations.
16. 6 questions on IBC and NCLT
17. Minor related 3 questions
18. LLP, HUF,partnership 4 questions
19 Ltv on hl and edu loan 2 questions
20.priority sector:pmjdy,kcc 3 questions
21 Anbc calculation 5 questions

Digital banking recollected questions

 Digital banking recollected



Aeps

Nach

Upi

Virtual keyboard to safegaurd against keylogger

4 questions on process of chargeback

Nfc technology and RFID

Approx 8-10 question on security of POS terminals

2 que on MDR

What is cash withdrawal through pos called







Many questions were there from BC

, POS,

off us,

 on us transactions,

  pharming attack,

phishing attack,

 ATM skimming,

 business risk,

 memory scrapping,

 jackpotting,

 Financial inclusion,

Dispute Management System,

CTS,

Digital marketing,

 internet banking 2FA

, AEPS,

Keylogger Virtual keyboard,

Pinterest ,

Graffiti,

OOH,

brown level ATM,

 ekyc ,

FI is backed by       

wat is Graffiti.                                                 

wat is CRM customer Relationship Management. one questions on fraud in ATM card and Internet banking. wat is RTGS and Next generation RTGS

wat is Rupay Paysecure Solution. Benefits of Rupay Card. wat is NACH and it's Role.                         

ABPS and NACH diffrence. .wat is ASA and KSA. .one question on NFS and EKYC. Offus and OnUs transaction Diffrence. RTGS and NgTGS.                                 

NG rtgs works on ISO 20022. wat is CCIL clearing Corporation of India it's Role and Functions. wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



 Diffrence between Compliance and convenience. masquerading and Cyber mugging.   

wat is Jeckpotting. wat is MILTDOWN and Spectrame. One question on Telebanking. MMID and MPlpin wat Digit MMID 4 Digit                                                               

  wat is giftcard prepaid card and store value card diffrences. .credit and charge card diffrences. .questions on magnetic strip card EMV chipbased card. questuons on what Document requires for Representment in prearbitration process...... operating system hardening is a Application server risk. diffrence between Enduser risk and application server risk. wat is mobile device risk. wat is Identity Theft. Difference between Basic Phishing and Spear phishing. . ......



Digital banking Recollected Questions on 1st July 2018 paper.... 1.cyber mugging 2.Miltdown & Spectrate. 3.what is Jeckpotting in ATM. 4.NPCI.... 5.CCIL one question. 6 .one question on CIA confidentiality Availability and Integrity. 7 .one separete question on only Integrity. 8.what is Plastic card. 9.one question on prepaid card. 10.wat is single purpose and multy purpose Cards. 11.diffrence between credit and charge card. 12.wat are benefit for using virtual key board. 13.diffrence between Emv chip card and Magnetic strip cards. 14.diffrence between NFC near feild communication and RFID Radio frequency Identifications...... 15.diffrence between openscheme (4th Party and 3rd party close scheme.....



Digital banking Recollected Questions on 1 July 2018............. 16.one Questions on MDR. 17.diffrence between transaction processing clearing and settlement. 18.one separate question on CTS and Clearing. 19.wat is phishing Pharming and Cyber mugging. 20.one question on Aadhar bridge system for giving Subsidy. 21 which is not a 24*7 system IMPS NPCI UPI or USSD. 22.one question on what is SFMS. 23.diffrence between In Us and Off Is ATM 24.wat is difference between IMPS and IMT. 25.diffrence between CDM ATM and POS





1 July Digital Banking Paper Recollected Questions. 26.diffrence between white and Brown level ATM. 27.diiffrence between Clearing and Settlement process. 28.wat is keystroke Logging and benefits of vitual key board. 29.wat is difference between business Declines and technical Declines. 30.difference between authorization and Settlement process. 31.wat is limit of chargebeck-90 days. 32.one question on prearbiration process and dispute management Collette. 33.one question on smshing and Phishing attack....... 34 diffrence between malware and Torzan. 35.wat is *99*99# and it's benefit. 36 .mobile wallets are prepaid or postpaid. 37.one question on OTP and TWO factor Authonthication process. 38.What is end-user risk. 39.wat is mobile device risk. 40 one question on Spearphishing. 41 .wat is query service on Aadhar Mapper.42.one question on firewell and intrusions detection system. 43.diiffrence between encryption and Decryption. 44.diffrence between GPRS and PSTN POS 45.diffrence between portable and Pooled terminal. 46.one question only on Mobile POS. 47.wat is EKYC and it's benefits. 48.wat is Terminal Management System. 49.wat is Mural-Advertising. 50.wat is OOH out of home.....







Recollected Questions on Digital Banking Paper 1 July. .51.wat is Graffiti. 52.wat is CRM customer Relationship Management. 53.one questions on fraud in ATM card and Internet banking. 54.wat is RTGS and Next generation RTGS 55.wat is Rupay Paysecure Solution. 56.Benefits of Rupay Card. 57.wat is NACH and it's Role. 58.ABPS and NACH diffrence. 59.wat is ASA and KSA. 60.one question on NFS and EKYC. 61. Offus and OnUs transaction Diffrence. 62.RTGS and NgTGS. 63.NG rtgs works on ISO 20022. 64.wat is CCIL clearing Corporation of India it's Role and Functions. 65 .wat is Diffrence between DVP-lll (Delivery vs payment and Payment Vs Delivey) System..



Recollected Questions. 66.diffrence between Compliance and Convenience. 67.masquerading and Cyber mugging. 68.wat is Jeckpotting. 69.wat is MILTDOWN and Spectrame. 70.one question on Telebanking. 71.MMID and MPlpin wat Digit MMID 4 Digit 72.wat is giftcard prepaid card and store value card diffrences. 73.credit and charge card diffrences. 74.questions on magnetic strip card EMV chipbased card. 75.questuons on what Document requires for Representment in prearbitration process...... 76.operating system hardening is a Application server risk. 77.diffrence between Enduser risk and application server risk. 78.wat is mobile device risk. 79.wat is Identity Theft. 80.Difference between Basic Phishing and Spear phishing. . ......



 Q81.what is SSL full form and it's signal turns into which colour green blue Aur Red. Q82.one Drawback of Smishing. Q.83.the process of remain hidden Online is called..... Q.84.what is Back and Access.... Q 86.one question on Cash Advance. Q87.wat is diffrence between VOID and Refund. Q 88.SFMS. Q 89.Encoding deciding Difference.. Q90..wat is Rootkit. Q 91.Social engineering. Q 92.diffrence between IDS and IPS. Q.93.OTP and Two fector Authonthication. Q.94.KeyStroke Loggers

MSME recollcted

17.11.2018 msme recollected


115 Questions out of 120 was theoritical

1.FIWE location
2.MSME definition
3.ITCOT location
4.SMERA
4.CREDIT rating agency
5.DER
6.DSCR
7.BEP
8.Margin of safety
9.cluster in different countries
10.msme for IT sector
11. All 5 Numericals from ratios only.
12.WTO was established in
13.few questions with all the above , 1 and 2 above types..5 Q on sick unit npa and rehabilitation criteria ....
14. And other questions as discussed in this portal ..Today ques #MSME
priority sector 3que
Msme classification 3 ques
Composit lone limit
credit gurantee 2 ques
Export finance 3 ques
Pre shipment
cluster benifit
Ratio baesd 4ques
Service enterprises 3 ques
Llp3que
Minor
Partnership firm2quea
Ots by whom
Sickness 3..4que
Rehabilitation scheme
Viable state

Note = read book line by line with updated data nd recollected ques from grp


Questions on wto establishment year
Sarfaesi establishment year
Problems related to msme investment in service ans ma ufacturing
Problem on der,dscr,asset coverage ratio, working capital gap, working capital turnover ratio and current ratio,
Wilful defaulter,
Women entrepreneur
Internal and external cause of sickness,
Msme stages of establishment,
Cluster selection process,
5 c
Questions from named act

It security recollected questions 25/05/19

It security recollected questions 25/05/19 shared by member
 OECD 1992
PILLARS OF IS
ISP/NSP INTERMEDIARIES SEC 79 PTOTECTION
ITA 2000 PROVIDES LEGAL RECOGNITION TO ELEC.RECORDS
CISO TO REPORT TO HIRM
PGP IN EMAIL
DOWNSTREAM LIABILITY
SALAMI TECHNIQUE
TROZAN HORSE
SPLIT TESTING
CLOUD COMPUTING
DIGITAL INDIA INITIATIVE
PERIMETER SECURITY
IPS BIOMETRIC
IDS CCTV
GREEN SERVEE
SCAVENGING
BLADE SERVER
IP ADDRESS N MAC ADDRESS
VSAT
LOAD BALANCING SERVER
ROUTER
SWITCHES
ISO 14000, 27000 SERIES
ISO/IEC 12207
ISO 90003:2004
COBIT VERSION
SOX 2002
PXI/DSS
RFID/BAR CODE
PSEUDO CODE
PPI
OSI MODEL LAYERS
TCP/IP MODEL LAYERS
NAT
TUNELLING
IP SEC
FTP PORT NO
DNS ATTACK
FIREWALLS
66D SOCIAL ENGG
DOS ATTACK
APT
STUXNET
VIRUS/WORM
SLA
POLYMORPHIC THREAT
RTO N RPO
CLOUD BACKUP
ROBO BACKUP
PDC N SDC
BCDRP
HOT SITE
SPF
RESIDUAL RISK
AUDIT AROUND/THROUGH COMPUTER

Current affair s on 19.06.2019

Today's Headlines from www:

*Economic Times*

📝 Sebi allows exchanges to launch commodity indices futures

📝 Canara Bank to raise up to Rs 12,000 cr in FY20

📝 Ind-Ra downgrades PNB's Rs 6,750 crore AT1 bonds

📝 Trent plans to raise Rs 1,550 crore

📝 NHAI plans to seek new investor for Mumbai-Pune Expressway

📝 EPFO bars portfolio managers from investing in group companies

📝 Government begins groundwork for capital infusion in regional rural banks

📝 Specialty chemical companies capex to jump 70% by 2020: Report

📝 MSL becomes subsidiary of Bajaj Holdings and Investment

*Business Standard*

📝 RBI panel on MSMEs suggests Rs 20 lakh collateral-free loan under Mudra

📝 Dividend payout by BSE500 firms up 1.7%; share buyback rises 64% in FY19

📝 Public cloud revenue in India likely to grow 24% this year: Gartner

📝 Paytm Money plans to raise $1.2 billion in a mega funding round

📝 Domestic air passenger traffic rises 2.96% in May, shows DGCA data

📝 Blackstone-backed India REIT wins over investors amid low interest rates

📝 Blackstone buys 'One BKC' building in Mumbai for Rs 2,600 crore

📝 Deloitte ban to disrupt businesses and investment inflows: US to India

*Financial Express*

📝 CCI to conduct a study on e-commerce in India

📝 Close to 2 million jobs formalised due to GST, demoetisation: ISF Report

📝 Textiles and apparel exports grow 5 per cent in May

📝 RBI fines HDFC Bank Rs 1 crore for violation of KYC norms

📝 AirAsia to convert 253 orders for Airbus A320neo planes to larger A321neo

📝 Facebook unveils global cryptocurrency ‘Libra’

*Mint*

📝 Google invests $1 billion to ease housing shortage near California headquarters

📝 SBI-led consortium picks Grant Thornton as RP for Jet Airways

📝 Swiggy looks to raise fresh funds from Carlyle Group

📝 Govt, RBI promise to address concerns on data localization rule

📝 RIL to infuse another ₹20,000 crore into Jio

📝 Boeing signs first deal for 737 Max jet since deadly crashes

📝 Bira 91 parent looks to raise $100 mn to support growth

📝 India expands scope of Act East policy in a bid to reset ties with Russia

📝 Plan to rescind H-4 visas yet to get final shape, says US official

📝 Vistara inks code share agreement with United Airlines.

Certified Treasury professionals Recollected questions on November 24th 2018

Certified Treasury professionals Recollected questions on November 24th 2018

Some of the recollected questions of certified treasury professional exam held on 24/11/2018 3 pm
TT buy/ TT sell bill /buy Bill sell/ TC buy TC /sell Forex card rates of dollar and pound given.
Various forex transaction based questions (5 marks)

 ∆Y= change in the yield of a bond in decimal
V+ = the estimated value of the bond if yield is increased by ∆Y
V- = the estimated value of the bond if yield is decreased by ∆Y
Vo = Initial price of the bond
All these values given
Questions asked: percentage change in price per basis point Change for an increase in yield of delta y etc.

Average percentage price change per basis point change in yield
(5 marks)

 cash inflow and outflow of the repo borrower in a repo transaction
Accured interest for first leg second leg etc (5 marks)

Present value of all coupons 10 years bond coupons payed semi annually.

Apart from black scholes model another famous option pricing model name.
 How options Greek measures the sensitivity of an options price

A decrease in interest rates raises bond prices by more than a corresponding increase in rates lowers price

Money market refers to the market for short term maturities upto 1 year.

Yield and price of 364 and 91 days treasury bill.


Given CTP Exam today (24/11/18) 10.00 Slot. Next heading toward FRM & Certified Bank trainer. In today CTP exam, Case Study Questions (5Q ) were from Repo Transaction, T Bills, TT Buying & Bills Buying rates, option price calculations, Bond yield & price calculations, option greeks & duration. Then individual questions (1 - 2Q) from CP, SI,CI, option pricing models, forex valuation, dealers code of conduct, etc.

Msme recollected 01.12.2018

Msme recollected 01.12.2018
Smera, itcot, stages of msme, duration for sanction upto 25 lakhs, duration for sanction upto 50 lakhs, duration for disbursement after sanction upto 50 lakhs, unido, working capital sum, ratio sum, stages of cluster, credit rating agencies, composite loan limit, msmed act in which year, sarfaesi in which year, ots, sum on provisioning, question on Cambridge something, Fiwe, wto, dscr, asset turnover ratio, working capital turnover ratio, diffusion effect of technology change, questions of market strategy, women entrepreneurs , minimum and maximum directors of public and private ltd company, shareholders, limited liability partnership, minor partner, deferred payment guarantee, performance guarantee, red clause lc, back to back lc.

Cyber fraud management exam recollected questions on 17.11.2018

 Cyber fraud management exam recollected questions on 17.11.2018
The regulator of uav ,
Netra developed by,
Script kiddies,
Ethical hacking,
Blue hat hacking,
Nigeria 419,
Social engineering,
When a NRI contacted u by phone to transfer 500000 lakh rupee to another account in another branch.what action will be taken by you as a Branch manager.
.org,.com are Tld or Sld,
Cyber crime definition,
Cyber smearing,
Masquerading attack,
Email spoofing,
In a software application at end of page we use to see "I agree with term and conditions".what do you mean by that.
A.p case vs Tcs case,
Eucp started in which year,
Steps involved in online transfer processing.
Where scada is used.
Anonymous definition,
Tail gating,
Tress passing,
Harrasing a lady over mail comes under which crime,
Cyber warfare,
Definition of Durability,
Odd man out of the given below which is not an app
1.ola 2.google store.3.black berry.4.apple
Locard principle,
Malicious code writers,


By rama



Cyber crime definition

3 factors induce to commit fraud

Internet of things

Wank worm first hacktivist attack

Stuxnet

Script kiddies

Spoofing

CcTLD

Ransomware

SCADA

Vishing

Authorisation authentication difference

BYOD

authentication tech for e mail

Digital signature

Internet addiction disorder

CAPTCHA

blue hat hacker

2D bar coding known as matrix code

DML

prevention control

Detection control

Digital footprints

Brute force attack

Payment wallets

SWIFT

prepaid cards

Shoulder surfing

PCIDSS

TCS vs state of AP case

IPC forgery of electronic records

3 domain servers of security initiative

Compulsive disorders

Stylometry

Jilani working group

FSDC

• to combat computer related crimes, CBI has following specialized structure 

CBI Interpol

Current affair s on 18.06.2019

Today's Headlines from www:

*Economic Times*

📝 GSP withdrawal by US may moderately hit gem and jewellery exports: Crisil

📝 Alibaba proposes one-to-eight stock split ahead of up to $20 bn HK listing

📝 Top pvt sector banks cut interest rates on deposits by up to 0.25%

📝 Amazon India most attractive employer brand, Microsoft India 2nd: Survey

📝 Biocon board approves sale of branded formulations business to subsidiary

📝 Impose green cess on polluting vehicles to support EVs: SMEV

📝 Ramco Cements targets 20 million tonnes capacity by 2020

*Business Standard*

📝 Govt aims to improve fuel access; petrol, diesel to be sold in supermarkets

📝 HDFC Mutual Fund takes Rs 500 crore of Essel group exposures on books

📝 IndiGo moves away from Pratt & Whitney, places $20-bn order for CFM engines

📝 India Inc's advance tax mop-up surges 171% in Q1, Mumbai collection up 133%

📝 Scooter sharing startup Bounce's valuation crosses $220 mn with new funding

📝 SBI plans to mop up Rs 5,000-crore debt capital via tier-II bonds

📝 NHPC to cancel 2520 Mw bids under power purchase agreement over high tariff

📝 Over and out for Jet Airways as lenders start bankruptcy proceedings

*Financial Express*

📝 Claims against Reliance Communications swell to Rs 57,382 cr; Reliance ADAG companies among claimants

📝 Study estimates PM-Aasha cost at Rs 3.84 lakh crore

📝 BPCL’s investment plan for Mozambique gas field gets government’s approval

📝 India’s commercial realty raked in $2.6 billion cross border investments in Q1 OF 2019

📝 Life insurance: Premium collections of private life insurers up 27 pct

📝 Surat textile weavers urge government to expedite TUFS scheme

📝 Piyush Goyal holds meeting with stakeholders on e-commerce, data localisation

*Mint*

📝 Sotheby’s sold for $3.7 billion to media titan Patrick Drahi

📝 FMCG firms may see pick-up in demand later this year: Report

📝 Essel Infra to sell solar assets to Adani Group for up to ₹2,000 crore

📝 Bounce raises $72 mn led by B Capital Group, Falcon Edge Capital

📝 Singapore’s GIC eyes up to $1 billion investment in Indian road assets

📝 ICICI Bank moves NCLAT to seek early hearing on JAL insolvency plea

📝 Realty lenders stare at bailouts, deep haircuts amid liquidity crisis

📝 RBI may cut rates by another 25 bps in 2019: Fitch Ratings

📝 India says UAE assures supply of oil, LPG despite tanker attacks

📝 Govt may sell stake in some weak PSU banks.

Fatf recommendations

THE FATF RECOMMENDATIONS:: Total 40

A – AML/CFT POLICIES AND COORDINATION

1 - Assessing risks & applying a risk-based approach *
2 - National cooperation and coordination

B – MONEY LAUNDERING AND CONFISCATION

3 Money laundering offence *
4 Confiscation and provisional measures *

C – TERRORIST FINANCING AND FINANCING OF PROLIFERATION

5 Terrorist financing offence *
6 Targeted financial sanctions related to terrorism & terrorist financing *
7 Targeted financial sanctions related to proliferation *
8 Non-profit organisations *

D – PREVENTIVE MEASURES

9 Financial institution secrecy laws
Customer due diligence and record keeping
10 Customer due diligence *
11 Record keeping
Additional measures for specific customers and activities
12 Politically exposed persons *
13 Correspondent banking *
14 Money or value transfer services *
15 New technologies
16 Wire transfers *

Reliance, Controls and Financial Groups

17 Reliance on third parties *
18 Internal controls and foreign branches and subsidiaries *
19 Higher-risk countries *
Reporting of suspicious transactions
20 Reporting of suspicious transactions *
21 Tipping-off and confidentiality

Designated non-financial Businesses and Professions (DNFBPs)

22 DNFBPs: Customer due diligence *
23 DNFBPs: Other measures *

THE FATF RECOMMENDATIONS
INTERNATIONAL STANDARDS ON COMBATING MONEY LAUNDERING AND THE FINANCING OF TERRORISM & PROLIFERATION
 2012 OECD/FATF 5

E – TRANSPARENCY AND BENEFICIAL OWNERSHIP
OF LEGAL PERSONS AND ARRANGEMENTS

24 Transparency and beneficial ownership of legal persons *
25 Transparency and beneficial ownership of legal arrangements *

F – POWERS AND RESPONSIBILITIES OF COMPETENT AUTHORITIES
AND OTHER INSTITUTIONAL MEASURES
Regulation and Supervision

26 Regulation and supervision of financial institutions *
27 Powers of supervisors
28 Regulation and supervision of DNFBPs
Operational and Law Enforcement
29 Financial intelligence units *
30 Responsibilities of law enforcement and investigative authorities *
31 Powers of law enforcement and investigative authorities
32 Cash couriers *
General Requirements
33 Statistics
34 Guidance and feedback

Sanctions

35 Sanctions

G – INTERNATIONAL COOPERATION

36 International instruments
37 Mutual legal assistance
38 Mutual legal assistance: freezing and confiscation *
39 Extradition
40 Other forms of international cooperation

Assets and liabilities

ASSETS::

Fixed Assets :
Assets which are purchased for long
term and not meant to be sold but used for production.
Land & Building,Plant & Machinery
Vehicles,Furniture & Fixture
Office equipment,Capital Work in Progress These are
represented as under:
Original value (Gross Bock) Less depreciation
Net Block or book value or written down
Value Method

Non Current Assets:

Assets which cannot be classified as current or
fixed or intangible assets Book Debts or Sundry
Debtors more than 6 months old/ Disputed Debts,
Investment of long term nature in shares,
govt. securities, associates or sister firms or
companies. Long term security deposits. Unquoted
investments; Investments in subsidiaries or sister
concerns; Loans & Advances to directors, officers;
Accounts receivables in respect of sale of plant &
machinery; Advances to concerns in which directors
are interested; Deposits with customs port trust etc
Intangible & fictitious Assets Which do not have
physical existence. For example: Goodwill, Patents,
Trade Mark, Copy Right, Preliminary or pre operative
expenses, other formation expenses, debit balance of
P & L account, accumulated losses, bad debts,
Capital issue expenses e.g. discount on issue of
share & debentures, commission on underwriting of
shares & debentures; Deferred revenue expenditure
e.g. Advertisement

Current Assets : Cash in hand, Bank balance
including fixed ,deposits with banks. Stocks/inventory
(such as raw material, stock in process, finished
goods, consumable stores and spares),Book
debts/Sundry debtors/Bills Receivable/ Accounts
receivable/ debtors, Government and other trustee
securities
(other than for long term purposes e.g. sinking funds,
gratuity funds etc.),Readily Marketable/quoted govt. or
other securities meant for sale,Interest accrued and
receivables,Advance payment of taxes,
pre-paid expenses,Advance payments for
merchandise; unexpired insurance