Sunday, 17 June 2018

CAIIB Retail Recollected 2018 June


CAIIB Retail Recollected 2018 June ::
Recalled questions 

Bbps
Case study on hl income tax claim
Fv n pv
Fsi
NFS details
Credit card
Free charge
Emi Calculation, Rule 72, Questions on CIBIL,  SLM and WDV
 housing loan cs education loan cs bbps cs ekyc depriciation cs question on time value of money and also more and more question on theory part

 Case study on
BBPS
HL income tax
CKYC
Depriciation
Case study on
Bcsbi 5 que
 Imps,UPI, *99#,mmid
[Credit card 5 que
 Sarfasi,, lokadalak, drt 5 que
Car loan new oold car 5; questions
Housing loan tax benefits 5 que
 Slm , wdv depreciation 3 que
Fund transfer mobile banking maximum    per transaction and max per month per beneficiary
[Sub prime loan
[Bank charges under charge against future receivable        cersai form 1 or 2 or not applicable
 Mortgage act
[ RTGS and neft
 Method of valuation of land and buildings which is to be attached as security for bank
 Product development stages
Rule 72 compounded annually  doubles in 7 yrs and 6 months option 9 .6,10, 9.3,9

 Demat account can be opened in banks or DPS or brokers
If a bank issue card to customer and 10 lakh insurance cover what type of card bank issue rupay, visa, master, mastro
 If credit card a person purchases for 12000 at 37.20 annually.               Per month interest.  Per day ,, if he pays within time limit what is the interest charged

How can a bank protect themselves if he is relieving information about the customer
Ombudsman settlement

Kyc aml


  • Dispute between banks and reconstruction company securitization

[Back loading emi
 If a person wants to invest in a 10 yrs  pention plan  plan name?? Pmjsy, pmvvy, Jay,jsy
[Machinery value 1200 lakhs salvage value 300. End of 6 yrs under wdv method 15%
When salvage value become zero

Dep under straight line method
Cumulative depreciation value of 3rd 4th year under wdv

1 comment:

  1. Commercial paper : eligible conditions for issuance of CP as per RBI circular DT 10.8.17
    1.Companies, NBFCs, AIFIs for issuance of CP net worth condition not required but other conditions: that any fund-based facility availed of from bank(s) and/or financial institutions is classified as a standard asset by all financing banks/institutions at the time of issue.

    2. Other entities like co-operative societies/unions, government entities, trusts, limited liability partnerships and any other body corporate having presence in India with a net worth of ₹ 100 crore or higher subject to the condition that any fund-based facility availed of from bank(s) and/or financial institutions is classified as a standard asset

    2 credit rating :The minimum credit rating for a CP shall be ‘A3’ as per rating symbol and definition prescribed by SEBI. Eligible issuers, whose total CP issuance during a calendar year is ₹ 1000 crore or more, shall obtain credit rating for issuance of CPs from at least two CRAs
    3 buyback: only after 30 days fro the date of issue of CP

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